Author: Angela Linders

Louisiana Homeowners Score Relief as Property Insurance Fees Drop Early

Angela Linders
Loiusiana Homeowners Property Insurance fee drop

Louisiana Insurance Relief: Ending the 1.36% Assessment Louisiana property insurance policyholders are poised to experience some financial relief this year as the Louisiana Citizens Property Insurance Corporation (Louisiana Citizens) implements significant changes to reduce costs. The most notable adjustment is the early termination of a 1.36% statewide assessment on residential and commercial property insurance policies. Originally scheduled to conclude in June 2026, the assessment will now end in April. This fee was introduced to pay off bonds associated with claims from hurricanes Katrina and Rita. Louisiana Citizens, the state-run insurer…

Read More

California Health Insurance Law SB 1120 Takes a Stand Against AI-Driven Health Insurance Denials

Angela Linders
California Health Insurance Law

California Enacts SB 1120 to Rein in AI-Powered Health Insurance Decisions California has taken a groundbreaking step in regulating the role of artificial intelligence (AI) in health insurance decision-making. Senate Bill 1120 (SB 1120), also known as the “Physicians Make Decisions Act,” prohibits health insurers from denying, delaying, or altering claims solely based on AI algorithms. Signed into law by Governor Gavin Newsom, this legislation ensures human oversight in healthcare coverage decisions, addressing mounting public concerns about fairness and accuracy in the use of AI technologies. Effective as of January…

Read More

Wildfire Smoke and Dementia Risk: An Overlooked Health Crisis

Angela Linders
Wildfire Smoke and Dementia Risk

New Study Uncovers Emerging Dangers of Wildfire Smoke The connection between wildfires and their devastating effects on property and insurance markets has long been discussed. But emerging evidence from a University of Washington-led study reveals a critical health dimension to the problem. The study links long-term exposure to wildfire smoke with an increased risk of dementia, especially in vulnerable populations. These findings highlight the often-overlooked impact of wildfires, which could lead to higher health insurance rates and exacerbate existing health issues. Coupled with the broader impacts of climate change on…

Read More

Liberty Mutual Drops a Bombshell on California Condo and Renters Insurance Market

Angela Linders
Liberty Mutual

Liberty Mutual to Exit California’s Condo and Renters Insurance Market by 2026 Liberty Mutual, the fourth-largest home insurance provider in California, has announced plans to discontinue offering new condo and rental insurance policies starting January 1, 2025. The company aims for a full exit from these markets by 2026. This decision follows a wave of insurance companies pulling back from California, citing increasing risks and market volatility. Liberty Mutual’s subsidiary, Safeco, will also cease providing these policies, leaving thousands of Californians searching for alternative insurance options. Insurance Company Background Over…

Read More

Texas Slaps Allstate Owned Arity with Privacy Violation Notice

Angela Linders
Allstate data privacy violation

Texas Attorney General Accuses Arity of Violating Data Privacy Laws Texas Attorney General Ken Paxton has issued a notice of violation to Arity, a data broker owned by Allstate, for allegedly failing to comply with the Texas Data Privacy and Security Act (TDPSA). The notice, sent on November 29 and later made public, accuses Arity of failing to clearly notify consumers about the types of data it gathers and processes. It also claims the company sold sensitive data without user consent, raising concerns about privacy and ethical use of personal…

Read More