More people have health insurance, but cannot pay for medical care

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Survey shows that consumers are struggling to pay for medical care themselves The Affordable Care Act has made it possible for millions of people in the United States to obtain health insurance coverage, but the federal law may be falling short when it comes to addressing the cost associated with medical care. A new survey from Families USA shows that many people cannot afford the out-of-pocket costs of their medical care. The health insurance policies that these people have are not making it more possible for them to access medical…

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Health insurance customers are avoiding medical care due to costs

U.S. Health Insurance

Survey from University of Chicago highlights the financial problem of health care in the US The University of Chicago has released the results of a new survey regarding those with private health insurance coverage in the U.S. The survey is meant to shed some light on the financial concerns that consumers have regarding their coverage, as well as the financial concerns they have for medical care overall. According to the survey, financial issues are one of the leading problems that consumers have when it comes to health care, and the…

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Health care reform law creates promising opportunities

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Medical practices could face new challenges and favorable opportunities The Affordable Care Act has sparked a significant influx on new patients into the Medicaid programs of some states. The law has given states the opportunity to expand their Medicaid programs in order to make insurance coverage more available to a wider range of consumers. The law has also allowed for the creation of insurance policies with high deductibles, which are sold through state insurance exchanges. For some state’s the health care reform law may be creating major revenue opportunities. Report…

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Health care reform may be finding success

Health care Reform News

Number of people enrolling in exchanges increases Over half of the 2.2 million people that have purchased health insurance coverage from federal and state-run exchanges are over the age of 45, according to data released by the Department of Health and Human Services (HHS). According to the agency, some 1.2 million people enrolled for private insurance coverage through an exchange between October 1 and December 28 of 2013. That number has grown in January, suggesting that health care reform may be accomplishing its goal of making insurance coverage more accessible…

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Affordable Care Act may not be the cause of rising health insurance costs

Health Insurance News

Research discovers that federal law may not be causing premium spikes It has become common for the Affordable Care Act to be blamed for rising health insurance costs in the U.S., but the federal law may not actually be the problem. According to a new analysis from the Commonwealth Fund, an organization that conducts independent research on health policy, the Affordable Care Act actually has a relatively modest impact on insurance costs. The organization has analyzed the reasons that insurance companies provide to regulators when they are seeking rate increases…

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