GEICO, Manufacturers, and the Legal Tug-of-War Over Driverless Liability

Nordstrom
GEICO Autonomous Vehicle Insurance

The Future of Insurance Is Autonomous Insurance is changing, and fast. Thanks to self-driving cars, the world of traditional auto insurance is facing a major makeover. Think about it–if there’s no driver behind the wheel, who’s responsible for an accident? That’s the big question. Insurers are shifting gears, focusing less on drivers and more on the tech that powers those autonomous vehicles. Welcome to the era of product liability and errors & omissions (E&O) insurance. GEICO, one of the giants in the insurance world, is already prepping for this shift.…

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Why Mortgage Companies Are Eyeing the Weather More Than Ever

Marc
Mortgage Companies

Is Climate Change About to Shake Up Mortgages and Insurance? What if buying a home in a wildfire zone hurt your credit? Or if living near the coast made your mortgage rates skyrocket? It’s not just a wild idea anymore. A new report from First Street, a climate risk financial modeling firm, says it’s time for lenders to rethink how they evaluate creditworthiness. Right now, they’re missing a big piece of the puzzle. One word: climate. Why does climate change matter when it comes to mortgages? Think about it. Wildfires,…

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Colorado Wildfire Season – Can a New Bill Bring Relief?

Marc
Colorado Wildfire Season

A Bold Move to Tame Wildfires and Tackle Insurance Woes Wildfire season. Two words that strike fear into the hearts of homeowners in Colorado and across the West. But a new bill, the “Fix Our Forests Act,” aims to give folks some relief—not just from the fires themselves but also from the mounting financial strain on wildfire insurance. Led by Senator John Hickenlooper of Colorado, the bill is designed to prevent wildfires before they start. It pushes for faster forest management projects, like prescribed burns and selective logging, to tackle…

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State Farm Reports Claims Amid Midwest Weather Tragedy

Angela Linders
hail storm damage

Severe Weather Ravages Midwest, Leaves 27 Dead A brutal series of storms swept through the Midwest on May 16 and 17, 2025, leaving devastation and heartache in its wake. Tornadoes carved paths of destruction in Kentucky and Missouri, while hailstorms pounded parts of Illinois and Indiana. The death toll? A staggering 27 people lost their lives, with 18 deaths reported in Kentucky and 7 in Missouri. What caused all this chaos? It wasn’t just one type of storm. Kentucky bore the brunt of deadly, long-track tornadoes, particularly in Laurel County,…

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Is Your Gas App Selling Your Driving Habits

Logan B.
usage based auto insurance telematics and phone apps

Free Apps Could Be Raising Your Car Insurance Rates Without You Knowing Did you know the free apps on your phone could be spying on your driving habits and selling that data to insurance companies? Apps like Life360 and GasBuddy, marketed as tools for tracking family safety or finding cheap gas, might be doing way more than you think. Atlanta resident Larry Johnson found this out the hard way. Johnson had been using Life360 to keep track of his family’s whereabouts. But when he was quoted unexpectedly high car insurance…

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When Insurance Costs Send US Homebuyers Packing

Nordstrom
Insurance Costs

Rising Home Insurance Costs Are Shaking Up the Housing Market What’s scarier, buying a house or keeping it? For millions of Americans, the answer is shifting. Sure, mortgages are painfully pricey right now, but homeowners are facing another gut punch: skyrocketing insurance premiums. And the ripple effects are hitting the real estate and mortgage markets hard. Why Are Insurance Costs Exploding? Blame Mother Nature, inflation, and a dash of bad luck. Climate disasters have gone from something you hear about on the news to a regular, budget-busting reality. Over the…

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Memorial Weekend, Tariffs, and Theft: A Perfect Storm for Rising Insurance Rates

Nordstrom
Memorial Weekend

Could Tariffs and Cargo Theft Send Insurance Costs Through the Roof? Think cargo theft isn’t your concern? It impacts everyone. With commercial insurance premiums already on the rise, new tariffs could drive these costs even higher. Ultimately, businesses bear the brunt of these increases, and over time, some of those costs may trickle down to consumers through higher prices (hint: they always do). What’s Happening With Cargo Theft? Cargo theft isn’t some headline-grabbing crime you only see in movies. It’s real, and it’s expensive—for businesses, insurers, and the entire supply…

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