How to Weather the Storm of Minnesota Home Insurance Increases

Angela Linders
Minnesota Home Insurance Rates

Minnesota Retirees Brace for Rising Insurance Rates Retirement should mean relaxation, not financial headaches. But in Minnesota, rising homeowners insurance costs are becoming a major concern—especially for retirees on tight budgets. If you own a home, you’ve probably noticed your premiums creeping up. And, unfortunately, more hikes are on the way. The Numbers Don’t Lie Here’s the hard truth. Homeowners insurance in Minnesota already costs an average of $4,000 a year. That’s a big chunk of change. And according to Realtor.com, rates are expected to increase by 15% by the…

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The Surprising Truth About Auto Insurance in Safe Cities

Logan B.
Auto Insurance in Safe Cities

Why Brownsville’s Higher Insurance Rates Beat Boston’s Despite Safer Roads Brownsville, Texas. The safest city for drivers, according to Allstate’s report. Drivers here are involved in accidents far less frequently than most places. Then there’s Boston, Massachusetts. The city tops the list of riskiest places to drive, with an enviable collision rate of once every three years. Yet somehow, if you’re insuring your car, Brownsville drivers pay more. Yes—more. How can that be? It’s shocking, counterintuitive even, but it’s a perfect example of why auto insurance isn’t just about safe…

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Is Usage-Based Insurance For You? A Breakdown of Programs from USAA, State Farm, Allstate, and Progressive

Ester Adams
Usage-Based Insurance

Pay-as-you-drive insurance is taking over. These programs use technology to track mileage and driving behavior, rewarding safe, low-mileage drivers with discounts. USAA, State Farm, Allstate, and Progressive are the big players in this space. But how do their programs stack up? And are they as simple—and private—as they claim? Here’s a deep dive into how these programs work, where they’re offered, and who they’re best for. USAA SafePilot Miles USAA’s SafePilot Miles program targets military families, retirees, and anyone who drives less than 8,000 miles a year. Here’s how it…

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Fast or Fair? The Controversy Around Citizens Insurance Disputes

Ben Jones
Citizens Insurance Focus - home insurance

Citizens Insurance Faces Questions Over Dispute Resolution Process Citizens Property Insurance Corp., Florida’s biggest state-backed insurer, is now facing a lawsuit. Why? Some policyholders say the way the company settles disputes isn’t fair. Instead of regular courts, Citizens uses a system called the Division of Administrative Hearings, or DOAH. This process has plenty of supporters and critics. What’s actually happening? Let’s break down how it all works—and what it could mean for homeowners. A Different Way To Resolve Disputes Most insurance claims disputes wind up in regular courts, often bogged…

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Move Here, Save Thousands: The States That Make Insurance Affordable

Nordstrom
real estate lower cost states

Looking to Save Big on Insurance? Maine and Idaho Might Be Your Ticket Ever heard of the “triple effect”? It’s what happens when a state offers lower costs across the three big insurance categories: health, auto, and homeowners. And guess what? Maine and Idaho are nailing it. These two states are quietly becoming the go-to spots for people looking to stretch their dollars without sacrificing quality of life. Think about it—insurance isn’t just a small line item in your budget. It’s a big deal. Health insurance, car insurance, and homeowners…

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Realtors Take Action as California Insurance Crisis Threatens the Market

Ben Jones
california real estate market

Realtors Step Up Amid California’s Insurance Crisis How real estate pros are tackling wildfire risks, educating clients, and protecting their bottom line. The California Insurance Crisis: A Growing Problem California’s homeowners insurance market is in chaos. Wildfires are more frequent, insurers are pulling out of high-risk areas, and premiums are skyrocketing. For many buyers, securing affordable insurance has become a dealbreaker. And realtors? They’re caught in the middle. Here’s the reality: 13.4% of realtors reported losing transactions in 2024 because buyers couldn’t get affordable insurance. That’s nearly double the 6.9%…

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Allstate CEO: Trust Isn’t Just a Buzzword, It’s Survival

Tate Ellison
Allstate

Trust in America: Allstate CEO Sounds the Alarm Tom Wilson, Allstate’s CEO, isn’t mincing words. Trust in America? It’s at a tipping point. And he’s not just talking about politics or government. He’s talking about everything—leaders, institutions, even businesses. “It’s a problem for Americans,” Wilson told CNBC. “We don’t trust our leaders. We don’t trust our government. We don’t trust other institutions.” But why does this matter? For democracy, for capitalism, for everyday life? Wilson says trust is the glue that holds it all together. Without it, people hesitate. They…

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