Tag: liability insurance coverage

Federal judge likely won’t stop San Jose gun insurance law

Nordstrom
Gun insurance - Gun Laws

This first of its kind measure in California will require firearm owners to purchase liability coverage. Despite expressing certain misgivings about a San Jose, California city ordinance requiring gun insurance for firearm owners, she indicated that she is unlikely to stand in its way. The judge expressed reservations about the component requiring firearm owners to pay a certain fee. US District Judge Bet Labson Freeman in San Jose stated at a video-conference hearing that it was not her belief that the gun insurance law implicated the US Constitution’s Second Amendment.…

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Bed and breakfast insurance can help to keep a dream business safe

Julie Campbell
Bed and Breakfast Insurance - Victorian home

A B&B can be a highly rewarding home business, but ownership comes with very specific risks. Many people dream of opening a B&B and just as important as a perfect location and customer experience is the right bed and breakfast insurance. Many owners begin a B&B as the first business they have ever run and misunderstand the importance of coverage. There is often a far greater focus on trying to keep up with daily tasks, advertising effectively, and bringing in enough money. It’s not uncommon for B&B owners to assume…

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Home daycare insurance protects business owners as they keep kids safe

Marc
home daycare insurance - child playroom

Running this type of small company can be very rewarding but there are considerable risks involved. Home daycare insurance should be one of the first things you consider before you open your small business. It protects you financially in the case that something should go unexpectedly wrong. In this business, your main responsibility beyond entertaining children is to keep them safe. Despite your best efforts to make sure the unexpected does not happen, it’s also your responsibility to protect yourself in case it does. The right home daycare insurance can…

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Baltimore will purchase $20 million in cyber liability insurance coverage

H. Cutner
Cyber Liability Insurance Coverage - Baltimore

The city is taking preventative action after having already suffered a massive ransomware attack. Baltimore has just committed to purchasing $20 million in cyber liability insurance coverage. That city experienced a massive ransomware attack last spring. The city is still paying off the bills for the contractors who participated in the city’s digital recovery. The costs from the ransomware attack on Baltimore are increasingly coming due. As those expenses loom, city officials are preparing to purchase $20 million in cyber liability insurance coverage to pay for any potential disruptions that…

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Birthday and party clown insurance puts a smile on everyone’s face

H. Cutner
Clown insurance - person dressed up as a clown

These entertainers need a specific type of coverage to protect them against their unique risks. Entertainers who work at birthdays and other types of parties can benefit from purchasing clown insurance coverage. Though most events will go relatively smoothly, it takes only one mishap involving an injury or damaged property during a performance to bring on a lawsuit with substantial financial consequences. Entertainment may sound fun but it is also a business in which liability protection is necessary. While some entertainers purchase general liability insurance, others look for specific clown…

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