life insurance premiums - social media

Life insurance premiums can be calculated using your social media posts

Provided they are not discriminatory, life insurers can use customers’ posts to decide on pricing. The New York Department of Financial Services (N.Y.F.S.) has released…

Hybrid life insurance - life insurance - forms

Hybrid life insurance policies gain popularity as LTC payment plans

As long term care insurance skyrockets in price, many people are looking for alternative funding. Hybrid life insurance policies are beginning to take the place…

Life Insurance medical exam

Life insurance medical exam may soon be a thing of the past

Technology and data services may soon provide an accurate and cost-effective replacement to health tests. A life insurance medical exam is often one of the…

selfie life insurance premiums

Life insurance premiums may soon be selfie-based

Facial recognition technology could be used to better understand a person’s overall wellness. Selfies have become exceptionally commonplace, but these self-portraits may soon have an…

pregnant mothers postpartum depression disability insurance

Life and disability insurance companies penalize women with postpartum depression

As mental illness gains more awareness and people seek diagnosis and treatment, drawbacks are appearing. This year kicked off with the recommendation from a government-appointed…

Life Insurance Contracts

Life insurance for federal employees may soon be more expensive

Some workers may find that their rates will be rising, but others will be seeing them fall. Just as federal employees just faced an increase…

mobile smartphone health life insurance

Life insurance companies could use iPhone apps to calculate rates

Speculations are swirling about the use of data from health and fitness applications by insurers. As apps and gadgets focused on health and fitness tracking…