Category: Disability Insurance

Disability insurance is such an important issue that not a lot of people understand nor do they even have this type of coverage. Whether you are explaining disability insurance to a client or understanding your personal needs, this online news publication will help educate professionals, business owners and the self employed.

How Medical Debt is Devastating Millions of Insured Americans and What You Can Do About It

Nordstrom
Medical Debt

Medical debt is a pervasive issue in the United States, affecting millions of Americans each year. Despite having health insurance, many people still find themselves facing unexpected medical bills that can lead to significant financial stress. According to a recent survey by the Commonwealth Fund, nearly half of insured working-age Americans received a medical bill or charge that should have been covered by their insurance. This article aims to shed light on the realities of medical debt, highlight key statistics, share personal stories, and offer practical advice for those grappling…

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Kansas governor signs workers compensation reform bill

H. Cutner
Workers Compensation - Kansas Flag - Reform

Governor Kelly has signed bipartisan legislation Senate Bill 430 into law Kansas Governor Laura Kelly has signed Senate Bill 430, a bipartisan workers compensation overhaul bill meant to provide comprehensive updates to the laws in the state. Changes were broadly believed to be long overdue for the state “This legislation is a win for our workforce, our businesses, and organized labor,” said Kelly.  “The reforms in this legislation will create a more just and efficient workers compensation system that increases the benefits for injured workers while creating administrative efficiencies and…

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Social Security Administration struggling with disability insurance overpayments

Logan B.
Disability insurance Form

The SSA hasn’t been adjusting the benefits of people going back to work after having been unable to. The Social Security Administration is facing struggles with overpaying benefits to disability insurance beneficiaries. The coverage is meant to provide benefits when an individual’s disabilities stop them from working. However, the Social Security Administration (SSA) has not been adjusting disability insurance benefits for some people when they return the work. The result is that they risk being overpaid. As nice as that might sound, beneficiaries who are overpaid may have to repay…

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New changes to Vermont workers’ compensation in effect

Live Insurance News
Workers compensation - changes - Vermont

Among them include coverage for dependent children, and special coverage for firefighters. New rules for workers compensation benefits in Vermont have become effective, including temporary total disability, as well as for dependent children, and for the work search requirement for injured people who are making their way back into the job market. The changes became effective at the start of the month as a result of new state legislation. The changes to Vermont workers compensation were a component of a bill that was primarily aimed at addressing childcare and early…

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Disability insurance satisfaction continues to be high

H. Cutner
Disability insurance - Income - Form

American workers covered by this type of coverage remain satisfied with what it provides. Millions of Americans are currently covered by disability insurance, providing them with protection against the loss of income they would otherwise face due to being unable to work because of an illness or injury. This coverage makes sure that policyholders will continue to have an income during these extended periods. A recent AHIP survey found that people who have disability insurance are highly satisfied with their coverage and what it provides. They indicated that they are…

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