5.7 magnitude Utah earthquake places spotlight on insurance coverage

Utah earthquake - cracked road

The quake struck the state on Wednesday morning, knocking out power and shaking residents. The 5.7 magnitude Utah earthquake that struck on Wednesday morning has reminded residents and business owners of the importance of coverage. Around 55,000 people were left in the dark from power outages in the Salt Lake City Area. The magnitude of the Utah earthquake was reported by the US Geological Survey, and the power outage figures were released by Rocky Mountain Power. Local news reports shared that many people in the region were startled by the…

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Is makeup artist insurance really necessary for your one-person business?

Makeup artist insurance - professional makeup application

There are many factors to take into consideration, including local laws obliging you to buy coverage. When your small business consists of just yourself applying cosmetics for people heading to important events, you may wonder if makeup artist insurance is truly necessary. Before you decide that it’s not a necessity for you, it’s important to know your local regulations. Depending on where you live, you may not legally be required to purchase makeup artist insurance. In other areas business liability coverage require it by law. Be sure to check your…

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Graphic designer insurance protects business and creations from financial disaster

Graphic Designer Insurance - Computer graphic desgin

Coverage for designers, art directors, creative designers, consultants, illustrators, layout artists and more. Graphic designer insurance is a combination of coverage types that help designers, art directors, brand strategists and more to keep up their creative business with protection from financial catastrophe. This type of coverage steps beyond standard business insurance to protect against unique niche risks. There are many reasons a company should buy graphic designer insurance. This type of protection allows you to focus on doing your job to the best of your ability without worrying about financial…

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Thrift shop insurance protects second-hand and resale company

Thrift Shop Insurance - Second Hand store sign

Specialized business coverage helps owners to know they have protection specific to their needs. Resale shops are skyrocketing in popularity for a number of trending reasons and thrift shop insurance helps to make sure those business owners have coverage tailor made for their unique needs. A resale or second-hand store needs standard forms of coverage but faces certain unique risks. Due to the unique risks resale and second-hand shops face, owners tend to find the greatest peace of mind from thrift shop insurance policies. These have been created with the…

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Social media influencer insurance becomes vital for online personalities

Social Media Influencer Insurance - Laptop Instagram

Commentators, reviewers, bloggers and other are now exposed to many unexpected risks. A growing number of insurers are now offering special social media influencer insurance products and packages to help online personalities to cover themselves against several risks. This new form of coverage is meant to protect influencers against their unique liability exposure. Coverage through social media influencer insurance is a new form of solution for that industry. It moves beyond the traditional forms of business coverage which don’t quite represent the types of risk faced by those writing and…

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Bed and breakfast insurance can help to keep a dream business safe

Bed and Breakfast Insurance - Victorian home

A B&B can be a highly rewarding home business, but ownership comes with very specific risks. Many people dream of opening a B&B and just as important as a perfect location and customer experience is the right bed and breakfast insurance. Many owners begin a B&B as the first business they have ever run and misunderstand the importance of coverage. There is often a far greater focus on trying to keep up with daily tasks, advertising effectively, and bringing in enough money. It’s not uncommon for B&B owners to assume…

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Home daycare insurance protects business owners as they keep kids safe

home daycare insurance - child playroom

Running this type of small company can be very rewarding but there are considerable risks involved. Home daycare insurance should be one of the first things you consider before you open your small business. It protects you financially in the case that something should go unexpectedly wrong. In this business, your main responsibility beyond entertaining children is to keep them safe. Despite your best efforts to make sure the unexpected does not happen, it’s also your responsibility to protect yourself in case it does. The right home daycare insurance can…

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