Live Insurance News

Homeowners insurance policy changes on the way in New Zealand

March 26, 2013March 25, 2013 H. Cutner

Policyholders are being cautioned that they should learn about these changes to ensure that they are properly covered. Officials in New Zealand are warning homeowners insurance policyholders that there are some major changes on the way, and that they will likely be placing the liability for correct valuations on the back of the property owners. This announcement was from the Insurance Council of New Zealand, which is warning property owners to take necessary steps. Homeowners insurance companies are preparing to introduce a new method of sum-insured calculation that would come…

Why Renters Insurance Is a Necessity

February 9, 2013April 14, 2014 Guest Author

When you rent a place to live, it is necessary to understand that the property insurance that your property owner has, does not cover your personal assets and belongings – This is where renters insurance steps in. Therefore, it is always advisable that you take out renters insurance before moving in. As a tenant, you may find this type of insurance necessary when you are going to share spaces with other tenants, the place is a temporary housing facility, has shared bathrooms or kitchens with the owner’s family, or the…

Protect the Contents of your Home with Proper Insurance

January 9, 2013April 14, 2014 Guest Author

So many home buyers focus on selecting the right dwelling coverage that they often overlook the importance of choosing a homeowners insurance policy with adequate contents coverage. A home insurance policy providers dwelling coverage, liability coverage, and contents coverage designed to pay for your personal belongings if they are stolen, damaged, or destroyed. If you are not sure what to look for in terms of contents insurance when you are building a home insurance policy, read on and learn how to choose the right policy with the proper coverage limits…

Renters insurance in North Carolina to increase 13.2 percent

November 30, 2012April 30, 2013

Rates for homeowners policies will not be affected by this change. North Carolina’s Commissioner Wayne Goodwin has announced that he is stepping away from his decision for slightly decreasing rates for rental insurance and other types of coverage for properties that are not occupied by their owners, due to a court battle declared by the industry. An out of court settlement has now been reached for the case between the industry and the Insurance Department. A compromise was reached in the settlement that fell between the 2.6 percent decrease in…

Reduce your home and building insurance costs

October 23, 2012April 21, 2014 Guest Author

When you stop to think about it, if you never paid any insurance of any kind whatsoever, the chances are that you’d gradually come out ahead. The problem, of course, is that this would be reckless and foolish. We all need insurance, whether as a legal requirement or just because it’s a sensible course of action, for different aspects of our lives. And when it comes to the main asset most of us possess, our home, it’s very wise indeed to have good insurance cover for buildings and contents. Nevertheless,…

Renters insurance available through a new insurer for Missouri residents

October 22, 2012April 30, 2013

Auto policy customers at Esurance will now be able to add tenants coverage in that state. Missouri auto coverage customers of Esurance are now being offered an add on renters insurance coverage that is designed to provide them with inexpensive protection in addition to further savings on their vehicle policies. Consumers in that state are being offered this add on from the insurer for the first time. According to the estimates that have been made by Esurance, the average cost of the add on renters insurance will be $16 per…

Renters insurance now being offered by Esurance in Wisconsin

September 22, 2012September 8, 2019 Ben Jones

Tenants in the state are being offered coverage for as little as a monthly ten dollars. Esurance, an insurer that is best known for its direct to customer auto coverage, is now offering Wisconsin tenants a new renters insurance policy to cover their possessions. This protection is being sold to consumers in the state for premiums as low as ten dollars. The new renters insurance coverage is being offered as an add-on to the auto insurance policies already available through the company. It is available to both existing Esurance customers,…