Linked-Benefit Long-Term Care Video Library Launched By AALTCI

Sales of linked-benefit long-term care insurance continue to outpace traditional long-term care policies.  A new video library will provide meaningful information to prospective buyers. “There is enormous interest in linked benefit long-term care,” states Jesse Slome, director of the American Association for Long-Term Care Insurance director.  “Judging by the consumer inquiries we receive, there are also many misconceptions and some flawed information that we wanted to address.” The Association has just launched an online video library that will consist of short informative videos focused specifically on hybrid or linked-benefit long-term…

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Long-Term Care Insurance Association Releases Linked-Benefit Price Index

A 55-year-old male should expect to pay around $5,300 annually for an average linked-benefit long-term care insurance policy according to the just-published Price Index.  The first price analysis comparing leading linked-benefit insurance costs and benefits was recently published by the American Association for Long-Term Care Insurance. “Linked-benefit long-term care insurance combines the benefits of a life insurance policy with a rider that can provide long-term care benefits,” explains Jesse Slome, director of the American Association for Long-Term Care Insurance.  “These policies now outsell traditional long-term care insurance making it time for us to…

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Five Different Types of Senior Care Residential Homes that Could be Right for You

When it comes to thinking about senior care, it can be difficult to decide which is the right path to take. This is why it’s important to understand the different types of senior care available and what kind of residential care would suit your elderly parent or relative’s needs if they can’t live independently anymore. To give you some ideas of what options are out there, here are five examples of senior residential homes to choose from.  Retirement Community A retirement community is designed for those who are still able…

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Financial Aspects You Shouldn’t Delay

The last thing you need after years of faithful toil as an employee is to begin retirement without any means to sustain your lifestyle. Or worse still, begin your retirement in debt.  To avoid such an unfortunate start to your sunset years, get your finances in order now. It’s never too early; if you’ve just secured your first full-time gig, now is the time to begin building a solid financial foundation for your future.  Life Insurance Coverage Life insurance offers you a means to provide for your family when you…

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10 Car Accident Injuries That Can Take A While To Show Up

An accident can turn your life upside down. You may feel angry, afraid and left with little options. Or desperate for money to pay bills and medical expenses. Have You been Injured in a Car Accident? It’s pretty common for car accident victims to not realize how serious their injury actually is.  Sometimes a traumatic injury can take time to materialize. Even though the injury can take time to become apparent, there may still be legal options to help you with medical bills and compensation for your injury. The best…

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Strategic Wealth Management is an Insurance Policy for Old Age

With more people living longer and healthier than ever before, it is highly recommended that you have a clear financial plan for your retirement years. Worldwide there are 901 million people over the age of 60, and most of these people will live healthy lives. The odds, and the natural cycle of life, mean that you too will join this age group at some point and thus should be prepared. It is the underlying premise of all insurance and perhaps the most pressing pre-planning that many will need to do.…

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How to Choose the Right Life Insurance Type for You

There are many types of life insurance out there, but it is not as difficult as you might think. You can choose from whole life and term life, and the different variations on those. Term is often good for a set amount of time, and it then expires. But whole life goes for your entire life, as long as you keep making the payments. There are benefits and drawbacks of each one. Adding to Your Coverage Term life insurance is a relatively new kind of insurance available. You may wonder…

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