Consumers are discovering that their standard health benefits are not always providing enough. The latest data from the American Association of Critical Illness has shown that among the 1.5 million people in the United States who will declare bankruptcy at 2013, 60 percent of them will have done so out of a lack of ability to cover their medical bills – a situation which could have been prevented in many cases through supplementary critical illness insurance. This circumstance has increased by 50 percent over the span of the last six…
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Cancer insurance website features importance of awareness as well as coverage
The site may recommend the additional protection that a policy can provide, but it also provides additional resources. A cancer insurance specialty website called CancerInsuranceInfo.com has just re-launched with a new design and direction that is geared toward assisting individuals not only in obtaining the coverage that they need, but also in improving the way that they live their lives to stay healthier and make a bigger difference to those who already have the disease. The website shows that while coverage gives peace of mind, the true goal is to…
Read MoreWhat can you do to reduce your health insurance premiums
The continued struggle of the economy has forced the country to try to keep healthcare spending down, and has forced many Americans to put off medical care due to financial constraints, but there are some things that can be done to minimize the amount that they spend on health insurance without sacrificing their coverage altogether. Being an informed customer can be a very important step to making sure that you are getting the most coverage at the lowest possible price, and to ensure that you are protected for everything that…
Read MoreCancer insurance provides one of the top financial safety nets in 2012
As cancer is one of the most common, degenerative, and costly medical conditions in the world today, Many more people are realizing that their standard health insurance alone isn’t providing the complete coverage that they would require to protect their financial wellbeing in the case of a diagnosis, and are turning to supplemental options to fill that gap and ensure the healthy future of both themselves and their assets. Though many cancers are highly treatable, and the survival rates of several forms are soaring even when compared to a decade…
Read MoreSome preventive tests may be covered under new healthcare overhaul, others are not
Though many preventive tests –colonoscopies, for example – are covered by the new healthcare reforms, patients are still being urged to understand various loopholes that still exist, where supplementary insurance can help to prevent unexpected expenses. For instance, though a colonoscopy – a preventive colon cancer screening test – may be covered, if its practice should involve an additional procedure, such as the removal of a noncancerous polyps during the test (which is a very common practice), that additional work is considered to be a procedure and is no longer…
Read MoreSupplemental health insurance plans to cover you through the ski season
As soon as that first flake of snow hits the ground, many people across the United States take their skis out of storage and just wait for the announcement that their favorite hills have opened their runs, but there are some additional considerations that these enthusiasts should make aside from the condition of their ski equipment. Even if you already have health insurance, you may still find it worthwhile to consider additional accident insurance as it will help to cover some of the expenses that standard coverage will not; for…
Read MoreMedicare supplemental health plans may be facing new limits
Supplemental health plans for Medicare insurance beneficiaries may soon be facing cutbacks as a result of the major reductions being made in the budget as a result of the special U.S. Congress deficit reduction panel. Medigap insurance plans provide additional coverage for many elderly people who have Medicare. These are individuals often live on fixed incomes. They rely on Medigap to protect them from the many deductibles and expenses for which Medicare does not provide coverage. A lobbyist that has been keeping track of the latest “super committee” developments explained…
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