Georgia’s Auto Insurance Rates: Unaffordable and Uninsured, New Study Uncovers Alarming Trends

Georgia's Auto Insurance Rates

Alarming Trends in Georgia’s Auto Insurance: State Ranks Among Least Affordable in Nation A recent report by the Insurance Research Council (IRC), a division of The Institutes, has unveiled alarming trends in Georgia’s personal auto insurance affordability. The report, titled “Personal Auto Insurance Affordability in Georgia,” highlights a significant deterioration over the past decade and a half, positioning Georgia as one of the least affordable states for auto insurance in the nation. With below-average income and above-average auto insurance costs, Georgia has become one of the least affordable states for…

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How To File A Personal Injury Claim

Personal injury law, which attorneys refer to as tort law, allows you to make a claim for compensation when injured in an accident caused by the negligent, careless, reckless, or intentional conduct of another party. State laws control the process for filing a personal injury claim, including setting limits on how long you have from the date of an accident to assert the claim or lose the right to recover damages. You generally must follow the law of the state in which an accident occurred, so the smart thing is…

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Personal Injury, Statutes of Limitations and Compensation

When another person’s carelessness or recklessness results in you becoming the victim of an injury, you quickly understand that the ramifications can extend far beyond the physical harm caused.  Depending on the severity of the injury you have sustained, life as you once knew it can be turned upside down. As a result of treating your injuries, medical bills can pile up and overwhelm you – despite insurance – particularly if you have been unable to continue working or earning any income. When you take into account the mental toll…

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Consumer group warns that insurers may be manipulating claims payouts

insurance industry report

Organization warns that software is allowing insurers to make reduced payments on injury claims The Consumer Federation of America has issued warnings this week concerning software that is often used by many of the largest insurance companies in the U.S. The organization, which works to establish a more consumer-friendly atmosphere in a number of different industries, claims that this insurance system is susceptible to manipulation, allowing insurance companies reduce their payouts concerning home injury claims. The organization has released a report detailing the shortfalls of the system and calling for…

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NYC Police liability claim costs may be higher than hospitals

A New York City comptroller issued a report that showed that the city’s property damage and personal injury claim expenses for 2010 reached almost $521 million. This marks the first time in three decades that there were greater liabilities for the police department than there were for the city’s public hospitals.  That said, when compared to the previous year, the total payout from the city was actually down by 7 percent. The comptrollers from NYC are responsible for settling and adjusting claims that have been made against the city for…

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