What You Need to Know About the Growing Debate Over Vehicle Data Tracking Imagine hopping into your car, ready to make the morning commute. You think your biggest question is whether traffic will cooperate. But what if your car has been quietly collecting details about your habits all along? Where you drive, how fast you go, your braking patterns—even data about your phone’s movements. And now, news of major lawsuits is raising the stakes on how this data might be used without your knowledge. Who’s being taken to court, and…
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A New Perspective on Insurance: What Young Insurance Agents Are Prioritizing in 2025
A Seasoned Perspective on the Journey of Young Insurance Agents Having spent years in the insurance business here in Southern California, both working for others and running my own agency, I’ve seen the industry evolve in ways that are both challenging and exciting. It’s not just about policies and premiums; it’s about people. That’s why it’s heartening to see young agents today prioritize relationships, even as they face unprecedented challenges in a shifting landscape. When I opened my agency, I learned quickly that insurance is a business built on trust.…
Read MoreState Farm Reports Dog Bite Claims Hit $1.57 Billion in 2024: What’s Behind the Spike
For those of us who share our lives with dogs, they’re more than pets; they’re family. But with that wagging tail and soulful gaze comes a responsibility we often don’t think about until things go sideways. According to the Insurance Information Institute (Triple-I) and State Farm, U.S. insurers shelled out an eye-watering $1.57 billion in dog-related injury claims in 2024. Yes, billion—with a “B.” That’s a nearly 19% increase in the number of claims from 2023, and a staggering 48% rise over the past decade. What’s driving this trend, and…
Read MoreChicago’s Crackdown on Rogue Towing Practices Gains Momentum
Chicago is gearing up to get tough on predatory towing companies, a move hailed by insurance associations and consumer advocates alike. A new towing ordinance, sponsored by Alderman Gilbert Villegas, is advancing through City Council. Its promise? To wrestle control back from rogue operators who exploit drivers in vulnerable moments. Rogue Towing’s Whopping Impact on Drivers and Businesses Imagine this: you’ve just been in a fender-bender, your nerves are shot, and before you can blink, a tow truck pulls up uninvited. Sounds convenient at first, but then you’re handed a…
Read MoreIs Your Pet Safe on Vacation? What You Need to Know About Travel Insurance
Traveling with My Dog and Pet Travel Insurance: What I Found Hi there, fellow pet lover! If you’re anything like me, your dog isn’t just a pet; they’re your adventure buddy, your family, and probably the star of your camera roll. I’m a proud dog mom with an itch for travel. Whether it’s exploring a new city or taking a road trip to nowhere, I always wished there was an easier way to combine my two great loves without compromising my pup’s safety (or my peace of mind). That itch…
Read MoreThe Surprising Benefit in Medicare Advantage Plans You Might Be Missing
Medicare Grocery Allowance: Helping Seniors Access Nutritious Food Imagine standing in the grocery store, carefully adding up the cost of everything in your cart to make sure it fits into your budget. Now imagine being a senior on a fixed income with medical issues to manage. Fresh, healthy food? It’s often the first thing to go when every dollar needs to stretch a mile. Enter the Medicare Grocery Allowance, a program designed to make sure older adults don’t have to choose between eating well and making ends meet. It’s a…
Read MoreWhy Gen Z Is Checking Weather Maps Before Signing a Mortgage
Weather Disasters and Rising Insurance Costs: A Barrier to Millennial and Gen Z Homeownership Homeownership has long been seen as a pillar of the American Dream, but for Millennials and Gen Z, that dream is becoming increasingly out of reach. It’s not just student loans or sky-high housing prices putting a dent in young buyers’ ambitions. Severe weather disasters and rising home insurance costs, fueled by climate change, are rewriting the rules of who can afford to own a slice of real estate. The Cost of Climate Change Hits Home…
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