Sovereign Home Loans Provide Better Home Loan Rates in NZ

Sovereign Home Loans Provide Better Home Loan Rates in NZ

Almost every Bank out there has a standard when it comes to having an interest rate and a special interest rate. But the thing that you need to keep in your mind is that the special home loan rates are only for those people who have more than 20% equity.  If you have less than 20% it then standard interest rates will be applying for you but if you have more than 20% then a special interest rate will be applying for you. If a standard interest rate is applying…

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Allstate California homeowners insurance opens the door for new policies

Allstate California homeowners insurance opens the door for new policies

Santa Clarita Allstate insurance agent Kimberley Ellison is sharing this vital information with her community. California homeowners insurance policies have become an important focus for an Allstate insurance agent in the Santa Clarita area.  Kimberley Ellison and her staff are thrilled with the widespread return of the comprehensive Deluxe Plus Homeowners coverage among many zip codes. They are taking extra care to educate local residents to ensure their needs are met. Allstate insurance has brought homeowners coverage back to over 1,500 California zip codes. In May 2007, Allstate closed their…

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Insurers offer timely advice to help prevent winter home insurance claims

Winter home insurance claims - house in winter - snow

As the weather gets much colder, storms and below-freezing temperatures come with certain risks. To start the year off on a positive note, insurers are sharing tips and strategies with policyholders to help them to prevent having to make winter home insurance claims. Damage and liability from storms, high winds, and freezing temperatures are often avoidable. Insurance Information Institute data showed that last year, there were $2.1 billion in winter home insurance claims caused by storms from this time of the year. That said, if policyholders had all taken certain…

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The top homeowners insurance mistakes policyholders make

Homeowners insurance mistakes - hand holding house in bubble

This coverage can be complicated, resulting in errors frequently made while filing claims. Homeowners insurance mistakes are more common than many policyholders may think. Unfortunately, when errors are made during the claims process, the result can be quite expensive. Policyholders are advised to review their coverage annually and when large changes occur. Beyond making sure they have the right coverage in place, it’s also important to understand the claims process. This helps to avoid some of the most common and potentially expensive homeowners insurance mistakes. As climate change brings an…

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Californians wonder if fire hardening will make it easier to get homeowners’ insurance

Fire hardening - Wildfires

Creating a program to incentivize homeowners to mitigate the risk of wildfires has potential. Californians across the state are trying to do what they can to spare their homes from wildfire risk, and some are looking to fire hardening in the hopes of becoming more acceptable to homeowners’ insurance companies. Insurers are becoming increasingly risk averse in the state when it comes to protecting from wildfire. Californian homeowners have been watching their premiums spiking and many are at a risk of having their coverage cancelled altogether. The wildfires in the…

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Lemonade renters insurance rolls out to French tenants

Lemonade renters insurance - homes in Paris, France

The industry disrupting insurer is now entering its third country in the European Union. Lemonade renters insurance is now moving into its third European market as it takes its first steps into France. The insurer has already entered into the Netherlands and Germany in the European market. Though Lemonade renters insurance is entering a growing number of European countries, it originally from the United States. It is now a public company with a current market capitalization near $4 billion. The insurer will be in direct competition with a local firm…

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Allstate joins the CDP Supply Chain to advance its sustainability commitments

CDP Supply Chain - Hand holding tree

The insurer joined a select few property and casualty providers in asking more of suppliers. The Allstate Corporation has announced that it has joined the CDP Supply Chain, which means it will be requesting that its key suppliers report their emissions data. This will be one of several steps the insurer is making to boost its supply chain transparency. The emissions data is reported to CDP Supply Chain, which is a global non-profit disclosure system that makes it possible for businesses to manage and measure the impact they have on…

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