Category: Health Care Reform

America’s health care system is undergoing many changes – it’s hard for insurance professionals to keep updated let alone consumers. Here we make it easy and publish daily articles on the changes and challenges that health care reform has ahead.

Americans’ third biggest living expense is health insurance

Marc
Health Insurance - money - piggy bank

Premiums have risen to the point that they require 10.69 percent of an average annual salary. Health insurance premiums comprise a large amount of the average annual income of Americans and consumers are being forced to weigh their priority with other essential expenses, say the results of a new NiceRx study. The premiums paid represent about one dollar out of every ten the average American earns. To arrive at its results, the researchers from NiceRx used data from the Bureau of Economic Analysis, Value Penguin, World Population Review, and Patriot…

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New York health insurance rates could rise by double digits

Marc
Health insurance Coverage Rates - New York

Both consumers and small businesses alike are expected to see the rise in monthly premiums. New York health insurance companies are currently filing for rate hikes to be applied in 2023 on their small group plans and for individual consumers. Insurers are seeking to hike rates as much as 46 percent on plans covering companies with under 100 employees. New York health insurance companies have also asked for increases as high as 35 percent for customers who aren’t a part of groups with plans, but who will be buying their…

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California health insurance to be made available for undocumented immigrants

Nordstrom
California Health Insurance - Sign and form

The coverage will be offered to the millions of people in the state who spend and pay taxes there. Governor Gavin Newsom has announced that California health insurance will be offered to all undocumented immigrants throughout the state. This will make the state the first in the country to make the plans available to all undocumented immigrants. “This is a victory for the millions of undocumented Californians who contribute $3.7 billion in state and local taxes and over $40 billion in spending power to our economy ever year,” said State…

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California health insurance can help people find housing in the state

Julie Campbell
California health insurance - homes - houses

A new experimental plan has been rolled out through Medi-Cal for added support to plan members. A new experimental California health insurance program has been launched to help ease the massive homelessness crisis occurring across the state. The idea is that state residents will be able to obtain housing assistance through their coverage. The program is called CalAIM. It is a unique, experimental California health insurance program that brings healthcare together with housing across the state for the first time. This new strategy allows certain Medi-Cal recipients that are at…

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Health insurance expansion headed to Oregon and Kentucky

Nordstrom
Health insurance - ACA - Road Sign

The states have dug into a little-used Affordable Care Act policy to help close coverage gap. Kentucky and Oregon have grabbed hold of a little-used Affordable Care Act provision that will make it possible to create a health insurance plan for people with household incomes too high to qualify for the Medicaid programs in their states. The Obama-era policy makes it possible to create the new plan with the support of federal funds. Oregon and Kentucky are hoping that the introduction of these new health insurance plans through the application…

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4 Questions You Should Ask Your Insurance Company Before Deciding On A Palliative Care Facility

Guest Author

Moving a loved one into a palliative care facility is never easy. There are many things to consider, and you want to make sure that you are making the best decision for your family member. One thing that you should do before making a final decision is to speak with your insurance company about hospice medicare billing. They may have specific requirements or restrictions on which facilities they will cover. This article will discuss five questions that you should ask your insurance company before deciding on a palliative care facility. What…

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Insurance agents hit with slashed commissions as new ACA enrollments launch

G. Turner
Insurance agents - Commissions

Insurers offering Affordable Care Act coverage are sometimes reducing the cut for those selling it. Insurance agents working for insurers selling coverage through the Affordable Care Act have started to alter the relationship they have with those employees by slashing – or eliminating – commissions for sales. Bright Health is among those that have advised their brokers that their commission structure is changing. According to a recent report in Fortune, Bright Health issued a note to its insurance agents stating that they had seen “extraordinary growth” in the enrollment into…

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