Montana’s Pain and Hawaii’s Gain – The Homeowners Insurance Divide in America

Logan B.
Montana and Hawaii –Homeowners Insurance

Homeowners Insurance Costs Kept Climbing – A Look at Last Year It’s no secret—owning a home is getting pricier. And it’s not just the mortgages or maintenance eating away at budgets. Homeowners insurance is now taking a bigger bite out of household finances than ever before. The numbers are clear. On average, insurance rates jumped a whopping 11.4% in 2024 alone. Montana and Nebraska? They’re feeling it the hardest, with skyrocketing increases of 22.1% each. Ouch. These rate hikes aren’t random. Insurance companies, faced with mounting claims from natural disasters…

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Why Your Home’s Value Dropped but You’re Still Winning

Ben Jones
Home Value

Why Home Equity is High While Home Values Fall And What It Means for Your Insurance It’s a strange time for homeowners. Home equity is soaring, yet the average house value has taken a hit. According to a recent report from Cotality, the typical homeowner saw a four-figure drop in their property’s value. But here’s the kicker: the share of homes with negative equity is still incredibly low. Confused? Let’s break it down. Home Equity vs. Home Value: What’s the Deal? Home equity and home value? Not the same thing.…

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Can South Carolina Stop the Insurance Fraud Surge?

Angela Linders
South Carolina Insurance Fraud

South Carolina’s Insurance Fraud Problem: What’s Going On? Insurance fraud. It’s happening every day in South Carolina. Staged car crashes. Fake medical claims. Criminals are cashing in, and it’s costing all of us. How bad is it? South Carolina ranks 15th in the nation for “questionable insurance claims.” That’s a big deal for a smaller state. It means we’re disproportionately high compared to others. Why? Fewer resources. Fewer investigators. And fraudsters know it. How Are They Doing It? The schemes are bold. Organized fraud rings are staging car accidents. They’re…

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From USAA to You: 500+ Insurance Jobs Await

Angela Linders
USAA Insurance Jobs

USAA’s Big Move USAA is gearing up for big changes in Chesapeake, Virginia. They’ve announced plans to build a shiny new 200,000-square-foot office that’ll bring more than 500 jobs to the area. The new facility? State-of-the-art claims training center, fitness amenities, and even on-site dining. Fancy, right? Construction starts in 2026, but they’re already hiring to match their soaring membership. (They added over 1 million members last year!) But here’s the real story. It’s not just about USAA. It’s about where the entire insurance industry is heading. Spoiler alert—it’s growing…

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California Auto Theft – Governor Newsom’s Massive Sting

Angela Linders
california auto theft sting operation

California’s Bold Move to Recover Stolen Cars—and Why It Matters for Your Wallet California’s crime-fighting teams are on a roll. Imagine this. Nearly 4,800 stolen vehicles recovered. Thousands of arrests. A stash of guns off the streets. All this, thanks to Governor Gavin Newsom’s joint law enforcement push targeting some of California’s busiest—and sometimes riskiest—areas. We’re not just talking about crime stats here. This story has another layer. Your car insurance. How does stealing fewer cars impact your monthly premium? What can you do to ensure you’re covered if your…

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$275 Million and a Courtroom: What Went Wrong with Buffett’s Trust?

Logan B.
Jimmy Buffett’s Trust and the court

The Battle Over Buffett’s Estate: A $275 Million Lesson in Trusts Jimmy Buffett’s $275 million estate is making waves. Not for its size, but for the drama. His widow, Jane Buffett, and co-trustee Richard Mozenter are locked in a bitter legal battle. The issue? Control, fees, and trust management. It’s messy. And it’s a cautionary tale for anyone planning their legacy. What Went Wrong? On paper, Buffett’s estate plan seemed rock solid. Most of his assets were placed in a marital trust for Jane’s benefit during her lifetime. Their three…

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Is Illinois Health Insurance About to Include Hippotherapy

Nordstrom
Illinois Insurance

Illinois Moves Towards Insurance Coverage for Horseback Therapy Could horseback therapy soon be covered by insurance in Illinois? That’s the question on many minds as Senate Bill 69 sits on Governor JB Pritzker’s desk, awaiting a signature to become law. If signed, certain Illinois insurance plans will be required to cover hippotherapy—a breakthrough for many individuals needing this unique form of treatment. What’s Hippotherapy, Anyway? Hippotherapy isn’t just riding horses—it’s physical, occupational, or speech therapy where a horse’s movement is used to support treatment. Think about it this way. Sitting…

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