Health insurance exchanges have at least one offering in every U.S. county

health insurance exchanges

The Affordable Care Act was previously threatened by possible bare patches in plan availability. Earlier in 2017, it appeared as though the health insurance exchanges in several states would suffer bare counties in the 2018 open enrollment period. That said, the situation has turned around and every county continues to have a minimum of one option available. Though President Trump had claimed that the insurance marketplaces were failing, they appear to be healing. President Trump had been pointing to the problem of counties without plans available through the health insurance…

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Four health insurance companies violated mental health coverage law

mental health insurance companies

The state of Oregon has accused four insurers in failing to cover certain treatments including one for autism. The state of Oregon is currently calculating potential fines for four health insurance companies that failed to comply with the law for covering certain mental health treatments, including one for autism. State law requires insurance companies to provide mental and physical coverage in a similar way. The regulation in Oregon states that health insurance companies “cannot categorically deny coverage,” for mental health care and therapies, such as for Applied Behavior Analysis (ABA),…

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Will Trump health care system lower your premiums?

Trump Health Care Congress Speech - Last Week Tonight John Oliver

Despite the intention to sell health insurance across state lines, many don’t forecast dropping rates. President Donald Trump spoke before Congress for the first time and reaffirmed his intention for a new Trump health care system. Among the primary changes to the Affordable Care Act (Obamacare) would be the ability for health insurance companies to sell policies across state lines. That said, many analysts are doubtful that this change to the law will reduce health insurance premiums. The actual details of a future Trump health care reform still have yet…

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Health insurance companies are making Americans happier

affordable care act health insurance coverage

Recent data shows that consumers are more satisfied with their insurers than they were 2 years ago. New research is showing that people like their health insurance companies more now than they did a couple of years ago. At the same time that they seem more satisfied with their insurers, they have not warmed up to the Affordable Care Act. As insurance company satisfaction rises, people are liking the Affordable Care Act less than they previously did. Despite the fact that coverage is weakening and premiums are rising, health insurance…

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Americans are shopping outside health insurance exchanges for coverage

Group Health Insurance Exchanges

Millions of people are buying health plans off the marketplaces to avoid massive rate hikes. As premiums are headed skyward at many health insurance exchanges, people are looking for alternatives. Many Americans have decided to stop shopping in those official markets. Instead, they are purchasing health plans through insurance companies off the exchanges. The purpose is to try to avoid being faced with the rate hikes that are often in the double digits. The Obama administration is working to reverse this trend. The goal is to make health insurance exchanges…

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Will higher health insurance rates keep insurers in the exchanges?

health insurance rates

Regulators across the country are allowing insurance companies to make health plans more expensive. State regulators across the nation have been steadily giving the nod to increased health insurance rates. In fact, many have made it possible for those insurers to raise premiums more than the companies had requested. This may appear to be in opposition to the goal of keeping rates as low as possible for consumers. However, a data analysis conducted by USA TODAY suggested a different purpose for these decisions. The national newspaper indicated that the regulators…

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Will 1.4 million people lose their health insurance plans in 2017?

health insurance plans

As insurers withdraw from many exchanges, many Americans may find themselves scrambling for new coverage. A new study revealed that the impact of insurers stepping out of the Obamacare marketplaces could leave many Americans without health insurance plans. In fact, as many as 1.4 million people could lose their coverage and have to replace it by 2017. The states expected to be affected the most by insurance company withdrawal are North Carolina and Florida. Over the last few months, a rash of large health insurance companies have stepped out of…

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Health insurance trends show many covered Americans still aren’t seeking care

california wildfire victims angry frustrated

Millions of people are skipping medical care despite the fact that they have a policy. A survey commissioned by the American College of Emergency Physicians provided notable insight into health insurance trends. Unfortunately, it has revealed that many people who have a health plan are skipping medical care. They are showing increasing discontent with the expense and quality of their health plans. Almost a third of survey participants felt their health insurance coverage had declined over the past year. Only 15 percent of the participants in the health insurance trends…

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Health insurance cost is leading concern for consumers

health insurance cost medical

Choice is not as high up on the importance list when it comes to health plan shoppers. A federal analysis revealed the top concern as health insurance cost among consumers shopping for coverage. Millions of people purchase their health plans on the insurance exchanges in order to comply with the Affordable Care Act. Their top goal when buying health insurance is to be able to save money on the plan they purchase. Several different factors were taken into consideration when examining the issues that mean the most to consumers. Health…

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Alternative painkiller insurance is hard to find in the US

alternative painkiller insurance medication health care cost

Despite the struggle the country is facing with the use of prescription opioids to reduce pain, patients have few choices. Over the last ten years, the prescription of opioids has skyrocketed but alternative painkiller insurance policies are few and far between. Consumers struggle to find insurance coverage for options outside highly addictive medications with serious risks. Fentanyl, oxycodone, hydrocodone and morphine prescriptions are climbing – as are opioid overdoses. This trend isn’t new – it has been around for about ten years – but it is far worse now than…

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