Category: Insurance News Articles

Posting the most up to date insurance news for both consumers and industry professionals. Learn more about what is going on in your world just by checking out our featured headlines section.

Health insurance companies are withdrawing from many U.S. markets

G. Turner
health insurance company online exchange

A number of insurers have been stepping out of a number of areas they have deemed to be unprofitable. The Affordable Care Act may be experiencing a shift in the health insurance companies that are continuing to participate in some marketplaces next year, particularly when it comes to those selling plans in rural areas. This may leave the residents of certain areas with health plan options from a single insurance company in 2017. According to state regulators, the online insurance exchanges that are central to the ACA in Alaska and…

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Could health insurance discrimination result from DNA data collection?

Julie Campbell
health insurance discrimination dna genetic testing

In all but one G7 country, there are laws to protect people from losing rights based on their genetics. There is a rising belief among geneticists that the completion of genome sequencing would cause people to discover things about themselves that they don’t want to know, but many don’t realize that health insurance discrimination could also result from this type of test. These tests produce a detailed analysis of a person’s complete genetic code and they are not expensive to obtain. Naturally, DNA tests will not guarantee that a person…

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California insurance premiums for health plans could spike by 8%

Nordstrom
california insurance premiums

The rates for 2017 may be noticeably more expensive for residents of the Golden State. California insurance premiums may be heading upward next year according to an estimate that has been produced by the state’s exchange, to the point that the average person would be paying 8 percent more. Should this estimate be accurate, it will double the average increase seen over the last two years. This year and last year, there were increase to California insurance premiums, but they were a notably lower 4 percent. This latest forecasted increase…

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Health insurance policies are confusing patients, say emergency physicians

Nordstrom
health insurance plans

A recent American College of Emergency Physicians report said decisions are made based on misunderstandings. A new report issued by the American College of Emergency Physicians has revealed that the vast majority of patients don’t understand their health insurance policies and it is causing them to make choices based on the wrong information. The report said that a survey of ER physicians showed that 90 percent of their patients don’t understand their coverage. The concern these physicians expressed was over the fact that some insurers sell some highly affordable health…

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Surviving a bad car crash can be daunting but not impossible

Guest Author
bigstock Smashed Safety Glass In A Car 159220

A car crash is not something that many people think will ever happen to them… but these events can, at times, be unavoidable. If the unfortunate were to happen, it is important to be prepared. Being prepared can mean the difference between life and death for drivers or their passengers and it is not something that should be taken lightly. Car accidents are not uncommon, and there are some things that drivers can do to ensure their safety and overall survival if they are the unfortunate victim of a crash.…

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