A Guide to Health Insurance for the Self-Employed

Self Employed Health Insurance

The self employed face obstacles and tackle challenges that those employed by others rarely think about…doing budgets, growing the business and, of course, health insurance. Think about it…the cost of individual health insurance for the self employed has gone up substantially over the past decade and policies that used to cost somewhere around $100 a month can run upwards of $500 a month today. Not just that…co-pays and deductibles have gone up…covered services have gone down. But there are options available that can help reduce the cost of health insurance…

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Health insurance bill passed to open Kansas market

Flag of Kansas health insurance news

The House was struggling with the bill that would permit insurers to sell very basic coverage in the state. On the last day of the regular session in Kansas, the House dedicated hours to debates, re-considerations and the pushing back of a bill, which was finally passed in order to allow the state to add bare bones health insurance policies to its market. The purpose of the bill is to help to make the coverage more affordable than what is currently out there. Senate Bill 163, which has been nicknamed…

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Health insurance plans in Kentucky move forward

Kentucky insurance exchange health insurers

Kentucky establishes new agency to manage health insurance exchange While many states throughout the U.S. have decided to abandon their efforts concerning a health insurance exchange, Kentucky is one of the few that has decided to build and operate its own. State officials chose for the state to run its own exchange in the hopes that it will better address some of the health insurance concerns that are specific to Kentucky residents. State officials have now formed the Office of the Kentucky Health Benefits Exchange, a new agency that will…

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Minnesota health insurance exchange moving forward

Health Insurance benefits

Minnesota health insurance exchange still in a state of confusion A task force formed in Minnesota by the state’s government is currently investigating the next steps the state should take in building its own health insurance exchange. The task force is advisory in nature, but plays a significant role in the state’s future health insurance structure. The association met earlier this week and is expected to provide state lawmakers with recommendations on how the Minnesota health insurance exchange should take form. Lawmakers still unsure how to build an exchange program…

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Idaho will have its own health insurance exchange

Health Insurance plans

Idaho officials decide the state should operate its own health insurance exchange Idaho will build and operate its own health insurance exchange, according to the Idaho Association of Commerce and Industry and the Health Insurance Exchange Working Group. The two parties have determined that it is in the state’s best interests that it operate its own health insurance exchange rather than have the federal government do so. The Idaho health insurance exchange is set to be built in 2014. Now that plans are in place, must work to meet federal…

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New Jersey health insurance exchange makes progress despite setbacks

Governor Chris Christie Flood Insurance

New Jersey health insurance exchange moving closer to becoming a reality Hope for a New Jersey health insurance exchange remains strong as a state Senate committee approves legislation that will open up the way for an exchange to be built and run by the state. The bill is similar to one that was passed earlier in the year concerning the same issue. The Democrat-controlled Legislature is expected to ultimately pass legislations concerning the New Jersey health insurance exchange and the state’s efforts are currently on track to have the exchange…

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China works to boost availability of health insurance

Chinese Health Insurance Reform

Chinese government aims to make health insurance and medical care more affordable China has been making significant changes to its insurance industry in recent years. The government has been laboring to make health insurance more inclusive for consumers throughout the country. Though it has seen modest success in this endeavor, the Chinese government continues to work on ways to improve the industry and make health insurance friendlier for consumers. According to Health Minister Chen Zhu, work is being done to ensure ill consumers do not lose everything they have in…

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