Health insurance exchanges face new challenges as consumers flood HealthCare.gov

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Federal exchange network is experiencing a surge of activity as insurance deadline nears As the national deadline for health insurance coverage in the U.S. looms, exchanges are being clogged with insurance applications from the uninsured. After March 31 this year, the open enrollment period for exchanges will come to an end. This means that consumers throughout the U.S. will no longer be able to purchase coverage through these exchanges, but will have to rely on the private market for the coverage they need. As the deadline approaches, consumers have flocked…

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Health insurance subsidy more available to abused spouses through tax change

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An alteration to the law no longer requires victims of domestic abuse to file joint taxes. The Affordable Care Act has now made a change that will make it much easier for victims of domestic violence to be able to obtain health insurance subsidies without having to file their taxes jointly. This new fix has been put into place – as has an extension in their enrollment period. The problem that caused the requirement for this change in the law surrounding subsidies for health insurance was that in order for…

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Health care reform extensions continue for some Americans

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For most people, today is the last day to enroll in an insurance plan, but some have been granted more time. Today is the final official day to enroll in the insurance required by the individual mandate of the health care reform, but some Americans have been granted a little bit of extra time when they have previously been blocked by technical problems on the federal exchange website. A number of states that have their own exchanges have allowed for the same type of extension. Among the states that have…

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Understanding health insurance limitations and rules

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Health insurance continues to be a problematic and confusing issue for many people. While some may be taking steps to understand their insurance policies to the best of their capabilities, they could still be exposed to problems that are difficult to recognize. Visiting a doctor, for instance, is something that many people do not give a second thought to because they often believe that their insurance policies will cover instance of medical care. This is, however, not the case. The simple act of visiting a doctor can turn into an…

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Questions About the ACA: What Happens to People Who Do Not Sign Up by March 31st

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Under the original terms of the The Patient Protection and Affordable Care Act (PPACA), also known as the Affordable Care Act (ACA) and Obamacare, Americans have until March 31, 2014 to sign up for a health insurance plan. There have been a few changes you may not know about. Deadline Rules Originally, if you couldn’t sign up for health insurance through the health exchanges by March 31st, you would have to wait until November 15, 2014 to apply for coverage starting January 2015 and pay a penalty when filing 2014’s…

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