California health insurance subsidies now apply to more middle-income families

California health insurance subsidies - Covered California - YouTube

As the open enrollment period begins, more state residents will qualify for financial assistance. Open enrollment began as of yesterday, and a higher number of middle-income families will discover that they qualify for California health insurance subsidies for next year’s coverage. The open enrollment period for the Covered California exchange is October 15 to January 31. Families who have enrolled for their health plans by December 15, regardless of whether they qualify for California health insurance subsidies, will have coverage effective January 1, 2020. That said, their coverage will begin…

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HIV prevention drugs to be available prescription-free in California

HIV Prevention Drugs - Pills and bottle

Governor Gavin Newsom signed a bill to give pharmacists authority to dispense these medications. To start the week, California Governor Gavin Newsom signed a bill providing pharmacists the authority to dispense Truvada and other HIV prevention drugs to patients without a doctor’s prescription. The new California bill will make it possible for pharmacists to dispense PrEP and PEP drugs. PrEP (pre-exposure prophylaxis) and PEP (post-exposure prophylaxis) can play important roles in preventing HIV infection among patients potentially exposed to it. Patients in California will no longer require a doctor’s prescription…

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Minnesota health insurance rates to remain ‘stable’ for 2020

Minnesota Health Insurance Rates - Doctor - heart rate

The state’s Department of Commerce released this statement just ahead of the open enrollment period. Minnesota health insurance rates will be “stable” in plans sold for 2020, said the state Department of Commerce. The department released a report this week revealing the proposed rate changes made by insurers. The report showed the proposed changes to Minnesota health insurance rates for 2020 for individual plans. The report showed that the proposed changes would range from a considerable decrease of 20 percent up to a possible 0.18 percent increase. The range for…

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US voters want to keep private health insurance and expand Medicare

Private health insurance - Voters

Most Democratic voters are drawn to Medicare for All but may challenge the party in 2020. Private health insurance and other components of healthcare reform have been a central issue among Democratic presidential candidates. Those politicians have been pitching their own versions of Medicare and medical coverage which may make things somewhat more complex for the candidates in 2020 according to a new Wall Street Journal and NBC news poll. Two out of every three voters support opening Medicare coverage up to anyone who wants to buy in. This is…

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Percentage of Americans Covered by Health Insurance Plans Fell in 2018

Americans Covered by Health Insurance Plans Percentage Decline

This represents the first time coverage levels have fallen since the Affordable Care Act went into effect. For the first time since 2009 – the year before the Affordable Care Act was implemented – the percentage of Americans with health insurance plans fell last year. Until 2018, the share of U.S. residents with health insurance had risen each year since 2010. The drop in the share of Americans covered by health insurance plans has occurred regardless of the strength of the economy. Therefore, it was speculated in a New York…

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US Health insurance rebates may reach record levels in 2019

Health insurance rebates - us dollar - pills

A new report has indicated that the Affordable Care Act refunds could hit $1.4 billion this year. The provision of the Affordable Care Act (Obamacare) which provides millions of Americans with health insurance rebates is expected to reach a record high level this year. Health insurance customers may be receiving more in refunds this year than ever before. In 2012, a component of the Affordable Care Act went into effect which required insurers to pay their customers a medical loss ratio (MLR) payment every fall under certain circumstances. If those…

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Many insured Americans rely on charity due to health insurance deductibles and copays

Health insurance deductibles - hands holding US dollars

Despite having a health plan, many people across the country can’t afford the medical care they need. Skyrocketing health insurance deductibles and copays are forcing many covered Americans to rely on charity to pay for medical care. Crowdfunding and medical charities have become the norm to fill in gaps for insured Americans. A recent LA Times report placed the spotlight on a growing trend among insured Americans. It showed that the cost associated with health insurance deductibles and copays can make medical care cost prohibitive even for Americans with medical…

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