From 55+ to Everyone: The Push to Broaden Minnesota Auto Insurance Savings

Logan B.
Minnesota Auto Insurance Savings

Minnesota’s Insurance Rules Are About to Get a Big Shake-Up. Here’s How Insurance discounts are great, right? But who actually qualifies for them in Minnesota? Currently, drivers 55 and older can save at least 10% on their car insurance premiums if they complete a state-certified accident prevention course. It’s all thanks to Minnesota Statutes §65B.28, which ensures older drivers who actively work on their road safety skills get rewarded. But what about everyone else? That’s what House File 3290, a new bill in the Minnesota legislature, is trying to address.…

Read More

NOAA Cuts Leave Insurance Companies Asking, “Now What?”

Nordstrom
Insurance Companies using NOAA Data

Picture this: A powerful hurricane approaches your community. Insurance companies brace for the surge of claims they anticipate. How do they determine areas of highest risk and ensure policies remain viable in a world increasingly impacted by extreme weather? They turn to the critical data provided by NOAA (National Oceanic and Atmospheric Administration). Well, they used to. The current administration decided to stop updating NOAA’s “billion-dollar weather and climate disasters” database after 2024. This isn’t just a blip on the radar; it’s a seismic shift for the insurance industry and…

Read More

Wildfire Defense Gets a Boost from Colorado Insurance Reform

H. Cutner
Colorado Insurance Reform

Can Colorado’s New Wildfire Mitigation Bill Lower Insurance Costs? Wildfire seasons aren’t what they used to be. Colorado homeowners know this all too well, as flames creep closer to neighborhoods and insurance premiums climb higher. But could Colorado’s House Bill 1182 bring relief? This bill, now awaiting the governor’s signature, aims to tackle rising homeowners’ insurance costs by tying them directly to wildfire mitigation efforts. What’s the idea? Simple—but potentially game-changing. If homeowners can lower their wildfire risk, insurance companies may reward them with smaller premiums. Sounds fair, right? What…

Read More

State Farm Isn’t Alone in Facing California Heat, But What Sets It Apart?

Angela Linders
State Farm and California Wildfire

California’s Insurance Woes Deepen Amid Wildfire Claims and Allegations The aftermath of California’s wildfires isn’t just about scorched homes and devastated communities. It’s also become a battleground between homeowners and insurance giants. And no name has been tossed around more than State Farm’s. Insurance Commissioner Ricardo Lara made one thing clear last week when he said a formal investigation into how the insurer handled wildfire claims isn’t off the table. What’s Lara hinting at? Complaints. From survivors of the Eaton and Palisades fires, who’ve accused State Farm of delayed payments…

Read More

Why Allstate Thinks Your Auto Insurance Rates Won’t Spike Just Yet

Angela Linders
What Allstate thinks about insurance rates

Allstate Weighs in on Auto Insurance Rates and What’s Coming Next Got car insurance? Then there’s a good chance you’re watching your premiums like a hawk. With prices on the rise everywhere—from groceries to gas pumps—we’re all wondering what’s next for insurance rates. Lucky for us, Allstate’s got some answers. Sort of. Here’s the big takeaway from Allstate’s recent commentary on the auto insurance market: rates aren’t plunging anytime soon, but massive hikes aren’t right around the corner either. Sounds like a mixed bag, doesn’t it? Tariffs Are Coming for…

Read More

OPINION Article: Why the Ghost Gun Debate Has Huge Implications for Insurance Costs

Logan B.
Ghost Gun at home

Ghost Guns, Big Lawsuits, and Insurance Drama What happens when New York sues firearm manufacturers, claiming their products are fueling violence? You’d expect a legal showdown between the state’s attorney general and the gun companies. But what if insurance companies are suddenly dragged into the mess? Yep, it gets complicated. And that’s exactly what’s happening in the ongoing lawsuit over ghost guns, with major players like AIG and an insurance trade group stepping into the ring. Where do insurance companies fit into this? Here’s the deal. New York filed this…

Read More

Attention New Drivers in North Carolina! Here’s Why You Need to Hit the DMV ASAP

Angela Linders
North Carolina Driving Test

Got plans this summer? If you’re a new driver in North Carolina, it’s time to add one more thing to your to-do list: get your driver’s license. Why? Because starting July 1, 2025, a big change is coming to the way car insurance works in the state, and it could cost you and your family a lot of money if you don’t act now. Here’s the deal. Right now, if you’re a brand-new driver, you’re hit with what’s called an inexperienced driver surcharge on your car insurance. It’s a fee that insurance companies…

Read More