Greenwashing, Cleanup, and Claims: The Plastic Problem for Insurers

G. Turner
Greenwashing

Plastic Pollution: A New Threat to the Insurance Industry? Plastic pollution isn’t just an environmental crisis anymore. It’s becoming a financial and legal nightmare for businesses—and their insurers. Microplastics are showing up in food, water, and even human bodies. The risks? They’re piling up. But here’s the big question: is the insurance industry ready for this? The Growing Problem Plastics are everywhere. Over 9 billion tons have been produced since the 1950s. Most of it? Not recycled. Instead, it ends up in landfills, oceans, and ecosystems. As it breaks down,…

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State Farm vs. State Lines: The Legal Battle That Changed the Game

Nordstrom
auto insurance leaving state

State Farm’s Legal Victory: Why It Mattered—And What Really Happened The details of insurance contracts can make all the difference. State Farm recently secured a key legal victory, with the Alabama Supreme Court affirming its right to deny an underinsured motorist (UIM) claim based on clear policy language. The decision highlights the significance of state law, contract terms, and the timing of insurance claims—especially when more than one state is involved. The Basics: A Tale of Two States A State Farm policyholder, a commercial driver from Kentucky, was involved in…

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Health Insurance News – Who Benefits from the New Prior Authorization Changes—and Who Doesn’t?

Live Insurance News
Prior Authorization health insurance reform

Health Insurers Promise to Streamline Prior Authorization: Will It Deliver? UnitedHealthcare, Kaiser Permanente, and dozens of other major U.S. health insurers are pledging to make it faster and easier for patients to get the care they need. But will these changes truly fix the system—or just scratch the surface? The Problem: Delays That Frustrate Patients and Doctors Prior authorization, often called “preapproval,” is a process where healthcare providers must get approval from insurers before delivering certain treatments or procedures. While insurers argue it ensures care is safe and cost-effective, critics…

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Allstate’s 2025 Report: Which Cities Will Lead in Driving Safety by 2035?

Angela Linders
Allstate America’s Best Drivers Report

Future Predictions for Driving Safety in the Next Decade The 2025 Allstate America’s Best Drivers Report is more than just a snapshot of where drivers are safest—or riskiest—right now. With a little analysis, the data paints a bigger picture. It hints at which cities might climb the ranks over the next ten years and which ones could fall further behind. Let’s break it down. Cities on the Rise Some cities are showing clear signs of improvement. Take Bellevue, Washington, for instance. It jumped a staggering 133 spots in this year’s…

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Slippery Slopes: Why Oregon’s Ski Industry Is on Thin Ice

G. Turner
Oregon’s Ski Industry

Oregon’s Ski Industry Faces a Slippery Slope: Insurer Exit Sparks Debate Over Liability Laws The Oregon ski industry is in a precarious position. Safehold Special Risk, a major insurer for ski resorts, has pulled out of the state, citing high legal risks from negligence lawsuits. This decision has left only one insurer willing to cover ski resorts in Oregon, and the ripple effects are being felt across the outdoor recreation industry. Why Did Safehold Leave? Safehold’s exit is tied to a 2014 Oregon Supreme Court ruling that weakened the enforceability…

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Cracks in the System: The Truth About Auto Glass Insurance Fraud

Ben Jones
Auto Glass Insurance Fraud

The Auto Glass Fraud Epidemic: A Costly Scam That Won’t Quit Auto glass fraud. It’s not just a nuisance—it’s a billion-dollar problem. From Florida to Kentucky, insurers are battling a wave of fraudulent claims that’s driving up costs for everyone. And the numbers? Staggering. The Cost of Fraud: Who’s Paying the Price? Insurance fraud costs the U.S. over $308 billion annually, according to the Coalition Against Insurance Fraud. Auto glass scams are a big piece of that pie. In Florida alone, lawsuits tied to auto glass claims skyrocketed from 400 in…

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Aflac Breach Sparks Concerns Across Insurance Sector

Tate Ellison
insurance trends in cyber security report commercial

Aflac Breach: Another Hit in a Cybercrime Wave Hackers are at it again. This time, they went after Aflac, one of the biggest names in supplemental health insurance. The breach, revealed last week, may have exposed sensitive data—Social Security numbers, health records, insurance claims. Aflac moved fast. They stopped the attack within hours. But let’s be real—the damage might already be done. It’s not just Aflac facing challenges. In the same week, Erie Insurance and Philadelphia Insurance Companies experienced cyberattacks as well. Their IT systems faced significant disruptions. The suspected…

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