The Business of Big Rigs: Why Progressive Bets on Commercial Auto

Angela Linders
Progressive Insurance's launch of Cargo Plus

Progressive’s Cargo Plus Endorsement Expands Protections for For-Hire Truckers When it comes to trucking insurance, staying ahead of the curve means listening to the needs of drivers on the road. Progressive Insurance is doing just that with the launch of Cargo Plus, a new endorsement designed to provide stronger, more comprehensive coverage for for-hire truckers. Now available in 42 states, this addition is already making waves in the trucking community. What Is Cargo Plus, and How Can It Help Truckers? For truckers, disruptions like wetness, corrosion, or temperature swings can…

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Dog Bite Claims Hit $1.57 Billion in 2024: What’s Behind the Spike and How to Stay Safe

Logan B.
Dog bite claims

For those of us who share our lives with dogs, they’re more than pets; they’re family. But with that wagging tail and soulful gaze comes a responsibility we often don’t think about until things go sideways. According to the Insurance Information Institute (Triple-I) and State Farm, U.S. insurers shelled out an eye-watering $1.57 billion in dog-related injury claims in 2024. Yes, billion—with a “B.” That’s a nearly 19% increase in the number of claims from 2023, and a staggering 48% rise over the past decade. What’s driving this trend, and…

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Why UnitedHealth’s Profit Cut Has Everyone Talking

Marc
Unitedhealthcare news

UnitedHealth’s Forecast Shake-up Sends Health Insurance Stocks Tumbling Health insurance stocks took a nosedive this week. The sector was rattled after UnitedHealth Group (UNH), the largest U.S. health insurer, announced a steep cut to its profit forecast for 2025. The unexpected move sent shockwaves through Wall Street, with UnitedHealth’s shares plummeting by about 22% in a single day. Fellow major insurers, like Humana and CVS Health, also saw their stocks slide. But behind the numbers lies a story of increased medical costs, consumer demand shifts, and what this could mean…

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Massachusetts High Court Sides with Worker in COVID-19 Compensation Case

Nordstrom
COVID-19 Compensation Case

The Massachusetts Supreme Judicial Court (SJC) has issued a pivotal ruling in favor of Jeff Stacy, a utility worker who contracted COVID-19 while on the job in 2021. This decision reinforces how workers’ compensation law applies to pandemic-related claims, setting a potential benchmark for similar cases across the country. A Utility Worker in the Eye of the Pandemic Storm Jeff Stacy, a lineman for Unitil Corp., found himself at the center of this historic case. While much of Massachusetts was shut down under emergency orders, Stacy’s work was deemed essential,…

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Tort Reform Sparks Heated Debate in Louisiana’s 2025 Legislative Session

H. Cutner
Tort Reform

Louisiana is no stranger to the crossroads of tort reform and its auto insurance crisis, and as the 2025 legislative session gains speed, the conversation is anything but quiet. With lawmakers, legal experts, insurance companies, and citizens all deeply invested, the question remains whether the proposed changes will truly impact insurance premiums or simply shift the scales of justice. What Is Tort Reform, and Why Does It Matter? At its core, tort reform is about reshaping the rules of civil lawsuits, particularly those involving personal injury claims. A “tort” happens…

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Live Insurance News Gives Families the Tools to Face the Unexpected with Free Family Emergency Organizer

Angela Linders
Insurance news short stories this week

Simplify Your Family’s Chaos with This Free Emergency Organizer Everyone’s Talking About Los Angeles, CA 4/17/25 – Live Insurance News, a trusted source for the latest insurance news and insights, is helping families stay prepared for life’s unpredictable moments by offering a Family Emergency Organizer Free eBook. This printable resource simplifies the task of organizing crucial personal and financial information, ensuring families are ready when it matters most. Be Prepared for Life’s Surprises Life doesn’t come with a playbook—but now it can have an organizer. Imagine this scenario: an unforeseen…

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Consumer Group Takes on Insurance Commissioner in High-Stakes Lawsuit

Angela Linders
California Insurance News

Lawsuit Targets California Insurance Commissioner Over Home Insurance Surcharges A courtroom battle is brewing in California over home insurance surcharges tied to devastating wildfire losses, thrusting Insurance Commissioner Ricardo Lara into the spotlight. The legal challenge, filed by the advocacy group Consumer Watchdog, alleges Lara violated state law by enabling insurance companies to pass on the financial burden of wildfire damage to policyholders. At the center of this fight are the ripple effects of the Pacific Palisades and Altadena fires, which left a staggering $4 billion in damages and obliterated…

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