Nowadays, it is so much easier than in the past to get a home insurance policy since they can even be found online. You need to simply invest time and effort to find a deal that is great for you. However, this is where many homeowners make mistakes. There are many ways in which you can get home insurance discounts, like the ones highlighted below. Raise Deductibles The deductible is practically how much you agree to fund in the event that a claim is filed in the future. The insurer…
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Homeowners insurance industry isn’t impressed with smart homes
Despite the claims device makers have made about improved security, insurers aren’t lowering bills. The smart home device market has led to millions of dollars in sales but has not managed to impress the homeowners insurance industry. Americans have been buying WiFi connected smoke detectors and security cameras in droves. However, home insurance companies aren’t yet convinced that they are worthy of premiums discounts. A traditional smoke detector may bring savings to many homeowners, but more recent gadgets are still unproven. With the average rates across the homeowners insurance industry…
Read MoreAuto insurance discounts from new safety features are few and far between
Automakers are continually adding safety features to their models but this isn’t making coverage cheaper. Every year, vehicles have a new list of safety features, but they don’t appear to be reflected in auto insurance discounts. A handful of years ago, the devices commonplace in the latest models didn’t even exist. In theory, these are making cars safer. Yet insurance companies are not reflecting that safety boost in the premiums charged for coverage. Many consumers are now asking why they’re not paying less when they own far safer vehicles. The…
Read MoreMotorcycle insurance discounts make a difference with anti-theft devices
Riders who are looking to save money have spotted a fantastic way to reduce their premiums. Finding the best motorcycle insurance discounts can be one of the best ways to save money. That said, some provide a greater savings than others. The majority of states require riders to carry a certain amount of coverage. That can be very affordable or quite expensive depending on the individual, where they live and the bike being insured. Riders are now finding that anti-theft devices are proving to be a fantastic investment in insurance…
Read MoreA good tire pressure gauge is a vital part of winter safety
You may have put your winter tires on, but if they aren’t properly inflated, they aren’t as effective. Across the United States and Canada, a growing number of insurance companies are offering discounts for careful attention to safety throughout winter months, such as using winter tires, but drivers should also be investing in a high quality digital tire pressure gauge to make sure their inflation is where it should be. Fluctuating temperatures make it especially important to keep an eye on tire inflation levels. On the Canadian side of the…
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