Illinois Homeowners Face Higher Costs as State Farm Raises Rates

Angela Linders
State Farm Rate Increases

State Farm to Raise Illinois Homeowners Insurance Rates by 27.2% Big news for Illinois homeowners. State Farm, the Bloomington-based insurance giant, is hiking its homeowners insurance rates by a staggering 27.2%. The increase, set to take effect on August 15, 2025, will impact nearly 1.5 million policyholders across the state. New customers? They’ll start paying the higher rates even sooner—on July 15. Why the jump? State Farm says it’s all about extreme weather. Tornadoes, floods, hailstorms—Illinois has seen it all. And it’s costing insurers big time. In fact, State Farm…

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Montana Insurance Crisis: When the Math Doesn’t Add Up, Enter the Moratorium

H. Cutner
Montana Insurance Crisis

A State on Fire—Literally and Financially Montana is burning. Not just from wildfires, but from skyrocketing insurance costs. The average homeowner now pays $3,819 per year for insurance—far above the national average of $2,423. Why? Wildfire risks, rising property values, and supply-demand economics are driving premiums through the roof. Homeowners are feeling the heat, and the financial strain is becoming unbearable. The Moratorium: A Lifeline for Homeowners Montana State Auditor James Brown stepped in. After complaints poured in from homeowners affected by the Jericho Mountain Fire, he issued a moratorium…

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Virginia’s Flooding Crisis vs. Florida and Louisiana

Nordstrom
Virginia Flooding

Virginia leads the U.S. in coastal floods. That’s a fact. But how does it stack up to other flood-ravaged states like Florida and Louisiana? And what about the insurance side? Are companies keeping pace with the rising risks everywhere? Let’s break it down. Virginia’s Challenge Virginia gets hit hard. With an average of 159 flooding events each year, it’s outpacing other states. Most of this comes down to geography. The state has huge stretches of low-lying land—about 250,000 acres, actually—that sit less than five feet above the high-tide line. Places…

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Same-Day Appliance Repair in Denver: What You Need to Know

Anna Cruise
Appliance repair

It’s a blazing July afternoon in Denver. Your fridge stops cooling. Or maybe your washer decides to flood the laundry room right before guests arrive. Sound familiar? When appliances fail, it’s not just inconvenient—it’s stressful. That’s where same-day repair services come in. They’re designed to get things back on track fast. But how does it work? What’s considered an emergency? And why do appliances in Denver seem to break down more often? Let’s dive in. What Does “Same-Day” Appliance Repair Actually Mean? When a company says “same-day appliance repair,” they’re…

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Hawaii Insurance Market Makeover: A Win for Condo Owners

Logan B.
Hawaii Insurance Market

Stabilizing Hawaii’s Insurance Market for Condo Owners Insurance premiums are out of control. Condo owners are struggling to keep up. Properties teetering on the edge of being uninsurable. Sound familiar? If you own a condo in Hawaii, you know the struggle. That’s why Senate Bill 1044 is such a big deal. Signed into law by Governor Josh Green on July 7, 2025, this bill is here to bring relief. It’s not a perfect fix, but for many, it’s a lifeline. Relief on the Way What’s in it for condo owners?…

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Swiss Re’s Vision for 2025: A Riskier, More Fragmented Insurance Industry

G. Turner
Fragmented Insurance Industry

The world feels divided these days, doesn’t it? Well, according to Swiss Re’s latest Sigma report, it’s not just a feeling. The global insurance industry is following suit, adapting to a world Swiss Re describes as “riskier” and “more fragmented” by 2025. Titled “sigma 2/2025: World Insurance in 2025,” the report dives headfirst into the challenges insurers will face in the coming years. Volatile exchange rates. Asset price swings. Tariffs that throw markets for a loop. It’s all here – and it’s not all sunshine and rainbows. But here’s the…

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No, Other States Aren’t Paying for California’s Wildfire Risks, Says State Farm

Angela Linders
State Farm

State Farm Sets the Record Straight on California Wildfire Insurance Wildfires have devastated California. Thousands of families are rebuilding their lives, and insurance companies are at the center of it all. But with so much news swirling around, State Farm wants to clear the air. Here’s what they’re saying about the current situation in California—and what it means for their customers. Helping Californians Recover For six months, State Farm employees, agents, and associates have been on the ground, helping customers recover from the wildfires in Los Angeles. Many left their…

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