How does home insurance protect the gifts you bought on Black Friday?

Home Insurance - Gifts

Many people forget to make sure they have the necessary coverage for big ticket items. While consumers shop for the best deals on the hottest holiday gift items this year, many forget to consider the way that home insurance factors into the situation. It’s not uncommon for homeowners to be unaware of the coverage they need in case the worst should happen. Home insurance companies across the country are hoping to spread the message that standard policies will provide some protection in case gifts are stolen from within the home…

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5 Best Car Mods that Keep Insurance Prices Low

Mods and Low Insurance

Modifications give you the chance to imprint your personality onto your vehicle. You get to erase all of that bland factory-produced branding and replace it with something that reflects your individuality. By tweaking and adjusting your ride, you can make it go faster, have it look sleeker, or simply improve on its performance.  But before you take the plunge, you’ll want to talk to your auto insurance company about what modifications are covered and what changes could affect your policy rates. More often than not, altering a vehicle can blow…

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Protecting Your Pets: Insurance and Beyond

Pet Insurance

Our pets are our faithful companions, and we must do whatever we can to give them a safe and healthy life. A good first step is to purchase high-quality pet insurance, which will protect your furry friend now and in the future. Remember that insurance is there as a safety net, but you can avoid costly claims by creating a safe environment for your pet, so they don’t get sick or injured in the first place. Let’s talk about the importance of insurance and how to keep your pets safe…

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Is My Car Totaled if the Airbags Deploy?

Car Airbag

When it comes to car insurance, there is a lot of incorrect information out there. From misunderstandings about how policy terms work to differences in state coverage options, many drivers aren’t clear about what is and is not true. Here’s one of the most common confusion points drivers have: is my car totaled if the airbags deploy? Airbag deployment does not always cause a car to be fully totaled, but that certainly can happen in some cases. The exact line where this happens is complicated. Today, learn more about what…

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Insurance Considerations for End-of-Life Planning

End of life plane - will

End-of-life planning does not only consist of decisions that family members can make once they pass away. End-of-life planning involves scenarios that many people can find themselves in but don’t necessarily plan for ahead of time. One example is succumbing to a coma. Let’s say a grandmother suffers a terrible fall in her home, and while being transported to the hospital, she falls into a coma.  Because she is unresponsive, how should the physician proceed? Do her children want her removed from life support after a certain amount of time?…

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Ways to Reduce Your Car Insurance

Ways to Reduce Your Car Insurance

When it comes to owning a car, one of the biggest expenses that people inevitably find themselves dealing with is insurance. However, rather than simply paying the first price that you see, it is a much better idea if you look into ways of reducing the overall car insurance. Here we have compiled a few of the top ways of doing just this.  Shop Around for Different Quotes  The internet has provided an invaluable tool for shopping around for different car insurance quotes, so it certainly makes sense that you…

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State Farm reminds drivers that auto insurance claims for hitting animals are spiking

Auto insurance claims - Watch for Animals Sign

Though these crashes reach their high point in November, numbers are already rapidly rising. As auto insurance claims relating to crashes with animals rise this month and are expected to continue to do so into November, State Farm is recommending that drivers be especially cautious behind the wheel. Deer are traditionally the most commonly reported type of crash involving hitting wildlife. According to a recent news release from State Farm, statistics suggest that there is an average increase in crashes involving wildlife of 7.2 percent. Most commonly, these crashes involve…

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