Car insurance rates vary wildly from state to state. This is often due to differing regulations throughout the U.S. It is also because driving in some states is more dangerous than driving in others. Insure.com, an online insurance quote system, has conducted a survey to determine where auto insurance is most expensive in the country. The survey has ranked each state in terms of insurance premiums and the availability of affordable plans, using 900 insurance models as a benchmark. The survey found that Louisiana, Oklahoma and Michigan are the leaders…
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Florida PIP reform a point of contention amongst lawmakers, special session may be necessary
Though Florida lawmakers have been working toward making changes to the state’s personal injury protection (PIP) insurance regulations, reform efforts have run into trouble. Legislators have been arguing over House Bill 119, which would have required accidents victims to be treated in emergency rooms rather than clinics. Since the bill gained resounding support earlier in the months, over a dozen amendments had been added one its way to the Senate. The amendments have been a source of chaos, as some legislators have expressed confusion regarding what the bill will actually…
Read MoreFlorida lawmakers pass new bill designed to combat auto insurance fraud in the state
The Florida House of Representatives has passed a new bill that aims to dismantle auto insurance fraud in the state. The bill, House Bill 119, passed with a vote of 85-30, receiving a great deal of support from both political parties. The bill will now contend with a similar legislation heading to the state’s Senate, Senate Bill 1860. Both bills have similar goals, but seek to accomplish them in differing ways. Governor Rick Scott, who has made insurance fraud a top priority this legislative session, says that the ultimate goal…
Read MoreFlorida legislators back new bill that will reform the state’s no-fault auto insurance laws
As auto insurance fraud is thrusted into the limelight by the actions of federal and state regulators this week in New York, the eleven other states that host no-fault insurance laws are taking a hard look at what can be done to make fraud a less serious issue. Florida is currently the leader in terms of auto insurance fraud, much of which is spurred by the state’s no-fault laws. These laws require insurers to pay benefits to victims of car accidents no matter who may be at fault. Like in…
Read MoreFlorida lawmakers attempting to compromise over reforms to PIP
The Florida legislature is facing a debate over to strikingly different proposals that have been made to reform the no-fault auto insurance system in the state – also known as personal injury protection (PIP) – but the top lawmakers are hoping that it will be possible to reach a compromise. One of the primary issues of this legislative session – the extensive auto insurance fraud experienced in the state – was temporarily derailed by massage therapists who had been lobbying the topic. On Tuesday, the Senate Budget Committee held off…
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