Owning and running a farm comes with several different risks, from damage to machinery, buildings, or vehicles to public liability claims, to the loss of livestock, etc. Having a farm insurance policy in place can help protect you financially from most of these risks and ensure that your business keeps running smoothly. Here are the seven different types of insurance needed for farming Farm Liability Insurance Farm liability insurance is a type of general liability insurance that covers claims against your farm concerning property damage and bodily injury primarily. If…
Read MoreCategory: Specialty Insurance
Special lines insurance covers everything from supplemental health insurance to cell phone insurance. When researching these markets many find this as a great source of information.
Understanding the Type of Insurance a Surveyor Needs
In the varied landscape of the insurance industry, surveyors are unique professionals who are regularly exposed to a range of risk factors due to the nature of their job. A surveyor such as Techsol can be likened to a diligent detective, meticulously examining properties, lands, and buildings to ascertain their condition, boundaries, and value. The process often involves navigating physically challenging environments, undertaking complex measurements, dealing with sensitive information, and making critical judgements. These activities inherently carry the potential for errors, omissions, physical harm, and even legal issues, which underpin…
Read MoreInsurance For Builders: Everything you Need to Know
Builders and property owners can face massive monetary losses if things go wrong during construction and they don’t have the relevant insurance. Builder’s risk insurance and Contractors’ All Risks (CAR) Insurance are insurance policies that cover construction project risks. This piece covers both in detail, so read on for more information. Builder’s Risk Insurance Builder’s risk insurance covers construction materials and property. New projects and renovation work both qualify for this policy. The insurance covers property under construction from events like vandalism, fire, etc. Construction projects fall into two categories…
Read MoreWhat Insurance Is Needed for a Food Truck in LA
Operating a food truck business comes with its own unique set of risks and challenges. To protect your investment and ensure the long-term success of your venture, it’s crucial to have the right insurance coverage in place. In this article, we will explore the essential insurance policies that food truck owners in LA should consider to mitigate potential liabilities and safeguard their business. Types of Food Truck Insurance * Commercial Auto Insurance Since a food truck is a mobile business, it requires commercial auto insurance to protect both the vehicle…
Read MoreWhy SMEs Should Not Skimp on Cyber Liability Insurance Investment
Running a small or midsize enterprise (SME) is not a mean feat despite the relatively smaller scale of operations. As a business owner, you may struggle with money and resource constraints more often than you imagine. Embracing a savvy mindset can keep your enterprise afloat, but cutting corners in some areas may cause more harm than good. Business insurance is an element most entrepreneurs consider an unnecessary burden, but it can be a lifesaver. While you may realize the significance of commercial liability coverage, cyber liability insurance might not be…
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