Is makeup artist insurance really necessary for your one-person business?

Makeup artist insurance - professional makeup application

There are many factors to take into consideration, including local laws obliging you to buy coverage. When your small business consists of just yourself applying cosmetics for people heading to important events, you may wonder if makeup artist insurance is truly necessary. Before you decide that it’s not a necessity for you, it’s important to know your local regulations. Depending on where you live, you may not legally be required to purchase makeup artist insurance. In other areas business liability coverage require it by law. Be sure to check your…

Read More

Home stagers insurance starts with liability coverage but includes much more

Home Stagers Insurance -

Preparing a house, condo or apartment for sale or rent takes style, care and protection just in case. Home stagers insurance is a type of coverage that will protect various components of your business against a spectrum of potential perils that can affect you. Even if you’re a one-person operation, to succeed, your business requires the right coverage. Home stagers insurance does start with a traditional style of business liability coverage. That said, it also requires a number of other types of protection as there is more to your business…

Read More

Cyber liability insurance gains popularity outside of corporations

cyber insurance industry

Other types of organizations, including school boards, are now investing in the coverage. Following the latest tremendous data breach – the one that struck Target and that gave hackers access to the consumer debit and credit card account information from about 40 million people – a growing range of types of organizations are looking into cyber liability insurance and the type of coverage that it can provide them. Ann Arbor Public Schools is the latest to join this flood of non-retail groups that are covering themselves. While Target fights to…

Read More