How Healthcare Reform May Impact Physicians

How Healthcare Reform May Impact Physicians

Healthcare reform is a touchy topic in America today. Phrases like “single-payer system” and “public option” are tossed around a lot these days, but the emphasis usually centers on the patient experience. However, as the past year has shown us, the functions of our healthcare system are heavily dependent on healthcare workers and physicians who are equally impacted by U.S. healthcare reform. Let’s explore the insurance versus cash-only debate to better understand available insurance alternatives and physician involvement in healthcare reform. Insurance vs. Cash-Only  Healthcare demand is growing rapidly in…

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Health insurance costs 54 percent less for the average gig worker

Health insurance - health costs - keyboard - money- stethoscope

The American Rescue Plan has made plans considerably more affordable for independent workers. Gig workers have traditionally faced health insurance expenses too high for many of them to be able to afford to keep them up, until the American Rescue Plan (ARP) changed the game for high-quality coverage in March. Since ARP passed earlier this year, a growing number of independent workers have been enrolling. Gig workers are using the Healthcare.gov marketplace to purchase their health insurance and are paying less for it than they ever have before. New benefits…

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Health insurance birthday rule may be coming to an end

Health insurance birthday rule - parents with newborn

Proposed law would remove large, unexpected expense from new parents in rare unfortunate circumstances. The obscure health insurance birthday rule could be on its way out, sparing new parents the risk of enormous unexpected medical expenses in the case of certain care requirements for the newborn. This regulation dictates the way that insurance companies choose coverage when both parents have a plan. The bill would take away the health insurance birthday rule, letting the parents decide which policy covers their child. As it stands, the regulation requires the coverage of…

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Why the Country Still Needs the Affordable Care Act

Why the Country Still Needs the Affordable Care Act

The Affordable Care Act, ACA or “Obama care,” was enacted in 2010 and has had extreme proponents and detractors ever since. The Act was a reaction to the soaring costs of healthcare and health insurance, leaving millions uninsured and going into medical bill debt. So, what is the ACA, exactly, and what are its benefits? Read on to find out. Affordable Health Insurance The central pillar of the ACA is Obama care plans that provide affordable insurance to millions of people who previously had no coverage. Over 20 million Americans…

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Free health insurance easier to find for low-income Californians

Free Health Insurance

Access to the state’s Medi-Cal and Medicaid plans will be based exclusively on residents’ incomes. Low-income Californians will no longer be subjected to the asset test when enrolling in free health insurance through either Medi-Cal or Medicare. This was a component of the state budget, which recently received its approval. Instead of having to pass the asset test, the 2 million Californians enrolled in Medi-Cal and Medicare will have their eligibility determined exclusively by their income. This is the case for the millions of other participants in Medi-Cal and is…

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Affordable Care Act challenge dismissed by Supreme Court

Affordable Care Act - Supreme Court

The justices turned down the Republican state-led challenge to the health care law. At the end of last week, the Supreme Court dismissed the challenge to the Affordable Care Act. This left the law intact, keeping millions of Americans’ health care coverage in place. The justices rejected the former Trump administration and Republican-led states’ effort to block the law. The challenge to the Affordable Care Act led by Republican states and the former Trump administration sought to have the justices block the law in its entirety. According to the Supreme…

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Will the American Rescue Plan Make California Health insurance affordable?

California health insurance - US health money

Covered California is urging state residents to take a second look at prices, as many have fallen. The California health insurance exchange is asking uninsured state residents to take a second look at what is available to them, as the new American Rescue Plan has reduced the price of some options. The federal law could make it notably cheaper to purchase a health plan on Covered California. According to a new report by Californiahealthline.org, the American Rescue Plan (ARP) has the potential to bring California health insurance into the hands…

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