Whether they’re visiting family, going on a winter adventure, or getting away from it all, travel insurance coverage matters.
Though heading on a trip during the winter can be a fantastic way to get together with those you love or get away from everyday life, travel insurance is increasingly valued to help protect against the many risks and challenges that can go with heading away from home.
Though there are risks to trips at any time of the year, winter comes with its own bundle of hazards.
It doesn’t take long for November to remind us why travel insurance gets more popular for trips at this time of the year. With snow and ice causing delays and cancellations on roads, let alone at the airport, it can mean that expenses can rapidly accumulate. This can include paying for accommodations or tickets that can’t be used (because the traveler can’t get there) or having to pay for accommodations for longer amounts of time because it’s impossible to leave.
Coverage can help to make sure that travelers don’t end up losing money simply for traveling at this time of the year. That said, these aren’t the only reasons people are looking to buy policies when they head away from home.
Indeed, the top reason is to protect themselves in the event that their trip is delayed or cancelled. A good policy will entirely or partially cover expenses associated with accommodations, rebooking flights, and other expenses locked in associated with the trip. This alone can save hundreds, if not thousands of dollars should something go wrong.
Emergency medical assistance is another important reason people are buying coverage. The pandemic underscored just how easy it is to get sick, but coverage can also extend to accidents and injuries as well, ensuring that coverage is in place for emergency medical expenses, from care to transportation.
With a massive number of reports making headlines regarding lost and delayed luggage, travel insurance coverage against this type of event can help to reimburse the traveler for essential clothing and other items while they wait for their actual suitcase to arrive.
Of course, there is also the risk that something will happen on the side of the traveler that will stop them from being able to leave. Therefore, travel insurance for trip cancellation is also a highly popular reason people are buying coverage in 2023.