Study highlights cost of health insurance for state employees

Health Insurance time decision

States are spending $31 billion a year on covering their workers A new study from Pew Charitable Trusts shows that states have paid some $31 billion to ensure that their workers have health insurance coverage. The study is meant to offer some insight into the largest source of a state’s health care spending. Medicaid spending pales in comparison to the amount of money spent on keeping state workers covered through insurance plans. The amount of money being spent by states varies and is largely based on the insurance plans that…

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Health insurance not accepted by half of U.S. psychiatrists

mental health insurance

A new study has shown that these medical professionals will not be paid through a coverage plan. Recently, as the health care reform truly takes hold across the country, there has been a growing focus on mental health and integrating it with physical care, which has revealed that about half of all psychiatrists in the country will not accept health insurance. True integration of mental and physical wellness and care has been proving to be an increasingly difficult process. Physician Tara Bishop, who is also a researcher at Weill Cornell…

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Health insurance coverage could increase ER visits

health insurance coverage emergency room ER visits

A study has suggested that those who are newly insured may start visiting emergency rooms more often. A Massachusetts Institute of Technology economist has indicated that previous predictions that the reduction in the cost of heading to the ER through a rise in health insurance coverage rates would cause the number of visits to increase, have not lost their relevance. Research has now indicated that the newly insured among the poor are more likely to head to the ER. The research was conducted in the Boston area and offered evidence…

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Insurance industry study shows over 300k in Arizona qualify for subsidies

Arizona Health Insurance industry

Recent research has shown that almost 60 percent of the state’s population can receive this assistance. The results of a new insurance industry study are now revealing that almost 60 percent of the residents of Arizona who purchase coverage through the federal exchange will be able to qualify for a tax subsidy to help to make their health plans more affordable. This study looked at individuals who did not qualify for Medicaid plans but who would use the exchange. This insurance industry research was conducted by the Kaiser Family Foundation.…

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Health insurance exchange awareness low among young adults

health insurance marketing young woman

Survey shows that young adults lack awareness when it comes to health insurance The Commonwealth Fund, a private organization that promotes higher standards in health care and insurance, has released a new survey concerning health insurance awareness among young adults in the U.S. The Affordable Care Act is often highlighted as a major issue for young people throughout the country, many of whom do not currently have health insurance or receive coverage through their parents. With health insurance exchanges taking form in every state, young consumers may be at risk…

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Health insurance improvements may reduce drug related deaths

health insurance drug Coverage

A new study conducted by American and Canadian researchers has provided new insight for the industry. The results of new research have just been released in Vancouver, indicating that health insurance could help to reduce the instance of deaths related to the use of opioid drugs. The reason that was found for this trend is that substitution treatment would be covered. Health insurance makes it possible for patients to be able to have coverage for methadone and other substitution treatments when they are struggling with addictions to these powerful medications.…

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Health insurance through state exchanges still not a firm deal for many Americans

health insurance confusion

Two out of three people still haven’t decided if they will insure themselves under the new law. Even though it is full steam ahead for the Affordable Care Act, many Americans still don’t entirely understand what they need to do in order to comply with it or they simply have not yet decided whether or not they will choose to purchase the health insurance that is needed under the so-called individual mandate. A recent study has indicated that almost two thirds of Americans has not yet made its decision. The…

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Insurance news study results show people with coverage use hospital less

insurance news

The research compared hospitalizations among those who had health plans with those who didn’t. According to the results of a new study that are making insurance news headlines, people who have health coverage are far less likely to require hospitalization than those who are uninsured. This data comes at a time when the Affordable Care Act is still trying to show it will be financially worthwhile. The research performed a comparison between the hospitalizations of childless adults who had BadgerCare with those who are completely uninsured. What it determined was…

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Health insurance premiums are a motivator to live healthier

walking for health insurance savings

A recent study has shown that coverage costs can encourage people to exercise more and get fit. There was a great deal of controversy that arose when a health insurance company first started charging higher rates for individuals who were obese, but whether or not it is deemed appropriate or fair, a recent study has shown that it can give people the motivation they need to bring their weight down to healthier levels. When policyholders were given the choice to lose weight or pay more, they quickly started dieting. According…

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Health insurance research shows coverage and being healthy are not the same

Health Insurance benefits

The Oregon Health Experiment has demonstrated that even people with a plan get sick and die. A study about the relationship between health insurance coverage and actually being healthy was conducted in Oregon and showed that having a plan doesn’t necessarily guarantee wellness. The project was lead by Amy Finkelstein, from MIT, and showed that the two are not the same. Called the Oregon Health Experiment, the research indicated that while some people who have coverage live long and healthy lives, others get sick and die. It also determined that…

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