Protect Your ‘Yes’ – The Financial Must-Have for Valentine’s Engagements

Angela Linders
Valentine’s Day Engagements

The Love Economy: Why Valentine’s Day Proposals Call for Ring Insurance Valentine’s Day, known as the celebration of love, has also become one of the most popular days of the year for engagements. Each February 14th, millions of couples take the next step in their relationship, making grand romantic gestures to symbolize their commitment. But alongside romance comes the practical side of this joyous occasion—protecting the sentimental and financial investment made in engagement rings. Love in Numbers: Valentine’s Day Engagement Statistics An estimated 6 million people get engaged on Valentine’s…

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Auto Insurance in 2025: Are Tariffs the New Driving Hazard?

Logan B.
Auto Insurance in 2025

Why Auto Insurance Costs Are Skyrocketing in 2025 Auto insurance prices in 2025 aren’t just creeping upward—they’re climbing rapidly, leaving many drivers feeling the financial pinch. According to the February 2025 Consumer Price Index (CPI), the motor vehicle insurance index jumped 2% in January alone. Over the past 12 months, insurance rates have risen nearly 12%, continuing a trend that began three years ago. For millions of drivers across the U.S., the cost of staying insured is becoming an increasingly significant burden. With the average full-coverage premium now sitting at…

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The Growing Threat of Insurance Deserts and How to Address It

Nordstrom
Insurance Deserts

What Are Insurance Deserts? Imagine living in an area so prone to natural disasters that insurance companies decide it’s simply too risky to do business there. This is the concept of an insurance desert—a place where coverage becomes hard to come by or entirely unavailable. These regions are often plagued by events like wildfires, floods, and hurricanes, phenomena that are becoming more frequent and severe in the wake of climate change. For communities labeled as insurance deserts, the ripple effects are far-reaching. Homeowners struggle to secure mortgages without coverage, businesses…

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This Insurance Law Could Keep Pets Out of Shelters and in Loving Homes

Angela Linders
Insurance law for pets in rental homes

Hawaii’s Bold Move to Protect Pet Owners Hawaii is taking a significant step toward addressing the challenges pet owners face in securing rental housing. Senate Bill 416, currently making its way through the state legislature, seeks to prohibit landlords from banning pets in rental properties. The bill offers a compromise by requiring tenants to carry liability insurance to cover any damages caused by their pets. This legislation could transform how renters and landlords coexist, not only in Hawaii but across the nation. What Does Senate Bill 416 Propose? Senate Bill…

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$1 Billion Plan to Stabilize The California FAIR Plan Insurance Program

G. Turner
California FAIR Plan Insurance Program Stability plan

Funding the FAIR Plan Without Overburdening Californians To address the financial pressures caused by rising wildfire claims, the California FAIR Plan is set to receive a $1 billion financial boost. Announced by California Insurance Commissioner Ricardo Lara, this initiative balances the need for immediate stability with measures designed to protect policyholders from undue financial strain, ensuring essential support for wildfire recovery efforts continues. The FAIR Plan as a Safety Net The California FAIR Plan provides critical fire insurance coverage to homeowners and renters in high-risk wildfire zones who are unable…

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Building Bridges in Healthcare and Insurance: How Collaboration Lowers Costs and Improves Care

Guest Author
Healthcare and Insurance

Sharing Expertise for Better Coverage and Outcomes Healthcare and insurance are deeply connected—both fields thrive on teamwork. When doctors, nurses, insurers, and pharmacists align their efforts, patients benefit from smoother care and fewer financial surprises. By combining clinical expertise with insurance knowledge, professionals create a system focused on cost-effective, high-quality outcomes. Insurance providers play a key role here. Whether connecting patients with in-network specialists or ensuring treatments align with coverage plans, collaboration helps avoid unexpected bills. Imagine a collaborating doctor working with insurers to pre-approve a surgery or medication. This…

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Crashes, Claims, and Calm Driving—Lessons from Tesla and Cadillac Owners

Nordstrom
Driving patterns

Tesla Drivers See Spike in Incidents New data from Lending Tree paired with other research sources provides a deeper look into Tesla drivers and their driving patterns. The findings raise pressing questions about driver behavior, advanced vehicle technology, and their collective impact on road safety. Lending Tree’s analysis shows that Tesla owners reported an average of 37 incidents—accidents, speeding tickets, DUIs, and more—per 1,000 drivers in 2024. That’s a rise from 31 in 2023, suggesting that factors like increased Tesla ownership, overconfidence in vehicle technology, or regional driving dynamics might…

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