From Insurance to Marketing: How to Save Your New Business Money

The world’s most successful entrepreneurs understand the importance of saving every penny possible in business. It doesn’t matter if you’re running a home-based start-up or an international organization; it is crucial to adopt a frugal mindset to enjoy substantial revenue and growth. If you are new to an industry, you are likely eager to maximize your finances to avoid money issues and generate a healthy profit margin. Knowledge is power when it comes to business, which is why you should read the following advice on how to save your new…

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California workers’ compensation Q3 insurance rate cuts get the nod

California workers compensation

The state has given its approval for the largest rate reductions of any US state. California workers compensation insurance rates have received their official approval, reducing them more than any other state in the third quarter. All 10 of the most notable rate reductions within that quarter received state approval. The announcement was initially made by an S&P Global Market Intelligence analysis. These California workers’ compensation rate cuts followed September 1’s reduction of the 1.41 percent pure premium benchmark issued by the state Department of Insurance. The rate reduction that…

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Annual workers’ compensation insurance filing gets the green light in Kentucky

Workers Compensation Insurance - Green Light - traffic light

The state DOI has announced its approval of the 2021 rate filing used for developing coverage rates. The Kentucky Department of Insurance (DOI) recently announced that it has given the nod to the 2021 rate filing applied to developing state workers compensation insurance coverage rates. The decision became effective with the start of this month. Tis represents the 16th consecutive year that there has been a drop in overall loss costs in Kentucky. For 16 years in a row, the Kentucky workers’ compensation insurance filing has revealed a reduction in…

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7 Tips for Motivating Your Small Business Team

Managing a small team can often be very rewarding, especially if your team is in the business of drywall estimating services. You don’t have as many people to lead as you would with a large team of staff, so you have more of an opportunity to get to know people on an individual level. You still need to put the effort into motivating them, though. Otherwise, even small teams can become less than productive. If you’re a business owner with a small team, here are seven tips for motivating them.  1:…

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7 Important Things Delivery Drivers Should Know About Insurance

In the last few months, online delivery businesses have taken off in a major way. The Coronavirus pandemic has unleashed the Ecommerce beast in almost all industry niches. If data is to be believed, Americans spent more than $11 billion in Pizza deliveries alone in 202-2021.  With groceries, medicines, food items, take outs, pets supplies and other essential and non-essentials getting delivered online, the same has fueled growing and profitable delivery businesses. This means vehicles and drivers that are doing last mile deliveries and delivering to the doorsteps of the…

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When do businesses need workers compensation insurance?

Workers compensation insurance - Work injury claim form

In many cases, this coverage is state mandated, so companies need to know when it applies to them. Workers compensation insurance is a type of policy that covers claims related to injuries employees sustain while on the job, including lost wages, medical expenses, rehabilitation, death benefits and more. As such, this type of coverage is typically meant for any company that has employees. It can be quickly and easily obtained from a reputable company such as Embroker. These types of claims are exceptionally common, and coverage is often required by…

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Personal Injury, Statutes of Limitations and Compensation

When another person’s carelessness or recklessness results in you becoming the victim of an injury, you quickly understand that the ramifications can extend far beyond the physical harm caused.  Depending on the severity of the injury you have sustained, life as you once knew it can be turned upside down. As a result of treating your injuries, medical bills can pile up and overwhelm you – despite insurance – particularly if you have been unable to continue working or earning any income. When you take into account the mental toll…

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