Are Michigan auto insurance companies illegally charging widows and widowers more?

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A group defending the state’s coverage system says it has found instances of insurers breaking the law. A group defending the Michigan auto insurance system said it has found cases in which insurers have illegally targeted women and widows for higher premiums. If this is true, those insurers are in direct violation of state laws prohibiting the use of gender and marital status for rate calculations. Coalition Protecting Auto No-Fault found at least three auto insurance companies breaking that law. The group says that this places the spotlight on potential…

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Most expensive auto insurance sold in Michigan and Louisiana

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While Michigan’s rank at the top hasn’t changed, Louisiana has climbed back up after having fallen. Expensive auto insurance has become a way of life in certain states, and for Michigan drivers that way of life is more costly than any other state. Similarly, Louisiana, which had been dropping in the ranks among the most costly to purchase coverage, is back in second place. There are many reasons that contributed to a state-wide trend of higher insurance rates than the rest of the country. In Michigan’s case, the reason remains…

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Michigan auto insurance headed even higher with no-fault fee hike

michigan auto insurance rates

Drivers in the state are already paying some of the highest premiums in the country and that price is rising. Michigan auto insurance is going to be even more expensive as the no-fault fee increases this summer. Drivers in the state will be paying $10 more to insure their vehicles. The purpose of the no-fault law in Michigan is to make sure that people involved in a collision will have coverage for catastrophic injuries no matter who is at fault. The no-fault law in the state says that a person…

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Auto insurance premiums expected to rise in Michigan

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Some 2 million drivers throughout the state may see higher rates Drivers in Michigan are likely to see higher auto insurance premiums this year. Some 2 million people could see a $40-a-year increase, unless a tax credit that benefits insurers is repealed. Governor Rick Snyder has proposed repealing the tax credit as part of his 2016-2017 budget proposal. Doing so would secure more funding for the state’s general fund and may be able to ensure that drivers do not pay higher rates for their coverage. Insurers are being reimbursed for…

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Michigan drivers can now show proof of auto insurance with their mobile devices

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New law allows drivers to show proof of insurance with a smartphone or tablet New law in Michigan will allow drivers to show their proof of auto insurance to law enforcement officers with their smartphones or tablets. The legislation was signed into law by Governor Rick Snyder in October of 2015, but the law only took effect on January 5 of this year. The law is expected to provide drivers with more flexibility in proving that they have the necessary auto insurance coverage when they are pulled over by law…

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