Many residents of the state are finding it easier and more convenient to enroll, regardless of their opinion of their plans. Residents of Tennessee have enrolled in the health insurance exchange in the state in record numbers, in order to comply with the requirements of the Affordable Care Act and in order to have done so by the first open enrollment deadline, which was on Tuesday. By December 5, there had already been 88,007 people in Tennessee who had signed up for health plans. Comparatively, by December 15, 2014 –…
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Tennessee health insurance co-op faces complaints from consumers
Tennessee consumers are having problems with the state’s health insurance co-op, Community Health Alliance Tennessee’s Community Health Alliance, a health insurance co-op operating in the state, has become the subject of complaints being issued to the Tennessee Department of Commerce and Insurance. Now, the state agency is looking to hear from more people that may have had problems with the co-op in an effort to determine how outstanding problems can be resolved. At the end of the year, the co-op is expected to shut down, which will leave some 27,000…
Read MorePiecemeal insurance plan is costing Mississippi state employees
The method of coverage used for those workers has fragmented contracts that are more expensive. According to a recent report by The Clarion-Ledger in Mississippi, if all state employees were to receive supplemental coverage on their insurance plans, they would likely receive better benefits while paying less for them. At the moment, the contracts for insurance coverage are spread out among over 100 state agencies and school districts. At the moment, the state doesn’t require competitive bidding to occur for insurance plans, nor are proposals for the best price or…
Read MoreDental insurance may be inadequate among adults with health plans
A recent survey showed that people aren’t buying plans that cover a trip to the dentist, due to cost. The results of a recent survey have now been released and they have shown that dental insurance is among the health care services that people with health plans say they most frequently skip due to the cost associated with the coverage. One in five adults said that they had dental care needs that were not being met because they were cost preventative. The research was conducted by at the Health Policy…
Read MoreDirect care allows consumers to bypass their health insurance
More consumers are taking advantage of direct care medical services A growing number of consumers are beginning to bypass their health insurance coverage in order to take advantage of direct care from medical professionals. For many, the high deductibles associated with their insurance coverage is simply too high, which is encouraging them to receive care directly from medical care providers rather than make use of their insurance policies. Some consumers are finding it less expensive to take advantage of direct care rather than use their costly insurance coverage. High deductible…
Read MoreCensus Bureau shows 8.8 billion people gained health insurance coverage
Report highlights the growing number of people with insurance coverage in the US The Census Bureau has released data that shows that 8.8 million people in the U.S. were able to gain health insurance coverage in 2014 due to the Affordable Care Act. The organization’s report notes that 2014 was the first full year wherein the provisions of the Affordable Care Act were in effect. The federal law has allowed many consumers to receive insurance coverage through expanded health care programs and through state-based exchanges, which offer relatively inexpensive insurance…
Read MoreMergers among health insurance companies could drive rates skyward
The American Medical Association has said that the reduction in competition will raise rates. The American Medical Association (AMA) has recently released the results of a study that claims that most health plan markets in the United States are currently led by a small number of insurance companies that may become even fewer with the current trend of mergers and acquisitions. The organization representing doctors and hospitals is criticizing the impact of this market shrinking. The reason is that they feel that if the current intentions of insurance companies to…
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