Boaters may need to be careful this Fourth of July

boat insurance fourth of july

Insurer warns consumers to be careful during their celebrations

July fourth is approaching and many people throughout the United States are preparing to celebrate the occasion. One of the staples of the Fourth of July is fireworks, and these explosive displays of color can be wondrous fun, but they also become very dangerous when mishandled. The Chubb Group of Insurance Companies is warning those planning to celebrate the Fourth of July to exercise caution, because consuming too much alcohol can lead to a misuse of fireworks and cause a disaster.

Maritime risks can be disastrous if not taken seriously

Many people are expected to take their boats out on waterways in order to celebrate the Fourth of July. According to the Chubb Group of Insurance Companies, crowded waterways, alcohol, and fireworks could be a recipe for disaster. Throughout the years, the insurance industry has seen many lives lost and property damaged during celebratory events like the Fourth of July. The U.S. Coast Guard Auxiliary has reported that the majority of boating-related accidents and fatalities occur between Memorial Day and Labor Day.

Consumers are urged to take precautions before they begin celebrating

boat insurance fourth of julyJohn Villas, vice president and worldwide marine claim manager of the Chubb Group of Insurance Companies, suggests that those going out on a boat during the Fourth of July stay sober. If this is not possible, a designated boat operator should be assigned in order to ensure safety. Readily-accessible life vests and other emergency tools are also important to have on hand. Of course, obeying maritime laws and refraining from turning off a boat’s safety lights are encouraged as well.

Insurers can help provide protection against the maritime risks that exist

The insurance industry is no stranger to the risks associated with the maritime space and national holidays. Insurers have been providing protection for potential disasters for many years and many companies are able to effectively manage these risks without much difficulty. Consumers, however, can take steps to protect themselves and reduce their exposure to disaster and help keep others safe during the holiday event.

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