As soon as that first flake of snow hits the ground, many people across the United States take their skis out of storage and just wait for the announcement that their favorite hills have opened their runs, but there are some additional considerations that these enthusiasts should make aside from the condition of their ski equipment. Even if you already have health insurance, you may still find it worthwhile to consider additional accident insurance as it will help to cover some of the expenses that standard coverage will not; for…
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Medicare supplemental health plans may be facing new limits
Supplemental health plans for Medicare insurance beneficiaries may soon be facing cutbacks as a result of the major reductions being made in the budget as a result of the special U.S. Congress deficit reduction panel. Medigap insurance plans provide additional coverage for many elderly people who have Medicare. These are individuals often live on fixed incomes. They rely on Medigap to protect them from the many deductibles and expenses for which Medicare does not provide coverage. A lobbyist that has been keeping track of the latest “super committee” developments explained…
Read MorePatients look to paramedics to help with growing healthcare needs
Groups of paramedics in a number of states are making an effort to assist with the gap in primary healthcare by providing some patients with house calls; an initiative that the federal healthcare law is hoping will help to address the primary healthcare shortages and to reduce the emergency room and doctors’ office visits that are much more costly. Examples of the types of services performed by these paramedics are patient prescription checks, electrocardiograms, drawing blood, changing dressings, and making other observations that would otherwise require a trip to visit…
Read MoreHealth insurance survey shows many continue in an uphill battle against medical bills
A recent study found that in 2010 there was around 40% of Americans claiming financial hardship with paying medical bills. In 2005 it was 34%, thus presenting a 6% rise in just 5 years. An easy problem to pick out for increased spending would be the lack of insurance coverage, but Patricia Herman, an economist at the University of Arizona, says that financial ruin caused by an injury or illness may not be prevented by health insurance. A study was conducted and can be found online in the August issue…
Read MoreMedicare is just not enough for senior citizens
With most U.S. senior citizens carrying Medicare the well used system has its pitfalls, leaving many worrying about coverage. Democrats have recently stated that they would not allow the Republicans to cut the funding to Medicare and its beneficiaries. However, even with this possibility, Medicare just is not enough for senior citizens. Supplemental health insurance is given to many senior citizens in order to close the gap and pay less. More often than not, getting health insurance can be rather confusing, as well as expensive. Thankfully, though, there are special…
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