Getting Rid Of PMI: How To Do It

Private mortgage insurance (PMI) helped a record-high two million low-downpayment borrowers secure mortgage financing in 2020, a 53% jump from 2019, Housing Wire reports. It’s generally required if you’re unable to make a minimum down payment of 20% and ranges between 0.5%-2% of the loan total. Fortunately, however, you’re not locked into paying PMI (which can be hundreds of dollars each month) for the entire life of your loan and have several options for getting rid of it. Wait for automatic cancellation  Under the Homeowners Protection Act, PMI should automatically…

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Tips for Buying Your First Home

If you’re looking to buy your first home there are a lot of things you should take into account, but also a lot of advantages available to you. Take a look at our guide to buying your first home for more information. Buying a home is an instance where you’re most going to hear the incredulous phrase “in this economy?” and that’s no surprise. Buying a home is difficult. The housing market demand is rising while supply is dropping, and a widening wealth gap is causing less people to be…

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Sovereign Home Loans Provide Better Home Loan Rates in NZ

Almost every Bank out there has a standard when it comes to having an interest rate and a special interest rate. But the thing that you need to keep in your mind is that the special home loan rates are only for those people who have more than 20% equity.  If you have less than 20% it then standard interest rates will be applying for you but if you have more than 20% then a special interest rate will be applying for you. If a standard interest rate is applying…

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Apartments for sale in new projects from the Yekta Homes developer in Turkey

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The Yekta Homes construction company in Turkey offers a wide range of top-notch apartments for sale in off-plan and in completed new projects in the best spots of Alanya at affordable prices. An off-plan apartment is a great option for a buy-to-rent as well as buy-to-live investment. With the perfect Blue Flag beaches, a mild climate, breathtaking landscapes and affordable housing prices, Alanya has become a very popular spots among expats and tourists. That is why the real estate market has been developing rapidly over the last few decades and…

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Discover The Most Common Construction Defects You Need To Be Aware Of

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If you’re looking to buy a property then you’ll want to know that it’s worth the money you’re spending. Your mortgage company will verify the value of the property but they are unlikely to check for structural issues.  If you don’t then you may find yourself in a house that is unsafe to live in but you can’t afford the repairs, all while paying the mortgage. That’s why you need to employ a reputable construction consultant and be aware of the most common construction defects. It will ensure you are…

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How to Budget As A Property Investor

how to be a property investor

Getting started in the world of property investment is an exciting prospect. However, to maximize the return on your investment, you need to ensure that you set out a realistic budget from the start. Understanding all of your costs will ensure that your investment is profitable and that you gain the experience to build your portfolio over time.  Creating a budget as a property investor can be daunting. From rental management fees to legal fees, completing renovations to the property, accountant fees and all of the other costs involved in…

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