Category: Specialty Insurance

Special lines insurance covers everything from supplemental health insurance to cell phone insurance. When researching these markets many find this as a great source of information.

Where can I find the best extended car warranty?

Guest Author
Where can I find the best extended car warranty?

If you’re like most drivers, you probably don’t think about car warranties until something goes wrong. And when something does go wrong, it’s usually not a small problem. A broken engine, a blown tire – these can be expensive to fix without the right coverage. That’s why the best extended car warranty can be such a valuable investment. Decide if an extended car warranty is right for you Before your car’s manufacturer’s warranty expires, you’ll have to decide if you want to purchase an extended warranty. Also called a vehicle…

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Federal judge likely won’t stop San Jose gun insurance law

Nordstrom
Gun insurance - Gun Laws

This first of its kind measure in California will require firearm owners to purchase liability coverage. Despite expressing certain misgivings about a San Jose, California city ordinance requiring gun insurance for firearm owners, she indicated that she is unlikely to stand in its way. The judge expressed reservations about the component requiring firearm owners to pay a certain fee. US District Judge Bet Labson Freeman in San Jose stated at a video-conference hearing that it was not her belief that the gun insurance law implicated the US Constitution’s Second Amendment.…

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Insurance rates spike for businesses with exposures to the Russian war in Ukraine

G. Turner
Insurance rates skyrocket - Newspaper

Premiums have doubled or more for certain companies most affected by risks from the conflict. Insurance rates for businesses with exposures to the Russian invasion of Ukraine have doubled or more. This is particularly true of shipping firms and certain airlines. Throughout the first quarter of 2022, global commercial coverage premiums rose by 11 percent. The 11 percent insurance rates increase was announced by broker Marsh, which said that the Russian war in Ukraine was placing upward pressure on the premiums businesses are paying. That said, the overall hike in…

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The Next Step For Decentraland Is Insurance

Elizabeth Price
decentraland metaverse insurance

Given the current hype surrounding the metaverse, Decentraland has emerged as one of this relatively new industry’s leaders since its launch in February 2020. A fully decentralized virtual world, Decentraland’s growth has been among the most successful. Even its most recent 14% dip in value has done little to quell the buzz investors and high-profile entities have shown. Case in point, in March, IMA Financial Group announced that it was launching the first-ever metaverse insurance and risk management research and development facility in Decentraland. This bold move aims to set new industry services that…

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Permanent life Insurance

Guest Author

Definitions are important It is essential to understand the different types of life insurance available to you and their differences.  Permanent life insurance refers to a category of insurance policies that never expire. Typically permanent life insurance includes a savings component as part of the policy on top of the death benefit. Two main types of permanent life insurance are universal life insurance and whole life insurance.  Let’s dissect these to clearly understand the differences between them. Universal life insurance Universal life insurance falls under permanent life insurance in that…

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7 Important Things Delivery Drivers Should Know About Insurance

Guest Author

In the last few months, online delivery businesses have taken off in a major way. The Coronavirus pandemic has unleashed the Ecommerce beast in almost all industry niches. If data is to be believed, Americans spent more than $11 billion in Pizza deliveries alone in 202-2021.  With groceries, medicines, food items, take outs, pets supplies and other essential and non-essentials getting delivered online, the same has fueled growing and profitable delivery businesses. This means vehicles and drivers that are doing last mile deliveries and delivering to the doorsteps of the…

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State Farm and Hagerty join together for classic vehicle insurance

Marc
Classic vehicle insurance - vintage Chevy Cadillac

The collaboration is set to start providing this special form of coverage starting in early 2022. State farm, the largest private passenger vehicle insurer in the United States, and Hagerty Insurance have agreed to collaborate to introduce a new classic vehicle insurance coverage plan starting in 2022. This new policy will be called the State Farm Classic+ and will launch early next year. The collaboration will add the entirely new classic vehicle insurance policy to the market so that owners of these cars and trucks will be able to purchase…

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