Live Insurance News

Health plan shoppers can use Healthcare.gov once again

November 13, 2014November 12, 2014 Julie Campbell

The website went live on Sunday night for those who want to window shop for policies. The federal insurance exchange has finally gone up for health plan window shoppers, and while this service was expected ahead of the open enrollment date of November 15, it still occurred slightly later than was expected. This was because government officials were making sure that the technology and message were better refined. The goal of the early availability of the insurance exchange site ahead of open enrollment is to encourage people who purchased a…

Health insurance premiums is higher for some smokers

November 11, 2014November 8, 2014 H. Cutner

In Virginia, residents who smoke can expect most insurers to charge them more for coverage. Virtually everyone in Virginia needs to pay for health insurance in some way, and that coverage is going to cost more for the large percentage of residents of the state who also happen to be smokers. As a result of the considerable medical risks associated with smoking, insurers often charge more to smokers. In Virginia, 20 percent of workers also happen to be smokers, and experts have said that the risks associated with this habit…

Health insurance misunderstandings may lead to bad choices, study

November 5, 2014November 4, 2014 H. Cutner

Research has revealed that there is a gap between the reality of coverage and the average consumer’s perception. The findings that have been published by the American Institutes for Research, from a recent study, have revealed the outcome of an evaluation of the confidence level that people have when they are selecting their health insurance coverage when compared to their actual skills and knowledge on the subject. The open enrollment for buying a health plan is now less than two weeks away and perception may not match reality. As people…

Health insurance costs for 2015 won’t be revealed until after the election

October 20, 2014October 19, 2014 G. Turner

There could be double digit increases in premiums in certain states where key Senate races are occurring. Consumers across the United States who intend to buy their health insurance on the federal exchange won’t need to wait much longer to find out what their premiums will be, but they will still need to wait until after the election on November 4 for their first glimpse at the official figures. That said, this won’t delay their ability to shop and make their purchases as open enrollment starts on November 15. This…

Health insurance will no longer be lost by 90,000 Californian families

October 17, 2014October 14, 2014 G. Turner

Officials in the state exchange have provided the documents so that residents can remain insured. Officials for Covered California have now stated that the majority of the over 90,000 families who had been at risk of losing their health insurance coverage and their tax subsidies for those plans as a result of incomplete information with regards to their legal residence within the state will no longer have this problem. These families now have the ability to provide the documents that are necessary so that they can keep their health plans.…

Health insurance hasn’t eliminated worries about medical costs

October 16, 2014October 13, 2014 H. Cutner

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One in four Americans who have coverage are still worried about expenses associated with major illness. A recent poll has shown that despite the fact that people are covered by health insurance, they are still maintaining a certain level of concern when it comes to the financial impact that they would face if they should ever experience a major illness. The research showed that one quarter of Americans who do have a private health plan remain worried. This reveals that despite the fact that they do have health insurance coverage,…

Minnesota Commerce Department releases information on health insurance exchange

October 2, 2014September 29, 2014 S.Vagus

Minnesota Health Insurance Trump Administration Lawsuit

Agency releases information about policies that will be sold through the state’s insurance exchange The Minnesota Commerce Department has released early information concerning health insurance premiums for policies sold through the state’s exchange, called MNsure. Several insurers have submitted rate filings for policies they will be selling through the exchange, and the Commerce Department intends to provide consumers with information concerning these policies so people can make plans about purchasing coverage in the near future. The state’s insurance exchange will begin a new open enrollment period on November 15. Individual…