Americans with a health insurance plan have half the risk of bankruptcy, study

Health insurance plan - Man with empty pockets - bankruptcy

New data from the American Bankruptcy Institute shows uninsured people are twice as likely to file. Just as data is being released saying that while most Americans now have a health insurance plan, many remain underinsured, another study’s results have indicated that coverage is still making a difference. The American Bankruptcy Institute has shown that the uninsured have twice the likelihood of filing bankruptcy compared to those with coverage. The research showed that covered individuals whose policy was interrupted were twice as likely to go bankrupt. In fact, the data…

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The US health care system now covers 9 out of every 10 Americans

US Health Care System

Though heavily criticized the Affordable Care Act has received, most Americans have medical coverage. The greatly criticized US health care system now covers approximately 90 percent of Americans. Still, it remains a core subject of debate among 2020 presidential candidates. Most are now attempting to present their own alternate versions of the system. In fact, many candidates are seeking to eliminate the Affordable Care Act and begin again. If we were to listen exclusively to what politicians are saying about the US health care system at the moment, it would…

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Pennsylvania health care to become state-run, leaving Healthcare.gov

Pennsylvania health care - Pennsylvania state seal & doctor

State officials recently shared their intention to transition away from the federal insurance exchange. State leaders recently announced that the Pennsylvania health care insurance exchange will be transitioning to a state-run marketplace. Currently, Pennsylvanians use the federal exchange at healthcare.gov to purchase their health plans. The new Pennsylvania health care changes are meant to help state residents to save more money while improving the affordability of individual and family plans. Until now, the healthcare.gov website has served state residents. Pennsylvania Governor Tom Wolf signed legislation earlier this week, laying the…

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Health insurance for illegal immigrants to be a US first in California

Health insurance for illegal immigrants - Approval in California

The state is setting itself up to become the first in the country to cover undocumented residents. A new budget deal now has the nod from California lawmakers, setting the scene to make the state the first in the country to offer health insurance for illegal immigrants. This bill would make it possible for adults living illegally in the U.S. to purchase health plans. The health insurance for illegal immigrants benefits were a component of a broad-reaching plan for how the state will spend $213 billion of federal and state…

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California may use penalties to pay for health insurance subsidies

Health insurance subsidies - money - dollar sign

Governor Gavin Newsom has proposed a tax penalty that would cover the Californian subsidy costs. Governor Gavin Newsom has proposed a new move to fund health insurance subsidies in the state. It would provide an estimated 850,000 Californians with assistance in paying their premiums. The goal is to assist people who make too much to qualify for federal aid but struggle to pay premiums. To be able to afford to provide the additional health insurance subsidies, the Democratic governor has proposed a tax penalty. This would be applied to Californians…

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New York health insurance policies now cover 95 percent of state residents

New York Health Insurance - Brooklyn Bridge

The N.Y. State of Health has announced a new coverage record as many more residents enroll. A New York health insurance enrollment record has been broken this year as 95 percent of residents are now enrolled in the N.Y. State of Health plans. Registrations in the New York State of Health plans have struck record levels for this year’s coverage. This year’s enrollment period came to a close on January 31 and by that point, there were 4.8 million people with New York Health Insurance registrations. This figure represents 95…

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Trump’s attempt to roll back birth control mandate quashed by judge

Birth Control Mandate - Birth Control Pills

A federal judge has ruled to block a set of new regulations put forward by the Trump administration. The recent attempt the Trump administration has made to block the birth control mandate in the Affordable Care Act has been halted for the moment. A federal judge in Pennsylvania has paused the ability for the efforts to move forward. The Trump administration had been seeking to roll back the birth control mandate. This would make it harder for women to obtain no cost birth control if their employers state that they…

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