Category: News for Consumers

Our goal is to educate by posting only researched subjects for consumers and placing in a way that is easy to understand. From tips on saving money to coverages and what they mean.

Put a Dent in the Efforts of Car Hail Damage Fraudsters

Guest Author
car hail damage and what to look for

Whenever hailstorm clouds gather, responsible car owners take note of how they can best protect their cars. Your car may not come out unscathed if it is outside when the storm hits. In addition to worrying about your car, you actually need to be aware of scammers who will take advantage of a widespread storm by perpetrating fraud. However, you can deal with this stressful situation by raising your antennae when an unknown fixer knocks on your door. Here are some tips for spotting storm-damage scammers and what to do…

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How to Prevent Accidents When Driving Through Oregon’s Varying Weather Conditions

Guest Author
GEICO Insurance - Driving on winter roads

As a competent driver with plenty of experience, you likely know what a challenge it can be to drive in inclement conditions.  Heavy rainfall and fog can reduce your vision on the road to just a few yards, drastically decreasing the time you have to react to hazards. In addition, you have to be extra careful with your wheels moving on the slick surface of a road in the rain. And the streets only get more slippery during winter when covered in ice.  Oregon drivers will recognize all of these…

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5 Ways You Can Tell When an Insurer Is Acting in Bad Faith

Guest Author
ways to find out if your insurance company is acting in bad faith

When insurance companies try to renege on their obligations to policyholders by denying legitimate claims or failing to process claims within a reasonable amount of time, this is known as acting in bad faith. Insurers are also acting in bad faith when misrepresenting their contracts’ language, making last-minute changes to policies, or failing to disclose plan exclusions and limitations at the time of purchase. Bad faith ultimately prevents policyholders from getting the protection they want, need, and expect when paying for coverage. Although not every situation is the same but…

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What does windshield insurance cover?

Marc
windshield insurance damage what is covered

Know what coverage you have – and need – in the case of cracked glass, hail, and similar damage. Many drivers don’t realize how important windshield insurance is, simply assuming that it’s on them to pay for it out-of-pocket if the glass breaks.  Make sure you know where you have coverage and when to file a broken glass claim. Windshield insurance is an important part of an auto policy. It will decide how much you will need to shell out if your glass becomes broken, pitted or cracked.  Repairing or…

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What You Need To Know About Car Insurance Fraud

Guest Author
car insurance fraud and how to avoid it

While you may typically think of car insurance as a way to protect you in case of an accident, others may look at car insurance as a way to make money off of others. Car insurance fraud occurs when someone purposely tries to gain money or benefits that they know they are not eligible to receive.  Even if you do not participate in car insurance fraud, you can still be a victim of someone who does. By understanding these facts about car insurance fraud, you will be able to protect…

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Why a Santa Clarita agent sells snowmobile insurance

Marc
snowmobile insurance sold by santa clarita insurance agent

Many Californians love riding these machines but don’t realize coverage is available or most of all, how low cost it really is. When most people think of the LA area, the last thing they think of is snow, but savvy Allstate insurance agent Kimberley Ellison recognizes a significant market for snowmobile insurance coverage. Snowmobile insurance is more available and important to this community than many people know. Not too far from LA is Mammoth, California, where snowmobile riders love to head out and enjoy trails, open snow, and adventure tours. …

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Depression After Traumatic Brain Injury: How To Cope

Guest Author
Traumatic Brain Injury and How To Cope

Have a traumatic brain injury is always devastating. More often than not, they lead to major life changes for both those who’ve experienced them and their loved ones. It’s not surprising then that nearly half of all brain injury survivors find themselves dealing with serious depression during the first year that follows their accidents. Depression can also rear its head later on, as people become more cognizant of the severity and impact of their conditions. If you’ve been the victim of a traumatic brain injury, reflecting on the changes that…

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