Tag: american health insurance

Health insurance subsidized by employers is becoming steady

G. Turner
Health Insurance plans

The rate of employees receiving coverage through their employers is starting to even out. According to the results of a survey that were released on Friday, less than half of American adults were taking part in a health insurance plan through their employers last year. The survey showed that the market is now indicating that it is stabilizing after a period of solid decline. Though workers haven’t reached the point where even half of them are able to receive their health insurance coverage through their employers, after three solid years…

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Health insurance exchange may not draw as many employers as hoped

Logan B.
Health Insurance time decision

Businesses are expected to opt out, which could lead the cost to rise for those who are participating. Both state and federal officials, as well as consumer advocates, are now beginning to voice concerns that businesses that have workers that are relatively young and healthy will choose to opt out of the health insurance marketplace. This will be done to help to avoid the minimum standards for coverage as prescribed by the healthcare reforms. Though these businesses may choose to try to avoid this health insurance regulation in order to…

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Health insurance law in California includes more details

health insurance promotion

The state has just revealed new details into its plans for implementing the federal healthcare reforms. California residents are now receiving their first look at what the health insurance changes will be in California as that state gets itself ready to implement the various required elements of the federal healthcare reforms. State officials have now laid out the various policy details that will become available to residents next year. This represents the California’s effort to comply with the federal reforms to the healthcare system, which include the individual mandate that…

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Health insurance premiums subsidy eligibility verification regulations proposed by HHS

Health Insurance

Under the new rules, the exchange administrators (federal and/or state) must make certain verifications. The Department of Health and Human Services (HHS) has now proposed a rule in which the state or federal administrators of the health insurance exchanges will be required to verify whether or not those who are applying for healthcare coverage tax credits through these marketplaces are enrolled or even eligible to qualify for coverage through a plan that is sponsored by an employer. This would require new measures to be implemented in the exchanges until a…

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Health insurance premiums 14 percent higher for smokers

Julie Campbell
nonsmokers homeowners insurance

A report has also shown that obese adults are paying 22 percent more for their medical coverage. The results of an eHealth, Inc., study have been released in a report that functions as an addendum to the one that it issued two months ago, called “November 2012 Cost and Benefits”, and has shown that smokers and obese individuals are paying higher monthly health insurance premiums than their non-smoking and lower BMI counterparts. On average, these individuals are shelling out a significantly larger amount due to their increased risk factors. According…

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Health insurance decisions will need to be made by businesses

H. Cutner
Health Insurance benefits

There is now less than a year for companies to decide on the employee benefit options they wish to provide. With New Year’s Day behind us, there is now less than one year before the heart of the healthcare reforms go into effect, causing companies to need to take a serious look at the health insurance benefits that they intend to offer once January 1, 2014 comes around. The overhaul to the system and the coverage laws will reshape the way American employers offer benefits. After the healthcare reforms go…

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Health insurance satisfaction seen in most Americans

homeowners Insurance Consumer Satisfaction

A Gallup poll has shown that the majority of people in the United States are happy with their coverage. According to a survey that was performed by Gallup, 67 percent of adults in the United States reported that they felt that their health insurance coverage was either good or excellent. This may be a positive statistic, but it is actually a drop when compared to last year’s data. Last year, the same survey determined that 72 percent of adult Americans felt that their health insurance coverage was either good or…

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