Allstate CEO: Trust Isn’t Just a Buzzword, It’s Survival

Tate Ellison
Allstate

Trust in America: Allstate CEO Sounds the Alarm Tom Wilson, Allstate’s CEO, isn’t mincing words. Trust in America? It’s at a tipping point. And he’s not just talking about politics or government. He’s talking about everything—leaders, institutions, even businesses. “It’s a problem for Americans,” Wilson told CNBC. “We don’t trust our leaders. We don’t trust our government. We don’t trust other institutions.” But why does this matter? For democracy, for capitalism, for everyday life? Wilson says trust is the glue that holds it all together. Without it, people hesitate. They…

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ACA Health Insurance Premium Tax Credits: A Lifeline on the Brink

Logan B.
ACA

The Clock is Ticking: What’s Next for ACA Premium Tax Credits? The Affordable Care Act (ACA) premium tax credits have been a lifeline for millions. But with their enhanced version set to expire at the end of 2025, the stakes couldn’t be higher. Let’s break it down. A Timeline of the Enhanced Premium Tax Credits 2021: The American Rescue Plan Act introduced enhanced premium tax credits, making health insurance more affordable for millions. It expanded eligibility and capped premiums at 8.5% of income for many. 2022: The Inflation Reduction Act…

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Illinois Homeowners Face Higher Costs as State Farm Raises Rates

Angela Linders
State Farm Rate Increases

State Farm to Raise Illinois Homeowners Insurance Rates by 27.2% Big news for Illinois homeowners. State Farm, the Bloomington-based insurance giant, is hiking its homeowners insurance rates by a staggering 27.2%. The increase, set to take effect on August 15, 2025, will impact nearly 1.5 million policyholders across the state. New customers? They’ll start paying the higher rates even sooner—on July 15. Why the jump? State Farm says it’s all about extreme weather. Tornadoes, floods, hailstorms—Illinois has seen it all. And it’s costing insurers big time. In fact, State Farm…

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Montana Insurance Crisis: When the Math Doesn’t Add Up, Enter the Moratorium

H. Cutner
Montana Insurance Crisis

A State on Fire—Literally and Financially Montana is burning. Not just from wildfires, but from skyrocketing insurance costs. The average homeowner now pays $3,819 per year for insurance—far above the national average of $2,423. Why? Wildfire risks, rising property values, and supply-demand economics are driving premiums through the roof. Homeowners are feeling the heat, and the financial strain is becoming unbearable. The Moratorium: A Lifeline for Homeowners Montana State Auditor James Brown stepped in. After complaints poured in from homeowners affected by the Jericho Mountain Fire, he issued a moratorium…

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Virginia’s Flooding Crisis vs. Florida and Louisiana

Nordstrom
Virginia Flooding

Virginia leads the U.S. in coastal floods. That’s a fact. But how does it stack up to other flood-ravaged states like Florida and Louisiana? And what about the insurance side? Are companies keeping pace with the rising risks everywhere? Let’s break it down. Virginia’s Challenge Virginia gets hit hard. With an average of 159 flooding events each year, it’s outpacing other states. Most of this comes down to geography. The state has huge stretches of low-lying land—about 250,000 acres, actually—that sit less than five feet above the high-tide line. Places…

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Same-Day Appliance Repair in Denver: What You Need to Know

Anna Cruise
Appliance repair

It’s a blazing July afternoon in Denver. Your fridge stops cooling. Or maybe your washer decides to flood the laundry room right before guests arrive. Sound familiar? When appliances fail, it’s not just inconvenient—it’s stressful. That’s where same-day repair services come in. They’re designed to get things back on track fast. But how does it work? What’s considered an emergency? And why do appliances in Denver seem to break down more often? Let’s dive in. What Does “Same-Day” Appliance Repair Actually Mean? When a company says “same-day appliance repair,” they’re…

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Hawaii Insurance Market Makeover: A Win for Condo Owners

Logan B.
Hawaii Insurance Market

Stabilizing Hawaii’s Insurance Market for Condo Owners Insurance premiums are out of control. Condo owners are struggling to keep up. Properties teetering on the edge of being uninsurable. Sound familiar? If you own a condo in Hawaii, you know the struggle. That’s why Senate Bill 1044 is such a big deal. Signed into law by Governor Josh Green on July 7, 2025, this bill is here to bring relief. It’s not a perfect fix, but for many, it’s a lifeline. Relief on the Way What’s in it for condo owners?…

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