Riders are reminded of California motorcycle insurance requirements

California Motorcycle - Motorcycle Rider

These vehicles are proving exceptionally popular again this year and they must have liability coverage. With the second year of the pandemic, 2021 has brought a reminder of the California motorcycle insurance requirements for riders in the state. Motorcycles, like RVs, are very popular vehicles again this year and insurers are reminding riders to get the coverage required by law. Though liability coverage is the minimum requirement many riders are choosing full coverage. There are many different California motorcycle insurance companies selling coverage, and riders are often surprised at how…

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Safety tips you need to know for Distracted Driving Awareness Month

Distracted Driving Awareness Month - Man texting while driving

April is a great time to refresh the efforts you make to keep yourself and your passengers safe. April is Distracted Driving Awareness Month, making this a great time to teach yourself to overcome the bad habits you developed while the roads were less busy. The pandemic substantially reduced traffic on our roads, and during that time, unsafe habits were built. The National Safety Council (NSC) Distracted Driving Survey last year revealed that 2 percent of drivers admittedly drove while distracted because the roads were less congested last year. Data…

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Agencies with digital insurance features grow 60 percent faster than rivals

Digital insurance - people using computer

Online options have become highly important to consumers interacting with their insurers. While the importance of digital insurance features was already on the rise by 2019 and earlier, the pandemic has accelerated this trend. Customers have come to view online features as a necessity instead of a convenience. According to recent data, agencies that have adapted to this requirement and that have offered the best digital insurance options have experienced a substantially higher growth rate than their non-digital competition. In a recent survey of 600 independent agents in the United…

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Progressive market share reaches 13.3 precent of auto insurance premiums

Auto insurance premiums - person - arrow - money

New NAIC data shows that while the insurer remains in third place, it is gaining on its rivals. US third place Progressive is gaining on its rivals in terms of its share of auto insurance premiums collected across the country. This according to National Association of Insurance Commissioners (NAIC) data recently released. While State Farm and GEICO hold their top spots, Progressive is steadily closing in on them. According to the NAIC auto insurance premiums data, Progressive’s share rose by 1.05 percent last year, bringing it to 13.3 percent of…

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Home insurance coverage rules shock many new dog owners in adoption boom

Home-insurance-coverage - Doberman and a Yorkshire Terrier

The pandemic has caused breeders and shelters to sell out, but some owners aren’t as covered as they think. Dogs were among the sales booms to take off as a result of the pandemic, but many owners are shocked to discover that their home insurance coverage doesn’t cover their new pets. There are certain breeds that many insurers simply will not cover for expensive liability claims. As a result, if a dog bites someone or causes them injuries in another way such as by scratching them or jumping on them,…

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Allstate pay-per-mile auto insurance spikes in popularity

Pay-per-mile auto insurance - car dashboard

COVID-19 shutdowns and lockdowns have changed the way consumers shop for coverage. Shutdowns across the United States in response to the COVID-19 pandemic have caused interest in pay-per-mile auto insurance. Allstate has watched its registration in this type of car coverage take off since the lockdowns set in. Allstate’s Milewise lets people pay for their car premiums based on the amount of driving they do. In this way, customers are able to use pay-per-mile auto insurance to reflect their reduced driving since the start of the pandemic, said Allstate personal…

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State Farm boosts working flexibility for insurance employees

Insurance employees - Person working from home

The company has just announced new ways for its workers to do their jobs both in the office and at home. State Farm has announced that it is adding greater flexibility for its insurance employees by introducing new hybrid roles. These will make it possible for workers to spend some of their time doing their jobs at the office and the rest of their tasks can be completed from home. The new approach is meant to improve efficiency within current and future insurance jobs. This new strategy for more flexibility…

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