Category: Natural Disasters

Hurricane statistics, floods, fire storms, tsunami, earthquakes – we report the world’s natural disaster events. These life changing events not only rock the industry but leave residents and business owners in dire situations.

Hurricane Ready Homes and Louisiana’s $10,000 Tax Credit Proposal Explained

Marc
Hurricane Ready Homes in Louisiana

Louisiana’s Big Bet on Storm Proofing Hurricanes are no joke. Neither are those skyrocketing insurance premiums Louisiana homeowners have been battling. But now, there’s a glimmer of hope. A new proposal could offer a hefty state income tax credit of up to $10,000 for residents who install fortified roofs. That’s right, $10,000 to help weatherproof your home and maybe shake up the state’s troubled insurance market while you’re at it. What’s the Deal with Fortified Roofs? If you haven’t heard of fortified roofs, they’re the heavy hitters of home protection.…

Read More

Saving Texas Homes and Lenders from Flood-Induced Foreclosures

G. Turner
Texas Homes in Flood prone areas

Many Texas Homes Are in Flood Zones. And They Don’t Even Know It. When you think Texas, you probably picture big skies, wide-open spaces, and a whole lot of heat. But here’s the thing most people don’t realize. Millions of properties across the state are at serious risk of flooding. And the craziest part? A lot of folks don’t even know. The Risk Beneath the Surface Flooding in Texas isn’t just a coastal issue. It’s everywhere. Over the next few decades, millions of homes are expected to face flooding, with…

Read More

State Farm Reports Claims Amid Midwest Weather Tragedy

Angela Linders
hail storm damage

Severe Weather Ravages Midwest, Leaves 27 Dead A brutal series of storms swept through the Midwest on May 16 and 17, 2025, leaving devastation and heartache in its wake. Tornadoes carved paths of destruction in Kentucky and Missouri, while hailstorms pounded parts of Illinois and Indiana. The death toll? A staggering 27 people lost their lives, with 18 deaths reported in Kentucky and 7 in Missouri. What caused all this chaos? It wasn’t just one type of storm. Kentucky bore the brunt of deadly, long-track tornadoes, particularly in Laurel County,…

Read More

When Insurance Costs Send US Homebuyers Packing

Nordstrom
Insurance Costs

Rising Home Insurance Costs Are Shaking Up the Housing Market What’s scarier, buying a house or keeping it? For millions of Americans, the answer is shifting. Sure, mortgages are painfully pricey right now, but homeowners are facing another gut punch: skyrocketing insurance premiums. And the ripple effects are hitting the real estate and mortgage markets hard. Why Are Insurance Costs Exploding? Blame Mother Nature, inflation, and a dash of bad luck. Climate disasters have gone from something you hear about on the news to a regular, budget-busting reality. Over the…

Read More

Earthquake Insurance Isn’t Just for California Anymore

Angela Linders
Earthquake insurance for Missouri

Earthquake Insurance in Missouri: Why People Are Taking Another Look How often do you think about earthquakes in Missouri? For most people, the answer is “not often”—or maybe even never. After all, it’s been more than 100 years since the last major earthquake rocked the New Madrid Seismic Zone. Yet, earthquake insurance is suddenly back in the conversation. Why? Rising risks, skyrocketing premiums, and the sense that you don’t want to be caught unprepared if disaster strikes. Here’s the kicker. The average annual cost of earthquake insurance in Missouri? $569.…

Read More

For Sale, With Strings Attached: The Hard Truth About Alabama Beachfront Condos

Nordstrom
Alabama Beachfront Condos

Alabama’s Gulf Coast Condo Market Braces for a Tough Ride The sun-kissed shores of Gulf Shores and Orange Beach still draw plenty of Louisianans craving sugar-white sands and laid-back vibes. But while the beaches remain a weekend staple, the condo market along Alabama’s Gulf Coast is facing a wave of challenges that’s left buyers, sellers, and real estate agents all staring down mounting obstacles. Sure, Baldwin County is one of the fastest-growing metros in the U.S., but condo sales? They’ve taken a nosedive. Numbers from the Alabama Center for Real…

Read More

NOAA Cuts Leave Insurance Companies Asking, “Now What?”

Nordstrom
Insurance Companies using NOAA Data

Picture this: A powerful hurricane approaches your community. Insurance companies brace for the surge of claims they anticipate. How do they determine areas of highest risk and ensure policies remain viable in a world increasingly impacted by extreme weather? They turn to the critical data provided by NOAA (National Oceanic and Atmospheric Administration). Well, they used to. The current administration decided to stop updating NOAA’s “billion-dollar weather and climate disasters” database after 2024. This isn’t just a blip on the radar; it’s a seismic shift for the insurance industry and…

Read More