How to Get Insurance to Pay for Water Damage Restoration

Insurance to Pay for Water Damage Restoration

Water can cause a lot of damage to your home. Whether it’s a flood, sewer backup, or a burst pipe, it can cause quite a bit of destruction. Luckily, insurance companies will pay for most of the unexpected water damage that occurred in your home. Still, if you want to make sure your claim is successful, there are a few things you should be mindful of. Here’s what you can do if you’re wondering how to get insurance to pay for water damage restoration: How to Get Homeowners Insurance to…

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Homeowners insurance non-renewal protection issued to several Californian communities

Homeowners Insurance Non-Renewal - neighborhood in California

Residents of almost 2.4M homes will benefit from a one-year moratorium against wildfire risk cancellation. Almost 2.4 million policyholders will be protected against homeowners insurance non-renewal for the next year. Millions of property owners faced having their policies cancelled due to increased wildfire risk. The historic wildfires that blaze their way through the state every year have caused homeowners insurance non-renewal trends to skyrocket in California. This has threatened the ability of many residents to find affordable coverage, or any coverage at all. That said, on December 31, California Insurance…

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The Definitive Guide to Types & Placement Of Home Fire Extinguishers

home fire extinguishers placement and first aid

You probably have a first aid kit at home, including some plasters and basic medical aids. This is a good idea to help deal with issues before the professionals arrive. It’s likely that you have a smoke alarm or two as well. But, have you considered what else needs to be in your fire safety kit? Take a look at the impressive array of items offered by fire safety equipment suppliers and you’ll quickly realize that there are a number of useful additions to your home. Potentially the two most…

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Insurers offer timely advice to help prevent winter home insurance claims

Winter home insurance claims - house in winter - snow

As the weather gets much colder, storms and below-freezing temperatures come with certain risks. To start the year off on a positive note, insurers are sharing tips and strategies with policyholders to help them to prevent having to make winter home insurance claims. Damage and liability from storms, high winds, and freezing temperatures are often avoidable. Insurance Information Institute data showed that last year, there were $2.1 billion in winter home insurance claims caused by storms from this time of the year. That said, if policyholders had all taken certain…

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Wine insurance: What is it and what does it cover?

Wine insurance - wine rack

Though most people don’t need this type of coverage, collectors should consider protecting their collections. Most of us uncork a decent bottle of red or white without any need to consider wine insurance. We spend $10 to $15 on a nice bottle and enjoy our purchase. However, collectors who have accumulated thousands of dollars worth of bottles could benefit from this additional coverage. Serious collectors could have collections – or even individual bottles – worth thousands. Storage facilities and logistics companies focused on this industry believe that less than 5…

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The top homeowners insurance mistakes policyholders make

Homeowners insurance mistakes - hand holding house in bubble

This coverage can be complicated, resulting in errors frequently made while filing claims. Homeowners insurance mistakes are more common than many policyholders may think. Unfortunately, when errors are made during the claims process, the result can be quite expensive. Policyholders are advised to review their coverage annually and when large changes occur. Beyond making sure they have the right coverage in place, it’s also important to understand the claims process. This helps to avoid some of the most common and potentially expensive homeowners insurance mistakes. As climate change brings an…

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Renters insurance coverage protects tenants from more than they realize

Renters insurance coverage - For Rent sign

This lack of understanding means many people don’t value it as highly as they might with information. Most tenants are aware that renters insurance coverage exists, and while most done realize how affordable it actually is, even more don’t realize how much coverage they receive within the bounds of one standard policy. Many people believe these policies are meant exclusively to cover stolen or damaged possessions. The reason renters insurance coverage is often interpreted this way is that it is also often known as contents insurance. This implies that the…

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