New Year’s resolutions that lower your risk of a home insurance claim in 2018

organized home insurance claims

Some of the changes people put off could make a bigger difference than they realize. A new year often offers a natural opportunity for people to get a fresh start and improve areas of their lives to reduce the risk of home insurance claims, better their health or take greater social responsibility. 2018 presents a great chance for homeowners insurance policyholders to improve their safety. Many people can either reduce their risk of having to make home insurance claims or can make their claim filing much easier by taking any…

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Homeowners insurance trends show claims and losses are falling

homeowners insurance rates increase

A LexisNexis report has found that home carriers are riding a positive wave at the moment. LexisNexis has released a report saying that homeowners insurance trends are good for providers right now. The claims are decreasing while the loss costs have been either falling or remaining flat. This U.S. insight was published in the 2016 LexisNexis Home Trends Report. The homeowners insurance trends report took into account that there was only one major hurricane this year in the United States. Moreover there was a decline of 30 percent from 2010…

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Insurance claims spike following intense winter weather

Winter Storms insurance claims

From flooded basements to burst frozen pipes and damage to vehicles, insurers have been kept busy. The wild weather this winter has caused an influx in insurance claims as well as calls to contractors and repair companies as everyone from homeowners to vehicle owners have been facing damage as a result of various issues relating to the extreme conditions. From the heavy snowfalls and the extremely low temperatures to the sudden thaws, filings are way up. Insurers have been reporting that insurance claims have experienced a significant increase over the…

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Homeowners insurance tips for winter claims prevention issued by industry

homeowners insurance tips

A video featuring “Uncle Insurance” is the next in the series to help to avoid damage and claims. As wintery weather becomes more visible, the industry is renewing its previous reminder of the many homeowners insurance tips that are available to help to winterize a home and prevent damage from freezing temperatures, snow, and ice. Although the best time to prepare the house is ahead of the lousy weather, these changes are better done late than never. Many meteorologists – and The Old Farmer’s Almanac, for that matter – are…

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Get Your Home in Shape for Winter

Winter Home Care insurance companies external battery charger

Frozen and burst pipes are of the highest home insurance claims and most frequently occurring source of damage, notes the Insurance Information Network of California. Yet many homeowners don’t know how common this problem is and don’t think their pipes could burst in the winter, causing expensive damage. This and other cold-weather problems can be prevented with a small amount of preventative maintenance as part of a fall cleanup. This year, spend a weekend ensuring that you, your garden and your home weather winter’s chill with ease by preparing your…

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