Category: Accident Insurance

Court Denies Allstate’s ‘Phantom Vehicle’ Appeal, Setting Legal Precedent

Ben Jones
Allstate’s ‘Phantom Vehicle’ Appea

Overview of the Landmark Case The Florida Third District Court of Appeal recently made waves in the insurance and legal community by denying Allstate Insurance Company’s appeal in a collision case involving a so-called “phantom vehicle.” The term refers to a car that allegedly caused a crash but cannot be identified or located. At the heart of this case was a claim made by Priority Medical Centers, LLC, on behalf of an injured motorist who alleged that a phantom vehicle was to blame for the collision. Allstate, denying the existence…

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Why Driving in New Jersey Is Becoming Almost as Expensive as Parking in Manhattan

G. Turner
New Jersey drivers

New Jersey’s Rising Auto Insurance Costs: History, Challenges, and What’s Next Once upon a time—not too long ago—New Jersey’s auto insurance market teetered on the brink of collapse. Premiums were sky-high (we’re talking highest-in-the-nation levels), and insurers were practically running for the exits. Throw in rampant fraud, legal wrangling, and a Wild West claims environment, and you had a perfect storm. Back then, lawmakers stepped in with targeted reforms to bring order to chaos. Rates stabilized, insurers stayed put, and residents could finally afford coverage. But here we are again,…

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How to Evaluate an Insurance Settlement Offer: What Most Consumers Miss

Guest Author
hiring an attorney and how much they cost

After an accident or injury, receiving a settlement offer from an insurance company might seem like a relief. But according to personal injury attorney Chris Mova, consumers often miss critical factors when evaluating these offers. “Insurance companies are in the business of making money, not maximizing payouts,” explains Mova, founder of Mova Law Group, a law firm in California specializing in personal injury cases. “Their initial offers are typically calculated to save them money, not to fully compensate you for your injuries.” Based on Mova’s insights, here are key considerations…

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Texas Class Action Lawsuit Accuses GEICO of Failing to Honor Accident Forgiveness Program

Tate Ellison
Accident Forgiveness Program

A class action lawsuit has been filed against GEICO in Texas, claiming the insurance giant misrepresented its Accident Forgiveness program, resulting in significant financial hardships for some policyholders. The lawsuit, brought by Texas resident Christopher Cude on February 25, alleges that GEICO raised his auto insurance premium by over 91% following a minor, first at-fault accident involving his wife. According to court documents, Cude’s premium increased from $1,358 to $2,664 upon policy renewal, despite the fact that his policy included Accident Forgiveness, which GEICO promotes as a safeguard against rate…

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Kentucky Supreme Court Rules in Favor of Coverage for Minor Driver in State Farm Case

Logan B.
Kentucky Supreme Court

A Pivotal Decision for Families and Policyholders The Kentucky Supreme Court has made a significant ruling in the case of Jessica Hill v. State Farm Mutual Automobile Insurance Company. At the heart of the case was the question of whether State Farm was obligated to provide coverage for a minor driver, Tyler Delonjay, involved in a car accident in 2020. This decision not only resolves the insurance dispute but also provides clarity on how residency is determined for minors under auto insurance policies. For families and policyholders, this case underscores…

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Uber Launches New Ad Campaign Targeting Insurance Costs and Legal Reforms

G. Turner
Uber

Uber has kicked off a major digital advertising push to urge legal and insurance reforms in California, Georgia, Nevada, and New York, spotlighting the financial pressures faced by both rideshare drivers and passengers. The ridesharing giant is spending seven figures on this campaign, which features personal stories from drivers, aiming to shed light on how state-mandated insurance costs affect their bottom line. The Rising Cost of Rideshare Insurance in California One of the central arguments in Uber’s campaign is how disproportionate insurance costs are impacting both drivers and consumers in…

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How Fake Accidents Could Be Driving Up Your Uber Ride Cost

H. Cutner
Uber ride

Allegations of Staged Accidents and Unnecessary Surgeries Uber Technologies has taken a bold legal step, filing a racketeering lawsuit against a network of law firms, doctors, and pain management clinics. According to a recent article in Bloomberg, the company accuses these groups of orchestrating staged car accidents and conducting medically unnecessary surgeries to exploit New York’s no-fault insurance policies. Claims of Fraudulent Accidents and Unnecessary Medical Procedures Uber Technologies has initiated a significant legal case, suing a network of law firms, doctors, and clinics for allegedly orchestrating fake car accidents…

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