How One Bill Could Rewrite Insurance Rules in Oregon

G. Turner
Insurance rules in Oregon

Oregon Consumer Protection Bills Move Forward What’s Happening, What’s Next, and What It Means for You Big policy changes are brewing in Oregon. Five consumer protection bills, including one targeted at reforming the state’s insurance sector, are moving through the legislative process. They could mean more rights and accountability for everyday Oregonians—or higher costs depending on who you ask. Here’s a timeline of what’s happened so far, where the bills are headed, and why this matters. Timeline of Events March 2025: Discussions heat up in Salem. One bill, Senate Bill…

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Eli Lilly’s Half-Off Zepbound Pricing: What You Need to Know

Tate Ellison
weight loss drugs not covered by health insurance

Eli Lilly’s making big waves. They’ve slashed the cost of their weight-loss drug, Zepbound, by half for patients buying directly through their LillyDirect program. Here’s what you need to know about this new option—and why it might be a game-changer for those paying out of pocket. The Same Drug—Just Cheaper Here’s the deal. The medication itself? Exactly the same. Whether you buy it online through LillyDirect or via your doctor with insurance, you’re getting Zepbound with the active ingredient tirzepatide. And the same dosage options are there, too—like 10 mg…

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Montana’s Pain and Hawaii’s Gain – The Homeowners Insurance Divide in America

Logan B.
Montana and Hawaii –Homeowners Insurance

Homeowners Insurance Costs Kept Climbing – A Look at Last Year It’s no secret—owning a home is getting pricier. And it’s not just the mortgages or maintenance eating away at budgets. Homeowners insurance is now taking a bigger bite out of household finances than ever before. The numbers are clear. On average, insurance rates jumped a whopping 11.4% in 2024 alone. Montana and Nebraska? They’re feeling it the hardest, with skyrocketing increases of 22.1% each. Ouch. These rate hikes aren’t random. Insurance companies, faced with mounting claims from natural disasters…

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Why Your Home’s Value Dropped but You’re Still Winning

Ben Jones
Home Value

Why Home Equity is High While Home Values Fall And What It Means for Your Insurance It’s a strange time for homeowners. Home equity is soaring, yet the average house value has taken a hit. According to a recent report from Cotality, the typical homeowner saw a four-figure drop in their property’s value. But here’s the kicker: the share of homes with negative equity is still incredibly low. Confused? Let’s break it down. Home Equity vs. Home Value: What’s the Deal? Home equity and home value? Not the same thing.…

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Can South Carolina Stop the Insurance Fraud Surge?

Angela Linders
South Carolina Insurance Fraud

South Carolina’s Insurance Fraud Problem: What’s Going On? Insurance fraud. It’s happening every day in South Carolina. Staged car crashes. Fake medical claims. Criminals are cashing in, and it’s costing all of us. How bad is it? South Carolina ranks 15th in the nation for “questionable insurance claims.” That’s a big deal for a smaller state. It means we’re disproportionately high compared to others. Why? Fewer resources. Fewer investigators. And fraudsters know it. How Are They Doing It? The schemes are bold. Organized fraud rings are staging car accidents. They’re…

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From USAA to You: 500+ Insurance Jobs Await

Angela Linders
USAA Insurance Jobs

USAA’s Big Move USAA is gearing up for big changes in Chesapeake, Virginia. They’ve announced plans to build a shiny new 200,000-square-foot office that’ll bring more than 500 jobs to the area. The new facility? State-of-the-art claims training center, fitness amenities, and even on-site dining. Fancy, right? Construction starts in 2026, but they’re already hiring to match their soaring membership. (They added over 1 million members last year!) But here’s the real story. It’s not just about USAA. It’s about where the entire insurance industry is heading. Spoiler alert—it’s growing…

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California Auto Theft – Governor Newsom’s Massive Sting

Angela Linders
california auto theft sting operation

California’s Bold Move to Recover Stolen Cars—and Why It Matters for Your Wallet California’s crime-fighting teams are on a roll. Imagine this. Nearly 4,800 stolen vehicles recovered. Thousands of arrests. A stash of guns off the streets. All this, thanks to Governor Gavin Newsom’s joint law enforcement push targeting some of California’s busiest—and sometimes riskiest—areas. We’re not just talking about crime stats here. This story has another layer. Your car insurance. How does stealing fewer cars impact your monthly premium? What can you do to ensure you’re covered if your…

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