Tag: car insurance estimate

Auto Insurance in California – What you need to know

Guest Author
California auto insurance

California has stringent requirements when it comes to car insurance. As of 2006, drivers must provide proof of financial ability to cover the expenses related to a motor vehicle accident. Any uninsured vehicle will be impounded immediately and in addition to the expenses related to impounding the car, the driver will receive a large fine. Drivers are also financially liable for any accident in which they are involved. Providing proof of financial ability can take one of several forms in California. Drivers can provide the state of California with a…

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Car insurance: truth, lies, myths, and reality

When it comes to auto insurance, there is a lot of information available, but it’s hard for insurers and customers alike to know what to believe, what is a deception, and what is simply an urban myth. A recent study performed in the United Kingdom by eCar – an eInsurace Group serving more than 28,000 monthly insurance applications – found that women drivers are slightly more likely than men to alter the truth when they submit an auto insurance application. The study also showed that there has been an increase…

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The cost of your vehicle doesn’t end at the price tag

H. Cutner

If you’re hoping to save money on your auto insurance, then one of the most important factors that you should be considering is the type of vehicle that you’re driving, as this is one of the key factors that decides how much your rates will be. Overall, the rule of thumb is that if you want the very cheapest auto insurance, then a four door family-friendly vehicle will bring the best results. For example, the popular Town & Country by Chrysler is a vehicle that is considered to be both…

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Some California cities will continue with red light cameras

Various cities in Southern California have chosen to continue their commitment to enforcing red lights with cameras, regardless of L.A.’s decision to terminate the program. There was a unanimous vote in the Los Angeles City Council (13-0) in favor of ending the program after city officials deemed the payment of the fines for tickets issued by the cameras to be voluntary. This angered many motorists who had already paid their own tickets. Cities who remain committed to the program include Beverly Hills, where the program for red light cameras has…

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NAIC survey reveals ways consumers have been saving money on car insurance

Marc

The National Association of Insurance Commissioners (NAIC) has released the results of a survey that determined the top ways that consumers have made lifestyle changes within the last year in order to save money with their car use to reduce their insurance fees. Over the last twelve months, 53 percent of Americans made this type of change with car insurance costs in mind. The insurance commissioners’ survey showed that the following changes were made by consumers: Among automobile owners, almost 20 percent exchanged their car for a less costly model…

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American Agents Alliance initiative seeks discount for consumers maintaining car insurance

A California agents group, the American Agents Alliance, is moving forward with an initiative that would offer a discount to consumers who have persistently maintained their vehicle insurance, no matter their insurer or insurance company.  The current law states that this persistency discount is allowed only when the coverage has been continually kept with the same company.  However, the initiative sought by the Agents Alliance is comparable to Proposition 17 in 2010 – which lost by only 2 percent – and would have permitted consumers to carry their persistency discount…

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California Car Insurance: Sequoia offering new “Pay As You Go” insurance plan

Marc

Following the latest insurance trend sweeping the nation, Sequoia Insurance Co., one of the largest insurers in California, will begin offering a pay-as-you-drive auto insurance policy. Sequoia joins State Farm and Progressive in offering this particular policy, increasing the options available to California drivers. Progressive was the first to incorporate this concept into their coverage options after finding that fewer people were taking to the road in light of rising gas prices and other costs. Drivers interested in the coverage must first have a small device installed in their vehicles.…

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