Tag: home insurance tips

Insurance companies want consumers to do these things every day

Julie Campbell
Insurance companies - Holiday lights on house

The holiday season comes with many common risks and insurers are hoping policyholders will avoid them. Insurance companies see a spike in homeowners insurance claims throughout the month of December every year, but this year, they’re hoping to give a heads up to policyholders to save money for everyone. The more claims are filed, the more expensive it is to provide coverage and rates may rise. Claims are expensive not only for insurance companies but also for policyholders when they occur regularly enough. After all, the more expensive it is…

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5 Easy Ways You Can Reduce Your Home and Business Insurance Rates

Guest Author

It’s not difficult to both love and hate insurance. Few of us enjoy paying for it every month, but we are relieved to have it if something bad happens. That is definitely the case for both home and business insurance.  Buying either can be a costly endeavor, but the good news is that you don’t have to be stuck with high monthly premiums. Instead, by shopping around, working with the insurance company, and living in places with fewer risks, you can make the payments much more manageable. Let’s look at…

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Top tips to avoid winter holiday season home insurance claims

Julie Campbell
Winter holiday season - Christmas tree and Christmas decorations

This season is filled to the brim with festivities, but these celebrations also come with certain risks. The winter holiday season is already well underway. Friends and family gather together for parties, meals and other celebrations. All this extra food, cooking and people can pose some potential risks at home that could lead to homeowners insurance claims unless you take the right precautions. Understanding the risks is the first step to making sure you’ll take the right steps to prevent hazards. Understanding the risks associated with the winter holiday season…

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Spring home maintenance can help prevent claims, says insurance industry

Logan B.
spring home maintenance homeowners insurance

The Idaho Department of Insurance has released a list of tips to help homeowners avoid damage. The winter is finally over and while there is still the occasional chance of frost, the time for spring home maintenance projects is definitely upon us. For anyone who was trying to put things off a little longer, take the hint from the insurance industry and use the next sunny day to get moving. The sooner you get the job done, the better prepared your property will be to avoid damage that will lead…

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Insurance tips for discounts on premiums for first time homeowners

Julie Campbell
Homeowners Insurance Rates

Understanding how to save right from the start. Becoming a homeowner for the first time can be a daunting and often overwhelming experience, but with the right insurance tips, you can avoid common mistakes and make sure that you are receiving the right coverage at the best price. There are several areas of your policy in which you have control over the amount you pay. To start, make sure that you are looking into policies that include both personal property protection, as well as liability. From there, get to know…

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