Live in a Flood Zone? Protect Yourself from Water Damage

flood insurance

Around 41 million Americans live in flood zones, according to a survey by Environmental Research Letters. If you’re one of those people, you’ve likely encountered water damage in one way or another.  Basements flooding, structural damage, and mold are all common after-effects of flood and water damage, made far more likely when living in a moist, flood-prone area. These factors don’t mean you have to pack up and move. With the right preparation and knowledge, dealing with flood damage doesn’t have to be scary.  Here are some actions you can…

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The Essentials of Travel Insurance

travel insurance

When traveling, finding and buying insurance to cover yourself is a necessity. Understanding what travel insurance is, what you should be looking for in a good deal and how to find it is essential for getting the proper cover. What is travel insurance? Travel insurance can be bought for both domestic and international travel, and covers the loss of personal items, medical care and the cancellation and delay of trips. This type of insurance, like many, is risk based and the cost of it is calculated based on where you…

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4 Common Misconceptions About Medical Malpractice

medical malpractice

Professional accountability is vital in the medical profession, as innocent patients with no medical knowledge rely on the directions and actions of doctors to seek healing. When doctors administer any form of treatment, they have the mandate to exercise a high level of care to ensure no harm is done to the patient. When a patient suffers harm resulting from medical negligence, one potential recourse is to institute a medical malpractice suit. However, statistics indicate that many people who have suffered at the hands of medical negligence have never pursued…

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Now Is the Time to Think About Life Insurance: 6 Questions to Ask Before You Buy a Policy

life insurance

Securing a life insurance policy is something we should all consider, regardless of age, in order to protect our loved ones. But, most people don’t know where to start, and failing to get the right type of coverage can have disastrous consequences. Asking the right questions before you choose a life insurance policy can help you choose the right level of coverage, as well as the right type of insurance policy. Should I Buy Term or Whole Life Insurance? Term life insurance provides coverage for a specific time frame, which…

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Financial Tips for Retirement Planning

tips for retirement

Money is a significant concern for many people both in the long and short-term. It can be hard to make ends meet and also prepare for a bright financial future even on an average salary, particularly if you have children too. You must be preparing for the future when you no longer have a salary, and it is the actions that you take now, which will help to prepare for your retirement. Retirement should be a period of your life free from stress where you can do what you want,…

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4 Things That Can Help Make Managing Your Chronic Pain Medical Practice Easier

Health Chronic Pain Practice

Running a medical practice is a challenging task. Even though you attended medical school in order to become a physician who helps patients manage their chronic pain, chances are that you spend a significant portion of your time managing your practice. The business side of things can be difficult and managing personnel presents its own set of complications. That being said, managing a successful chronic pain medical practice is not an impossible feat. It is one that is made far simpler, in fact, with the implementation and utilization of the…

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What happens if I don’t have motorcycle insurance?

motorcycle insurance

The day you pass your motorcycle test is probably going to be one of the best days of your life. You’ll suddenly have the freedom to pick your favorite KTM motorcycles from the local dealer and hit the road. Your license may limit the size of the bike you can ride but it won’t limit how far you can ride, or how much fun you can have! However, it’s not as simple as just hopping onto a bike and riding off into the sunset. You need to get the right…

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