Live Insurance News

The Business of Big Rigs: Why Progressive Bets on Commercial Auto

April 18, 2025April 18, 2025 Angela Linders

Progressive Insurance's launch of Cargo Plus

Progressive’s Cargo Plus Endorsement Expands Protections for For-Hire Truckers When it comes to trucking insurance, staying ahead of the curve means listening to the needs of drivers on the road. Progressive Insurance is doing just that with the launch of Cargo Plus, a new endorsement designed to provide stronger, more comprehensive coverage for for-hire truckers. Now available in 42 states, this addition is already making waves in the trucking community. What Is Cargo Plus, and How Can It Help Truckers? For truckers, disruptions like wetness, corrosion, or temperature swings can…

State Farm Reports Dog Bite Claims Hit $1.57 Billion in 2024: What’s Behind the Spike

April 18, 2025April 18, 2025 Logan B.

For those of us who share our lives with dogs, they’re more than pets; they’re family. But with that wagging tail and soulful gaze comes a responsibility we often don’t think about until things go sideways. According to the Insurance Information Institute (Triple-I) and State Farm, U.S. insurers shelled out an eye-watering $1.57 billion in dog-related injury claims in 2024. Yes, billion—with a “B.” That’s a nearly 19% increase in the number of claims from 2023, and a staggering 48% rise over the past decade. What’s driving this trend, and…

Massachusetts High Court Sides with Worker in COVID-19 Compensation Case

April 17, 2025April 17, 2025 Nordstrom

The Massachusetts Supreme Judicial Court (SJC) has issued a pivotal ruling in favor of Jeff Stacy, a utility worker who contracted COVID-19 while on the job in 2021. This decision reinforces how workers’ compensation law applies to pandemic-related claims, setting a potential benchmark for similar cases across the country. A Utility Worker in the Eye of the Pandemic Storm Jeff Stacy, a lineman for Unitil Corp., found himself at the center of this historic case. While much of Massachusetts was shut down under emergency orders, Stacy’s work was deemed essential,…

Tort Reform Sparks Heated Debate in Louisiana’s 2025 Legislative Session

April 17, 2025April 18, 2025 H. Cutner

Louisiana is no stranger to the crossroads of tort reform and its auto insurance crisis, and as the 2025 legislative session gains speed, the conversation is anything but quiet. With lawmakers, legal experts, insurance companies, and citizens all deeply invested, the question remains whether the proposed changes will truly impact insurance premiums or simply shift the scales of justice. What Is Tort Reform, and Why Does It Matter? At its core, tort reform is about reshaping the rules of civil lawsuits, particularly those involving personal injury claims. A “tort” happens…

Live Insurance News Gives Families the Tools to Face the Unexpected with Free Family Emergency Organizer

April 17, 2025April 17, 2025 Angela Linders

Simplify Your Family’s Chaos with This Free Emergency Organizer Everyone’s Talking About Los Angeles, CA 4/17/25 – Live Insurance News, a trusted source for the latest insurance news and insights, is helping families stay prepared for life’s unpredictable moments by offering a Family Emergency Organizer Free eBook. This printable resource simplifies the task of organizing crucial personal and financial information, ensuring families are ready when it matters most. Be Prepared for Life’s Surprises Life doesn’t come with a playbook—but now it can have an organizer. Imagine this scenario: an unforeseen…

Consumer Group Takes on Insurance Commissioner in High-Stakes Lawsuit

April 16, 2025April 16, 2025 Angela Linders

Lawsuit Targets California Insurance Commissioner Over Home Insurance Surcharges A courtroom battle is brewing in California over home insurance surcharges tied to devastating wildfire losses, thrusting Insurance Commissioner Ricardo Lara into the spotlight. The legal challenge, filed by the advocacy group Consumer Watchdog, alleges Lara violated state law by enabling insurance companies to pass on the financial burden of wildfire damage to policyholders. At the center of this fight are the ripple effects of the Pacific Palisades and Altadena fires, which left a staggering $4 billion in damages and obliterated…

Chicago’s Crackdown on Rogue Towing Practices Gains Momentum

April 16, 2025April 16, 2025 G. Turner

Chicago is gearing up to get tough on predatory towing companies, a move hailed by insurance associations and consumer advocates alike. A new towing ordinance, sponsored by Alderman Gilbert Villegas, is advancing through City Council. Its promise? To wrestle control back from rogue operators who exploit drivers in vulnerable moments. Rogue Towing’s Whopping Impact on Drivers and Businesses Imagine this: you’ve just been in a fender-bender, your nerves are shot, and before you can blink, a tow truck pulls up uninvited. Sounds convenient at first, but then you’re handed a…