Slippery Slopes: Why Oregon’s Ski Industry Is on Thin Ice

G. Turner
Oregon’s Ski Industry

Oregon’s Ski Industry Faces a Slippery Slope: Insurer Exit Sparks Debate Over Liability Laws The Oregon ski industry is in a precarious position. Safehold Special Risk, a major insurer for ski resorts, has pulled out of the state, citing high legal risks from negligence lawsuits. This decision has left only one insurer willing to cover ski resorts in Oregon, and the ripple effects are being felt across the outdoor recreation industry. Why Did Safehold Leave? Safehold’s exit is tied to a 2014 Oregon Supreme Court ruling that weakened the enforceability…

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Cracks in the System: The Truth About Auto Glass Insurance Fraud

Ben Jones
Auto Glass Insurance Fraud

The Auto Glass Fraud Epidemic: A Costly Scam That Won’t Quit Auto glass fraud. It’s not just a nuisance—it’s a billion-dollar problem. From Florida to Kentucky, insurers are battling a wave of fraudulent claims that’s driving up costs for everyone. And the numbers? Staggering. The Cost of Fraud: Who’s Paying the Price? Insurance fraud costs the U.S. over $308 billion annually, according to the Coalition Against Insurance Fraud. Auto glass scams are a big piece of that pie. In Florida alone, lawsuits tied to auto glass claims skyrocketed from 400 in…

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Aflac Breach Sparks Concerns Across Insurance Sector

Tate Ellison
insurance trends in cyber security report commercial

Aflac Breach: Another Hit in a Cybercrime Wave Hackers are at it again. This time, they went after Aflac, one of the biggest names in supplemental health insurance. The breach, revealed last week, may have exposed sensitive data—Social Security numbers, health records, insurance claims. Aflac moved fast. They stopped the attack within hours. But let’s be real—the damage might already be done. It’s not just Aflac facing challenges. In the same week, Erie Insurance and Philadelphia Insurance Companies experienced cyberattacks as well. Their IT systems faced significant disruptions. The suspected…

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Can New Laws Fix Florida’s Condo HOA Woes?

Logan B.
florida condo insurance market

Florida Condo Owners Find Relief: Could Insurance Costs Be Next? Florida condo owners have been hit with a double whammy in recent years: skyrocketing HOA fees and rising insurance premiums. But a new bill, HB 913, might just offer a glimmer of hope. While the bill primarily focuses on easing the financial burden of HOA fees, it could also have a ripple effect on the state’s insurance crisis. Could this be the start of a broader solution? Let’s break it down. What’s HB 913 All About? HB 913 is a…

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Idaho’s Celebrated Event Hits a Dead End: No Insurance, No Show

H. Cutner
Event Insurance cancelled

Idaho Event, Sun Valley Tour de Force Cancellation Could Signal Bigger Challenges Ahead The 2025 Sun Valley Tour de Force has been canceled, and the reason isn’t what fans of this iconic event might expect. It’s not funding. It’s not lack of interest. It’s something much bigger—and scarier—for event organizers everywhere. Insurance. Yes, a sudden and unexpected loss of event insurance caused the shutdown of one of Idaho’s most popular summer events. Big blow, right? But here’s the larger question—could this be the start of a troubling trend? What Happened?…

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What’s Next for State Farm? The Case That’s Capturing National Attention

John Bowers
The State Farm Case

The Growing Trend of Class Action Lawsuits Class action lawsuits are on the rise. Why? Because they give everyday people a chance to stand up to big corporations. When one person’s claim might not seem worth the fight, a class action brings together thousands—or in this case, nearly 200,000 homeowners. It’s power in numbers. This isn’t just about State Farm. It’s about a growing movement in consumer protection. People are tired of feeling like the little guy. They’re demanding fairness, transparency, and accountability. And courts are listening. But what’s the…

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How Allstate is Navigating a Year of Extreme Weather

Angela Linders
Allstate Insurance Stocks

Allstate’s Catastrophe Losses Highlight Industry Struggles – May’s Stormy Toll Allstate Corp. recently reported $777 million in pretax catastrophe losses for May 2025. What caused the damage? Three massive wind and hail events, accounting for a staggering 70% of the month’s total losses. That’s just three storms out of 11 disastrous events. Combine April and May, and the losses balloon to $1.37 billion. For context, the January–February period wasn’t much easier. Allstate recorded $1.17 billion in pretax catastrophe losses, driven by wildfires in Southern California. Strong winds. Dry landscapes. It’s a…

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