Author: Guest Author

Please Note: Articles posted by guest writers are monitored but in no way do they reflect the opinion nor is this publication affiliated in any way with the subject or promotion of a subject. Any advice given should be consulted with your insurance agent first.

This One Façade Color Trick Will Make Your House Look Brand New in 2025

Guest Author
new home look with paint

The color of the façade significantly affects the appearance of the entire building. Whether in the case of a single-family house, a block of flats or a public facility, the method of finishing often catches the eye and becomes a showcase of the entire property. Skillfully selected colors and textures can also affect the proportions of the body. What rules should be followed to achieve optimal results? What trends have become apparent in the last few seasons? What are the most fashionable house façade colors in 2025? When choosing a…

Read More

Technology for Agricultural Insurance: Smarter Risk Management with Satellite Monitoring

Guest Author
Agricultural Insurance

Agricultural insurance has shifted from paper forms to pixel-level intelligence. According to Research and Markets, global premiums were valued at US $42.3 billion in 2024 and are forecast to reach about US $60 billion by 2030, growing 6% annually. The surge is driven by rising climate volatility, government subsidies, and better risk-scoring tools that widen access even for one-hectare farms.  Parametric covers are expanding fast. They pay automatically when a pre-set rainfall, wind-speed, or vegetation threshold is crossed, reducing disputes and cutting settlement times to under a week. Modern platforms…

Read More

Rising Builders Risk Insurance Cost Hits U.S. Construction Projects Amid Climate and Supply Chain Pressures

Guest Author
builders risk insurance costs

In 2025, the U.S. construction industry is facing a perfect storm of challenges. Alongside labor shortages and inflation, builders now find themselves wrestling with another escalating expense: insurance. Specifically, builders risk insurance cost has surged across the country, complicating budgets and timelines for both commercial and residential projects. Once seen as a manageable line item, builder’s risk insurance is now commanding far more attention — and raising tough questions about long-term project viability. It is why Management should think about seeking the advice of independent insurance consultants such as DeshCap…

Read More

Why insurance is a critical next step after company incorporation

Guest Author
Importance of company incorporation in a business

Starting a new company is an exciting step, but many entrepreneurs overlook one critical fact: incorporation protects your personal assets, not the business itself. Even as a separate legal entity, a company remains exposed to risks like lawsuits, accidents, and financial losses that can threaten its future. If you are setting up a new business or buying a ready-made company, this article will show you why insurance must be your next priority. You will learn what dangers incorporation doesn’t cover, the key types of insurance you need, and how to…

Read More

Why Truck Accident Claims Are More Complex Than Car Accidents

Guest Author
Truck Accident Claims

When a serious collision happens on the road, the size and weight of a commercial truck can turn an ordinary accident into a life-changing event. But beyond the physical damage, victims soon discover another challenge: pursuing a legal claim after a truck accident is far more complex than handling a standard car crash case. This is where a truck accident lawyer becomes essential—especially one with experience navigating both Pennsylvania’s personal injury laws and federal trucking regulations. At May Herr & Grosh, a respected law firm in Lancaster, PA, the legal…

Read More

Smarter and Faster Underwriting: Tech Revolution in Commercial Auto Insurance

Guest Author
Commercial Auto Insurance underwriting

The insurance industry is long overdue for an overhaul. For years, it has relied on legacy systems that struggle to keep pace with the evolving needs of agents and policyholders. These systems create ongoing challenges such as lengthy underwriting processes, slow quoting, and sometimes outdated risk assessment models. As a result, many independent agents are becoming increasingly frustrated, especially when speed and efficiency are more critical than ever. But with the constant developments in technology, the industry is seeing positive changes that are addressing these challenges. Advances in underwriting technology,…

Read More

Pay-As-You-Go Auto Insurance: Custom Coverage for Today’s Driving Habits

Guest Author
mileage based insurance

The conventional auto insurance model was designed for a world where most people commuted daily and used their vehicles consistently. Today’s reality is far more diverse, with remote work, ridesharing, public transportation options, and varying driving patterns becoming increasingly common. Pay-as-you-go auto insurance has emerged as a flexible solution tailored to these modern driving habits.  Understanding Pay-As-You-Go Auto Insurance Models Pay-as-you-go auto insurance encompasses several different approaches, all designed to align coverage more closely with actual vehicle usage: Usage-Based Programs These monitor your driving habits through telematics devices or smartphone…

Read More