From Blue Cross to Priority Health: Who’s Asking for the Biggest Hikes in Michigan

Live Insurance News
Michigan Health Insurance Rate Hikes

Michigan’s Health Insurance Rate Hikes: What’s Happening? Michigan health insurers are asking for big rate increases for 2026. The numbers? Eye-watering. Blue Cross Blue Shield wants an 18.2% hike for individual plans. Priority Health? A 14.4% jump. Even smaller players like McLaren Health Plan are in the mix, asking for a 19.2% increase. Why? Rising drug costs, more people using healthcare, and the looming expiration of federal tax credits. How Do These Increases Compare to Previous Years? Let’s rewind. In 2025, Michigan insurers requested an average 10.9% increase for individual plans and 11.3%…

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California Court Greenlights Class-Action Lawsuit Against State Farm

Ester Adams
The State Farm Case

California Court Certifies Class-Action Lawsuit Against State Farm Big news for California homeowners. A federal court has certified a class-action lawsuit involving nearly 200,000 homeowners who claim State Farm systematically underpaid their property insurance claims. The homeowners argue that this practice violates California’s insurance code. What does this mean? The case can now move forward as a class-action lawsuit. Instead of thousands of individual cases, the homeowners can pursue their claims together. That’s a huge step. Why Did the Court Certify the Class? To get class certification, the plaintiffs had…

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Hurricanes Are Getting Stronger. Is the U.S. Ready?

H. Cutner
Hurricanes in the US

Hurricanes are no longer just a coastal problem. They’re a national one. And the numbers are staggering. Insured losses from U.S. hurricanes could rise by 50% if global temperatures climb by 2°C (3.6°F). That’s not a distant, sci-fi scenario. It’s a very real possibility—and soon. But here’s the kicker: the U.S. isn’t alone in this storm. The Caribbean and Southeast Asia are also dealing with stronger, more destructive storms. So, how do we stack up? Let’s break it down. The U.S. vs. the World: Who’s Got It Worse? The U.S.…

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Top 5 States with the Priciest Pet Insurance – Is California One of Them?

Angela Linders
Pet Insurance 2

California’s New Pet Insurance Law: What’s Happening and Why It’s Costing You More California’s new pet insurance law, SB 1217, is shaking things up. It’s meant to protect pet owners, but it’s also hitting their wallets. Big time. If you’ve noticed your premiums skyrocketing, you’re not alone. Let’s break it down. What’s SB 1217 All About? SB 1217 is California’s latest attempt to regulate the pet insurance industry. It’s all about transparency and consumer protection. Sounds good, right? But here’s the catch: it’s also making pet insurance more expensive. The law…

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What Louisiana Drivers Need to Know About the New Speed and Insurance Laws

Marc
New Insurance Law in August

Big Changes Coming to Louisiana: Speed Cameras and Auto Insurance Laws Get a Makeover Starting August 1, Louisiana’s got some new rules. And they’re shaking things up. Speed cameras? Mostly gone. Auto insurance? Big changes there too. Let’s break it down. Speed Cameras: Mostly Out, But Not Everywhere Speed cameras have been a hot topic for years. Love ’em or hate ’em, they’re about to disappear from most Louisiana roads. The new law bans them statewide—except in school zones and at red-light intersections. Why? Critics say they’re just money-makers. A…

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What to Know Before You Hit the Road and Sign the Loan

Guest Author
Quick tips before signing a car loan

Buying a car is exciting—shiny paint, that new car smell, and the thrill of hitting the road. But before you take off, there are a few things to sort out. Let’s just say the paperwork might not be as fun as the test drive, but it’s just as important. Whether you’re shopping for your first ride or upgrading to something better, understanding what you’re signing and how to protect your vehicle will save you a lot of stress. These tips will help you stay in control and feel confident from…

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Who Pays for Disaster? The Fallout from Hawaii Wildfire Settlement

H. Cutner
who pays for wildfire settlement?

Hawaii’s Wildfire Settlement: Why Insurers Are Fuming Insurance companies aren’t happy. Not one bit. The $4.04 billion Maui wildfire settlement, signed into law by Governor Josh Green, has left them frustrated, concerned, and, frankly, a little nervous. Why? Let’s break it down. The Money: Where It’s Coming From First, let’s be clear: this money isn’t coming from insurance companies. The $4.04 billion settlement fund is being paid by seven defendants, including Hawaiian Electric, the State of Hawaii, the County of Maui, Kamehameha Schools, Charter Communications/Spectrum, Hawaiian Telcom, and West Maui Land Co.…

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