Colorado health insurance will continue to protect those with pre-existing conditions

Colorado health insurance continues to protect those with pre-existing conditions - man in wheelchair

As Americans across the country return to struggling for coverage, Coloradans will be spared. Colorado health insurance will maintain its coverage of individuals with pre-existing conditions, despite the Trump administration’s recent moves. The president shocked the health care industry earlier this month when the Department of Justice announced it wouldn’t be defending certain central components in the Affordable Care Act. This announcement may mean that Americans with pre-existing conditions could once again lose coverage. That said, Colorado health insurance law will make certain that residents of the state will continue…

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95 percent of US healthcare groups opposed Trump’s new health insurance rules

US Healthcare Groups - Opposed to Changes - Hand stopping dominoes

Nearly every group that submitted formal comments officially panned the strategy the president proposed. Over 95 percent of the US healthcare groups that submitted formal comments regarding President Trump’s strategy to dismantle the Affordable Care Act were opposed to his efforts. They either criticized the new health insurance rule strategy or flat-out opposed it. The health insurance industry isn’t impressed with the president’s efforts to cut apart Obamacare. A new L.A. Times review of the thousands of comments formally submitted by US healthcare groups to federal agencies showed heavy criticism…

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California insurance market third largest in the world

California insurance market - Flag of America and of California

The state’s insurers collect $332 billion in premiums every year, said the commissioner. The California insurance market now has an annual premium volume higher than ever before. The volume has now reached $332 billion, said Insurance Commissioner Dave Jones. This figure brings the state to the position of being the third largest market in the world. The California insurance market is the largest in the United States. That said, while that figure from the California Department of Insurance (CDI) does sound impressive, knowing what that represents on a global scale…

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Idaho health insurance plans draw Trump administration warning

Idaho health insurance plans - Stop Sign on Road

The state has announced its intentions to allow certain medical policies that don’t comply with the ACA. The Trump administration has sent a written warning regarding Idaho health insurance plans. The state revealed its intentions to begin selling health policies that fail to meet the Affordable Care Act’s minimum requirements. The Trump administration said Idaho’s move “may not be substantially enforcing” the health care law. The letter was issued as a warning. Trump’s administration sent it to Idaho’s governor, Butch Otter (R). The letter was also sent to the Idaho…

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Health insurance expenses bring stress to uninsured American adults

Colorado Mental Health Insurance - Stressed Adult

A new report shows uninsured people are hesitant to purchase a policy due to anticipated rising costs. Approximately 71 percent of uninsured American adults who were aware of the open enrollment period chose not to purchase a plan due to expected increasing health insurance expenses. They risk failure to comply with the Affordable Care Act to sidestep rising costs. This represents a potential shift in the level of confidence that the ACA will stay in effect. The research was conducted by the Commonwealth Fund. The results were published in a…

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Nevada’s new health insurance enrollment system to stop next year

las vegas nevada health insurance enrollment system

The state’s technical problems with the system have forced it to need to shut down in 2019. The original Nevada health insurance enrollment system put into place by the end of 2014 had serious glitches. Those glitches caused many people to suffer unnecessary additional health care expenses. The problem with the original health plan enrollment service was in its record keeping. Thousands of people across Nevada complained that their policies were not kept up to date through the health plan enrollment service. Their coverage was cancelled for non-payment, despite the…

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Health insurance plan coverage reaching all but 7 percent of Californians

california health insurance plan

A new nationwide study conducted by the National Center for Health Statistics examined uninsured rates. Nearly 29 million Americans across the country currently lack a health insurance plan. This is a considerable reduction in the uninsured rate. In 2010, almost 49 million Americans didn’t have health insurance coverage. Californians are faring even better than the rest of the country in terms of their coverage rates. That said, on the other end of the spectrum, Texans are the Americans least likely to have a health insurance plan. In that state, 20…

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US government shutdown leaves CHIP without funding

US government shutdown CHIP

Senate failed to pass the House-sponsored continuing resolution (CR) to the president on Friday. The Senate was unable to advance the House-sponsored CR ahead of a US government shutdown last week. It left the Children’s Health Insurance Program (CHIP) unfunded, placing many states at risk of losing their medical coverage for kids from low income families. The “Cadillac tax” has also failed to move forward, as the government shutdown began at midnight on Saturday. The six year extension of CHIP funding had bipartisan support. Both Republicans and Democrats were in…

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Strong health insurance registrations surprise ACA opponents and supporters, too

ACA health insurance registrations exchange

Despite the president’s claims that Obamacare was repealed, the health care law saw its strongest results. Not twenty four hours after President Donald Trump said the Affordable Care Act “has been repealed,” health insurance registrations data showed the strongest year. Officials reported that 8.8 million Americans enrolled in health plans on the federal insurance exchange to cover them next year. Those numbers don’t yet include the data from insurance exchanges run by individual states. The 2018 health insurance registrations on HealthCare.gov were strong enough that they nearly achieved the 2017…

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Not every health insurance exchange deadline has passed

health insurance exchange deadlines for rate filings

Last Friday was the official deadline for ACA enrollment but some states have issued extensions. Americans rushed to their state health insurance exchange to beat the enrollment deadline last Friday. That said, the Trump administration and some state exchanges have announced an extension of the deadline for certain individuals. This makes it possible for more Americans to obtain the coverage they need in time for the start of 2018. When Americans phoned the HealthCare.gov service center as of Saturday morning, they were greeted by a recorded message meant to assuage…

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