Category: Health Care Reform

America’s health care system is undergoing many changes – it’s hard for insurance professionals to keep updated let alone consumers. Here we make it easy and publish daily articles on the changes and challenges that health care reform has ahead.

California seeks to achieve largest possible worker health insurance subsidies

G. Turner
California Health Insurance - Employees denied
News Bulletin: US asks insurers to ...
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The goal is to ensure that workers receive the maximum assistance for coverage during labor disputes. California is aiming to ensure that workers in the state will receive the largest possible health insurance subsidies throughout labor disputes. This move is in response to a number of recent incidences when workers have been told they are losing their coverage throughout strikes and other similar disputes. Workers are having their coverage cut off or are threatened to lose coverage if they don’t return to work. For instance, earlier this year, Chevron workers…

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California health insurance is available to many for only $10 per month

H. Cutner
California health insurance - 10 dollars

One million uninsured state residents are eligible for the lowest-cost plans from the marketplace. The open enrollment period for 2023 has now begun and California health insurance is available to millions of state residents for as little as $10 per month. Some individuals and families shopping on the state’s marketplace can find coverage at no cost. Among the 1.7 million state residents who can shop on the Covered California marketplace, two out of every three are eligible for plans that are as cheap as $10 per month. Moreover, many of…

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More Americans than ever have insurance but still avoid health care expenses

Logan B.
Health care Expenses

Even with coverage, it’s common for people to avoid seeing a doctor due to cost concerns. Among American patients who have insurance, 41 percent still avoided seeking health care out of concerns that their coverage would still leave them with treatment costs that they couldn’t afford, said a new survey. The largest number of Americans now have coverage since the start of the Affordable Care Act. While the health care overhaul in the form of the Affordable Care Act has helped to bring coverage to record numbers of Americans, there…

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Health insurance coverage levels rise in communities of color

G. Turner
Health insurance coverage - Rise in coverage

Department of Health and Human Services data recorded substantial improvements from 2020 to 2022. The Department of Health and Human Services (HHS) recently released a report in which its data showed that communities of color have recorded considerable improvements in health insurance coverage from 2020 to 2022. The improvements are credited in part to increased outreach efforts for enrollment and enhanced affordability. From 2020 to 2022, there was a 56 percent increase in health insurance coverage enrollment rates among Hispanic people through the Affordable Care Act marketplace. Among Black Americans,…

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Health insurance rates will be higher for Colorado residents next year

H. Cutner
Health insurance rates - medical insurance plan

State residents buying their coverage through the state exchange will see higher prices for 2023. Residents of Colorado are seeing higher health insurance rates for 2023 when they shop for their coverage on the state exchange instead of receiving their plans through their employers. The average increase is 10.4 percent across all plans, while employers are also seeing increases. Health insurance rates are rising by 7.4 percent for small employers who have up to 100 workers. The state took longer than usual to announce their final figures for 2023 but…

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Federal health insurance marketplace gives preview of Open Enrollment offerings

Marc
Health insurance marketplace - Keyboard

The Biden-Harris Administration is allowing for some window-shopping for US consumers. The 10th Open Enrollment period for the health insurance marketplace will begin tomorrow, but US consumers can check out what will be available early, with window shopping for plan choice, affordability and quality. The federal exchange officially starts accepting enrollments tomorrow, but today you can have a look. Consumers can head to the health insurance marketplace to preview the options available to them and to consider which coverage best suits their needs and where they can save money. The…

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Humana is leaving Colorado’s small business health insurance market

Nordstrom
Health Insurance - Exit Sign

The insurer has announced that it will be exiting the employer group marketplace within 18 months. Small business health insurance provider Humana has announced that it will be stepping out of the state’s employer group market within the next 18 months. The announcement was first made in a letter the insurer issued to brokers and agents in the state. While the letter was a formal announcement to the brokers and agents who sell Humana’s health insurance policies, at the time this article was written, the insurer had yet to officially…

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