Tag: auto insurance coverage

Michigan falls to 4th place among states with most expensive auto insurance

H. Cutner
Auto insurance - Michigan Sign

The state held the most expensive spot for years and is now falling in the ranks toward affordability. Michigan has fallen to fourth place in the ranking of states with the most expensive auto insurance in the country, according to a report newly released by Insure.com. The report is released annually and provides an examination of car coverage rates. Fourth place is a considerable improvement for Michigan, which long held onto the most expensive spot in the US. This change in rank shows that there are now three states that…

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“Regular use” auto insurance exclusion to face Pennsylvania Supreme Court

Nordstrom
Auto insurance exclusion - Person driving vehicle

The court agreed to consider a case that would add limitations to its use in car policies. Pennsylvania’s Supreme Court has agreed to the consideration of a case that would restrict the use of the “regular use” auto insurance exclusion. The reason is that the policy rule may be in violation of the motor vehicle financial responsibility law. This consideration of the case would be a review of a ruling made by a Superior Court, in which it determined that the regular use auto insurance exclusion is in violation of…

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Does your auto policy include bodily injury liability insurance?

G. Turner
Bodily injury liability insurance - liability insurance form

Standard auto policies contain this coverage in all but two states, but many consumers aren’t aware of it. Bodily injury liability insurance is a specific type of coverage within an auto policy that covers the medical expenses of others if the policyholder is found to be at fault in a crash. This coverage also provides coverage for additional costs such as legal fees in case of a lawsuit. The bodily injury liability insurance coverage of an auto policy is what covers the loss of income suffered by an injured person…

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Florida has second most expensive auto insurance in the country

Marc
Auto insurance - car - Florida - Costs

Drivers in the state spend a larger portion of their income on coverage than most other Americans. Florida auto insurance customers are paying more for their car coverage than nearly any other drivers in the United States. To keep their coverage, Floridian motorists must send more of their paychecks to pay their premiums. This, according to the data published in a new Bankrate.com report, suggests that Sunshine State residents are paying more of their income for their auto insurance than other drivers across the country. In fact, an average of…

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New Jersey food delivery drivers may soon need more liability insurance

Nordstrom
Liability insurance - Uber Eats

A bill has been advanced in the state, which would up the minimum coverage limits. Lawmakers in New Jersey have advanced a bill that would change the minimum liability insurance requirements for food delivery drivers. Insurers and lawmakers alike have both cautioned that these new limits may be too high. The Liability insurance bill was sponsored by Senate President Nicholas Scutari (D-Union). It would require drivers for various food delivery companies such as Uber Eats, DoorDash and Grubhub to have to carry a minimum of as much as $1.5 million…

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